Donegal Group Financials
DGICB Stock | USD 14.90 0.40 2.76% |
Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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Debt Equity Ratio | 0.18 | 0.1459 |
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Current Ratio | 0.42 | 0.4432 |
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Investors should never underestimate Donegal Group's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Donegal Group's cash flow, debt, and profitability to make informed and accurate decisions about investing in Donegal Group B.
Net Income |
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Donegal | Select Account or Indicator |
Understanding current and past Donegal Group Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Donegal Group's financial statements are interrelated, with each one affecting the others. For example, an increase in Donegal Group's assets may result in an increase in income on the income statement.
Please note, the presentation of Donegal Group's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Donegal Group's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Donegal Group's management manipulating its earnings.
Donegal Group Stock Summary
Donegal Group competes with Horace Mann, United Fire, Donegal Group, Global Indemnity, and Selective Insurance. Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania. Donegal Group operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange.Specialization | Financial Services, Insurance - Property & Casualty |
Instrument | USA Stock View All |
Exchange | NASDAQ Exchange |
ISIN | US2577013004 |
CUSIP | 257701300 |
Location | Pennsylvania; U.S.A |
Business Address | 1195 River Road, |
Sector | Insurance |
Industry | Financials |
Benchmark | Dow Jones Industrial |
Website | www.donegalgroup.com |
Phone | 800 877 0600 |
Currency | USD - US Dollar |
Donegal Group Key Financial Ratios
Return On Equity | 0.0505 | ||||
Profit Margin | 0.03 % | ||||
Operating Margin | 0.08 % | ||||
Price To Sales | 0.56 X | ||||
Revenue | 927.34 M |
Donegal Group Key Balance Sheet Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Total Assets | 1.9B | 2.2B | 2.3B | 2.2B | 2.3B | 2.4B | |
Retained Earnings | 223.3M | 258.4M | 263.7M | 240.6M | 217.8M | 138.6M | |
Other Assets | (359.6M) | (329.3M) | (276.6M) | 882.6M | 591.3M | 620.8M | |
Total Liab | 1.5B | 1.6B | 38.9M | 1.8B | 1.8B | 1.9B | |
Net Debt | (9.3M) | (13.1M) | (22.7M) | 9.9M | 11.2M | 20.9M | |
Net Receivables | 532.8M | 578.5M | 642.4M | 630.4M | 632.5M | 664.2M | |
Total Current Assets | 1.2B | 1.3B | 1.2B | 1.3B | 311.5M | 296.0M | |
Short Term Debt | 59M | 60M | 35M | 85M | 40.3M | 43.4M | |
Other Current Liab | (37.1M) | (3.1B) | (5.3B) | 670.7M | (7.4B) | (7.1B) | |
Accounts Payable | 2.1M | 3.2M | 3.9M | 3.5M | 8.8M | 6.0M | |
Cash | 49.3M | 103.1M | 57.7M | 25.1M | 23.8M | 22.1M | |
Common Stock | 318K | 333K | 344K | 357K | 364.1K | 345.9K | |
Other Current Assets | 265.4M | 377.9M | 321.6M | 312.8M | 311.5M | 296.0M | |
Inventory | (265.4M) | (377.9M) | (321.6M) | (219.6M) | (497.5B) | (472.7B) | |
Other Liab | 17.6M | 317.8M | 16.4M | 13.0M | 15.0M | 14.2M | |
Net Tangible Assets | 444.4M | 511.2M | 531.0M | 477.0M | 429.3M | 379.5M | |
Short Long Term Debt | 59M | 60M | 35M | 85M | 31.5M | 40.3M | |
Long Term Debt Total | 64M | 30M | 40M | 5M | 4.5M | 4.3M | |
Capital Surpluse | 268.2M | 289.1M | 304.9M | 325.6M | 374.4M | 297.1M |
Donegal Group Key Income Statement Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Interest Expense | 1.6M | 1.2M | 896K | 621K | 619.8K | 1.2M | |
Total Revenue | 812.2M | 777.8M | 816.5M | 454.0 | 927.3M | 973.7M | |
Gross Profit | 812.2M | 777.8M | 816.5M | 454.0 | 927.3M | 973.7M | |
Operating Income | 56.6M | 62.8M | 29.9M | (8.5M) | 620.2M | 651.2M | |
Ebit | 56.6M | 64.5M | 31.2M | (3.0M) | 5.7M | 5.4M | |
Ebitda | 62.2M | 71.2M | 37.1M | 1.8M | 10.0M | 9.5M | |
Net Income | 47.2M | 52.8M | 25.3M | (2.0M) | 4.4M | 4.2M | |
Income Tax Expense | 9.9M | 10.5M | 5.1M | (1.7M) | 638.0K | 606.1K | |
