COG Financial Financials

COG Stock   1.03  0.04  4.04%   
We were able to analyze and collect data for twenty-eight available fundamental indicators for COG Financial Services, which can be compared to its peers. The stock experiences a very speculative upward sentiment. Check odds of COG Financial to be traded at 1.2875 in 90 days. Key indicators impacting COG Financial's financial strength include:
Operating Margin
0.1157
PE Ratio
17.1667
Profit Margin
0.0237
Payout Ratio
1.357
EPS Estimate Current Year
0.1185
  
Understanding current and past COG Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of COG Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in COG Financial's assets may result in an increase in income on the income statement.
Please note, the imprecision that can be found in COG Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of COG Financial Services. Check COG Financial's Beneish M Score to see the likelihood of COG Financial's management manipulating its earnings.

COG Financial Stock Summary

COG Financial competes with Australian Unity, TPG Telecom, Super Retail, and EMvision Medical. COG Financial is entity of Australia. It is traded as Stock on AU exchange.
Foreign Associate
  USA
Specialization
Financial Services, Financial Services
InstrumentAustralia Stock View All
ExchangeAustralian Securities Exchange
ISINAU000000COG7
Business Address72 Archer Street,
SectorFinancial Services
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.cogfs.com.au
Phone800 345 6611
You should never invest in COG Financial without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of COG Stock, because this is throwing your money away. Analyzing the key information contained in COG Financial's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

COG Financial Key Financial Ratios

COG Financial's financial ratios allow both analysts and investors to convert raw data from COG Financial's financial statements into concise, actionable information that can be used to evaluate the performance of COG Financial over time and compare it to other companies across industries.

COG Financial Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets476.7M518.2M593.0M687.1M790.2M829.7M
Other Liab8.5M12.5M15.6M27.6M31.8M33.4M
Net Debt131.4M167.2M181.9M251.1M288.7M303.2M
Cash94.5M76.1M101.8M125.7M144.5M151.8M
Other Assets110.2M157.1M174.8M(307.3M)(353.4M)(335.8M)
Long Term Debt41.0M45.8M77.9M150.6M173.2M181.8M
Other Current Assets52.8M65.7M83.4M98.4M113.2M118.9M
Total Liab287.0M310.6M378.5M483.5M556.0M583.8M
Total Current Assets205.7M173.3M205.4M240.1M276.1M289.9M
Common Stock247.3M275.5M279.5M285.0M327.8M344.1M
Other Current Liab(196.8M)(210.3M)(229.5M)(255.1M)(229.6M)(218.1M)
Accounts Payable11.8M12.8M23.7M29.0M33.3M35.0M
Net Receivables58.4M31.1M19.7M15.8M18.2M15.5M
Short Term Debt185.0M197.5M205.8M226.2M260.1M273.1M
Inventory72K288K530K176K202.4K212.5K
Good Will82.1M102.6M132.9M135.4M155.8M99.8M
Intangible Assets117.7M148.2M184.1M41.7M47.9M63.7M
Net Tangible Assets32.5M34.6M22.8M(20.2M)(18.2M)(17.2M)
Short Long Term Debt185.0M197.5M205.8M226.2M260.1M273.1M
Long Term Debt Total50.2M41.0M45.8M77.9M89.6M53.8M
Net Invested Capital378.3M414.2M447.6M528.4M607.7M380.8M

COG Financial Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense8.1M5.0M8.5M2.5M2.8M3.2M
Total Revenue267.8M320.8M366.0M499.0M573.8M602.5M
Gross Profit92.3M105.4M132.5M293.0M336.9M353.7M
Operating Income37.0M41.3M47.8M32.4M37.2M39.1M
Ebit37.0M41.3M47.8M56.5M65.0M68.2M
Ebitda48.3M53.3M62.4M74.3M85.4M89.7M
Income Before Tax(9.7M)35.5M30.0M36.1M41.5M43.6M
Net Income(26.4M)19.7M8.1M12.9M14.8M15.5M
Income Tax Expense8.9M10.2M10.1M11.9M13.7M14.4M
Cost Of Revenue175.5M215.4M233.5M206.0M236.9M248.8M
Tax Provision8.9M10.2M10.1M11.9M13.7M14.4M
Minority Interest37.3M(8.9M)(9.9M)(11.3M)(10.2M)(9.7M)
Net Interest Income(6.9M)(4.8M)(7.0M)949K854.1K896.8K
Interest Income1.1M182K1.5M3.4M3.1M3.3M

COG Financial Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash59.8M(18.4M)25.7M23.9M27.5M28.8M
Free Cash Flow187.2M27.1M20.2M35.7M41.0M43.1M
Depreciation10.5M11.3M13.6M17.8M20.5M21.5M
Other Non Cash Items206.7M4.2M10.1M11.3M13.0M19.2M
Capital Expenditures3.7M8.1M11.6M10.7M12.3M14.4M
Net Income(26.4M)19.7M8.1M12.9M14.8M15.5M
End Period Cash Flow94.5M76.1M101.8M125.7M144.5M151.8M
Dividends Paid14.4M24.3M24.6M16.7M19.2M20.2M
Change To Inventory21K216K(241K)353K406.0K426.2K
Investments5.0M(6.9M)(36.2M)(87.2M)(78.4M)(74.5M)
Net Borrowings(11.9M)(47.6M)(28.6M)34.1M30.6M32.2M
Change To Netincome19.0M50.3M9.6M17.1M19.6M20.6M

COG Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining COG Financial's current stock value. Our valuation model uses many indicators to compare COG Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across COG Financial competition to find correlations between indicators driving COG Financial's intrinsic value. More Info.
COG Financial Services is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.51  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for COG Financial Services is roughly  1.96 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the COG Financial's earnings, one of the primary drivers of an investment's value.

COG Financial Services Systematic Risk

COG Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. COG Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourty with a total number of output elements of twenty-one. The Beta measures systematic risk based on how returns on COG Financial Services correlated with the market. If Beta is less than 0 COG Financial generally moves in the opposite direction as compared to the market. If COG Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one COG Financial Services is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of COG Financial is generally in the same direction as the market. If Beta > 1 COG Financial moves generally in the same direction as, but more than the movement of the benchmark.

COG Financial Services Total Assets Over Time

COG Financial Thematic Clasifications

COG Financial Services is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
BanksView
This theme covers All money banks and credit services. Large and small money and credit banks and credit services. Get More Thematic Ideas

COG Financial March 9, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of COG Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of COG Financial Services. We use our internally-developed statistical techniques to arrive at the intrinsic value of COG Financial Services based on widely used predictive technical indicators. In general, we focus on analyzing COG Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build COG Financial's daily price indicators and compare them against related drivers.

Additional Tools for COG Stock Analysis

When running COG Financial's price analysis, check to measure COG Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy COG Financial is operating at the current time. Most of COG Financial's value examination focuses on studying past and present price action to predict the probability of COG Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move COG Financial's price. Additionally, you may evaluate how the addition of COG Financial to your portfolios can decrease your overall portfolio volatility.