Based on the key measurements obtained from Guaranty Bancshares,'s financial statements, Guaranty Bancshares, is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January. At this time, Guaranty Bancshares,'s Other Liabilities is fairly stable compared to the past year. Long Term Debt Total is likely to rise to about 59.4 M in 2024, despite the fact that Other Current Liabilities is likely to grow to (4.3 M). Key indicators impacting Guaranty Bancshares,'s financial strength include:
The financial analysis of Guaranty Bancshares, is a critical element in measuring its lifeblood. Investors should not minimize Guaranty Bancshares,'s ability to pay suppliers or employees on time, ensuring interest payments are not accumulating.
Net Income
15.93 Million
Guaranty
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Understanding current and past Guaranty Bancshares, Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Guaranty Bancshares,'s financial statements are interrelated, with each one affecting the others. For example, an increase in Guaranty Bancshares,'s assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in Guaranty Bancshares,'s accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Guaranty Bancshares,. Check Guaranty Bancshares,'s Beneish M Score to see the likelihood of Guaranty Bancshares,'s management manipulating its earnings.
Guaranty Bancshares, Stock Summary
Guaranty Bancshares, competes with First Community, Community West, First Financial, First Northwest, and Home Federal. Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company was founded in 1913 and is headquartered in Addison, Texas. Guaranty Bancshares operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 472 people.
Guaranty Bancshares, Key Income Statement Accounts
An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
Cash flow analysis captures how much money flows into and out of Guaranty Bancshares,. It measures of how well Guaranty is doing because it can show the actual money that comes into and out of the Company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Guaranty Bancshares, brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Guaranty had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Guaranty Bancshares, has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
Comparative valuation techniques use various fundamental indicators to help in determining Guaranty Bancshares,'s current stock value. Our valuation model uses many indicators to compare Guaranty Bancshares, value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Guaranty Bancshares, competition to find correlations between indicators driving Guaranty Bancshares,'s intrinsic value. More Info.
Guaranty Bancshares, is rated # 5 in return on equity category among its peers. It is rated # 4 in return on asset category among its peers reporting about 0.10 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Guaranty Bancshares, is roughly 10.33 . At this time, Guaranty Bancshares,'s Return On Equity is fairly stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Guaranty Bancshares,'s earnings, one of the primary drivers of an investment's value.
Guaranty Bancshares, Systematic Risk
Guaranty Bancshares,'s systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Guaranty Bancshares, volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The function did not generate any output. Please change time horizon or modify your input parameters. The output start index for this execution was one with a total number of output elements of sixty. The Beta measures systematic risk based on how returns on Guaranty Bancshares, correlated with the market. If Beta is less than 0 Guaranty Bancshares, generally moves in the opposite direction as compared to the market. If Guaranty Bancshares, Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Guaranty Bancshares, is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Guaranty Bancshares, is generally in the same direction as the market. If Beta > 1 Guaranty Bancshares, moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Guaranty Bancshares, Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Guaranty Bancshares,'s growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Guaranty Bancshares, growth as a starting point in their analysis.
Guaranty Bancshares, December 18, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Guaranty Bancshares, help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Guaranty Bancshares,. We use our internally-developed statistical techniques to arrive at the intrinsic value of Guaranty Bancshares, based on widely used predictive technical indicators. In general, we focus on analyzing Guaranty Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Guaranty Bancshares,'s daily price indicators and compare them against related drivers.
When running Guaranty Bancshares,'s price analysis, check to measure Guaranty Bancshares,'s market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Guaranty Bancshares, is operating at the current time. Most of Guaranty Bancshares,'s value examination focuses on studying past and present price action to predict the probability of Guaranty Bancshares,'s future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Guaranty Bancshares,'s price. Additionally, you may evaluate how the addition of Guaranty Bancshares, to your portfolios can decrease your overall portfolio volatility.