Hope Bancorp Financials

HOPE Stock  USD 10.54  0.05  0.48%   
Based on the analysis of Hope Bancorp's profitability, liquidity, and operating efficiency, Hope Bancorp may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. At present, Hope Bancorp's Total Stockholder Equity is projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 15.1 B, whereas Non Currrent Assets Other are forecasted to decline to (95.8 M). Key indicators impacting Hope Bancorp's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.190.1044
Way Up
Slightly volatile
Return On Assets0.00560.0058
Notably Down
Slightly volatile
Return On Equity0.04430.0467
Notably Down
Slightly volatile
Debt Equity Ratio0.170.184
Significantly Down
Pretty Stable
Operating Income992.3 M945 M
Sufficiently Up
Slightly volatile
Current Ratio0.210.2218
Notably Down
Slightly volatile
The financial analysis of Hope Bancorp is a critical element in measuring its lifeblood. Investors should not minimize Hope Bancorp's ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.

Net Income

72.93 Million

  
Understanding current and past Hope Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Hope Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Hope Bancorp's assets may result in an increase in income on the income statement.
Please note, the presentation of Hope Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Hope Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Hope Bancorp's management manipulating its earnings.

Hope Bancorp Stock Summary

Hope Bancorp competes with OP Bancorp, PCB Bancorp, Financial Institutions, LINKBANCORP, and Hanmi Financial. Hope Bancorp, Inc. operates as the bank holding company for Bank of Hope that provides banking services for small and medium-sized businesses, and individuals in the United States. Hope Bancorp, Inc. was incorporated in 2000 and is headquartered in Los Angeles, California. Hope Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 15 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS43940T1097
CUSIP43940T109 073295107 63080P105 630801108
LocationCalifornia; U.S.A
Business Address3200 Wilshire Boulevard,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.bankofhope.com
Phone213 639 1700
CurrencyUSD - US Dollar

Hope Bancorp Key Financial Ratios

Hope Bancorp Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets17.1B17.9B19.2B19.1B17.1B17.9B
Other Assets11.6B11.7B13.7B62.3M14.4B15.1B
Total Liab15.1B15.8B17.1B17.0B14.9B15.7B
Other Current Liab(14.7M)(4.3M)(26.7M)15.8B18.2B19.1B
Net Debt208.2M305.3M681.9M(25.0M)(65.6M)(62.3M)
Retained Earnings785.9M932.6M1.1B1.2B1.2B1.2B
Accounts Payable14.7M4.3M26.7M168.2M93.8M98.5M
Cash350.6M316.3M506.8M1.9B458.2M336.0M
Net Receivables59.4M41.8M55.5M61.7M51.2M53.7M
Total Current Assets2.7B3.0B2.5B1.9B20.8M19.8M
Other Liab70.8M145.6M129.8M46.2M53.2M49.5M
Long Term Debt308.7M621.6M1.2B1.9B348.6M338.9M
Inventory(460.0M)(375.1M)(566.2M)1.9B2.1B2.3B
Short Term Debt164.5M313.9M880.0M1.8B2.1B2.2B
Intangible Assets9.7M7.7M5.7M3.9M2.3M2.2M
Other Current Assets460.0M375.1M566.2M2.0B2.3B3.4B
Net Tangible Assets1.6B1.6B1.6B1.5B1.8B1.3B
Long Term Debt Total296.5M302.5M308.7M321.6M369.8M388.3M
Capital Surpluse1.4B1.4B1.4B1.4B1.6B1.1B

Hope Bancorp Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense131.4M53.8M137.7M523.0M526.1M552.4M
Total Revenue514.1M552.0M623.9M571.4M954.0M1.0B
Gross Profit514.1M552.0M623.9M1.1B954.0M1.0B
Operating Income142.3M275.3M433.7M197.7M945.0M992.3M
Ebit142.3M275.3M433.7M197.7M227.3M147.8M
Ebitda154.5M301.3M453.8M1.8M2.1M2.0M
Income Before Tax142.3M275.3M296.0M177.9M133.0M107.7M
Net Income111.5M204.6M218.3M133.7M99.6M72.9M
Income Tax Expense30.8M70.7M77.8M44.2M33.3M35.0M
Tax Provision30.8M70.7M77.8M55.3M33.3M52.3M
Net Interest Income467.5M512.8M578.4M550.5M427.9M507.0M
Interest Income598.9M566.5M716.1M1.0B954.0M713.0M

Hope Bancorp Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash(348.0M)(34.3M)190.5M1.4B(1.5B)(1.4B)
Free Cash Flow160.9M317.0M476.4M460.7M116.7M131.5M
Depreciation110.4M14.6M20.1M30.9M52.7M55.3M
Other Non Cash Items38.3M37.1M184.7M107.2M25.5M25.1M
Capital Expenditures5.0M7.2M9.1M13.1M9.8M6.4M
Net Income111.5M204.6M218.3M133.7M99.6M80.9M
End Period Cash Flow350.6M316.3M506.8M1.9B458.2M356.1M
Dividends Paid69.2M68.7M67.1M67.1M67.5M70.9M
Investments(1.8B)(451.6M)(1.5B)980.8M466.5M489.8M
Change Receivables(2.2M)1.5M(28.7M)16.7M15.1M15.8M
Net Borrowings(122.1M)(195M)(378.6M)565M649.8M682.2M
Change To Netincome24.2M113.4M34.1M196.9M226.5M237.8M

Hope Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Hope Bancorp's current stock value. Our valuation model uses many indicators to compare Hope Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Hope Bancorp competition to find correlations between indicators driving Hope Bancorp's intrinsic value. More Info.
Hope Bancorp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Hope Bancorp is roughly  8.51 . At present, Hope Bancorp's Return On Equity is projected to slightly decrease based on the last few years of reporting. Comparative valuation analysis is a catch-all technique that is used if you cannot value Hope Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Hope Bancorp Systematic Risk

Hope Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Hope Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty with a total number of output elements of fourty-one. The Beta measures systematic risk based on how returns on Hope Bancorp correlated with the market. If Beta is less than 0 Hope Bancorp generally moves in the opposite direction as compared to the market. If Hope Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Hope Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Hope Bancorp is generally in the same direction as the market. If Beta > 1 Hope Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Hope Bancorp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Hope Bancorp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Hope Bancorp growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.54)

At present, Hope Bancorp's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.

Hope Bancorp March 19, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Hope Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Hope Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Hope Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Hope Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Hope Bancorp's daily price indicators and compare them against related drivers.

Complementary Tools for Hope Stock analysis

When running Hope Bancorp's price analysis, check to measure Hope Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hope Bancorp is operating at the current time. Most of Hope Bancorp's value examination focuses on studying past and present price action to predict the probability of Hope Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hope Bancorp's price. Additionally, you may evaluate how the addition of Hope Bancorp to your portfolios can decrease your overall portfolio volatility.
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