Income Before Tax | 57.1M | 63.3M | 30.3M | (3.6M) | 5.1M | 4.8M | |
Cost Of Revenue | 68.0 | (358.0) | 752.4M | (16.0) | (18.4) | (17.48) | |
Tax Provision | 9.9M | 10.5M | 5.1M | (1.7M) | 1.8M | 2.9M | |
Net Interest Income | (1.6M) | (1.2M) | (896K) | (621K) | (620.3K) | (651.3K) |
Donegal Group Key Cash Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Change In Cash | (3.3M) | 53.8M | (45.4M) | (32.6M) | (1.3M) | (1.3M) | |
Free Cash Flow | 76.2M | 101.0M | 1.3B | 95.4M | 28.6M | 27.2M | |
Depreciation | 5.6M | 6.7M | 5.8M | 4.8M | 4.3M | 3.0M | |
Other Non Cash Items | (22.3M) | (2.8M) | (6.5M) | 13.1M | (3.2M) | (3.3M) | |
Dividends Paid | 16.1M | 17.0M | 19.1M | 20.5M | 21.9M | 23.0M | |
Capital Expenditures | 149.6K | 89.7K | 1.2B | 28.3M | 44.7K | 42.5K | |
Net Income | 47.2M | 52.8M | 25.3M | (2.0M) | 4.4M | 4.2M | |
End Period Cash Flow | 49.3M | 103.1M | 57.7M | 25.1M | 23.8M | 18.8M | |
Change To Inventory | 54.6M | 92.6M | 97.4M | 8.4M | 9.7M | 9.2M | |
Investments | (43.4M) | (99.6M) | (64.7M) | (117.6M) | (35.4M) | (37.1M) | |
Net Borrowings | 1M | (25M) | 50M | (55M) | (49.5M) | (47.0M) | |
Change To Netincome | (22.3M) | (2.8M) | 51.5M | 69.1M | 79.4M | 83.4M |
Donegal Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Donegal Group's current stock value. Our valuation model uses many indicators to compare Donegal Group value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Donegal Group competition to find correlations between indicators driving Donegal Group's intrinsic value. More Info.Donegal Group B is rated below average in return on equity category among its peers. It also is rated below average in return on asset category among its peers reporting about 0.17 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Donegal Group B is roughly 6.01 . At present, Donegal Group's Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Donegal Group's earnings, one of the primary drivers of an investment's value.Donegal Group B Systematic Risk
Donegal Group's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Donegal Group volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Donegal Group B correlated with the market. If Beta is less than 0 Donegal Group generally moves in the opposite direction as compared to the market. If Donegal Group Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Donegal Group B is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Donegal Group is generally in the same direction as the market. If Beta > 1 Donegal Group moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Donegal Group Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Donegal Group's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Donegal Group growth as a starting point in their analysis.
Price Earnings To Growth Ratio |
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Donegal Group November 28, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Donegal Group help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Donegal Group B. We use our internally-developed statistical techniques to arrive at the intrinsic value of Donegal Group B based on widely used predictive technical indicators. In general, we focus on analyzing Donegal Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Donegal Group's daily price indicators and compare them against related drivers.
Downside Deviation | 3.42 | |||
Information Ratio | 0.0886 | |||
Maximum Drawdown | 14.48 | |||
Value At Risk | (4.52) | |||
Potential Upside | 7.61 |
Complementary Tools for Donegal Stock analysis
When running Donegal Group's price analysis, check to measure Donegal Group's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Donegal Group is operating at the current time. Most of Donegal Group's value examination focuses on studying past and present price action to predict the probability of Donegal Group's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Donegal Group's price. Additionally, you may evaluate how the addition of Donegal Group to your portfolios can decrease your overall portfolio volatility.
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