Aegon NV Financials

AEG Stock  USD 6.21  0.23  3.85%   
Based on the key indicators related to Aegon NV's liquidity, profitability, solvency, and operating efficiency, Aegon NV ADR is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March. At this time, Aegon NV's Retained Earnings are most likely to increase significantly in the upcoming years. The Aegon NV's current Non Current Liabilities Total is estimated to increase to about 351.6 B, while Net Debt is projected to decrease to roughly 719.9 M. Key indicators impacting Aegon NV's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Debt Equity Ratio0.940.75
Significantly Up
Pretty Stable
Current Ratio0.710.75
Notably Down
Pretty Stable
Investors should never underestimate Aegon NV's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Aegon NV's cash flow, debt, and profitability to make informed and accurate decisions about investing in Aegon NV ADR.

Cash And Equivalents

1.35 Billion

  
Understanding current and past Aegon NV Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Aegon NV's financial statements are interrelated, with each one affecting the others. For example, an increase in Aegon NV's assets may result in an increase in income on the income statement.

Aegon NV Stock Summary

Aegon NV competes with Hartford Financial, Goosehead Insurance, International General, Enstar Group, and American International. Aegon N.V. provides insurance, pensions, and asset management services in the Americas, the Netherlands, and the United Kingdom. Aegon N.V. was founded in 1983 and is headquartered in The Hague, the Netherlands. Aegon NV is traded on New York Stock Exchange in the United States.
Specialization
Financial Services, Insurance - Diversified
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS0079241032
CUSIP007924103 0076CA104
LocationNetherlands
Business AddressAegonplein 50, The
SectorInsurance
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.aegon.com
Phone31 70 344 3210
CurrencyUSD - US Dollar

Aegon NV Key Financial Ratios

Aegon NV Key Balance Sheet Accounts

202020212022202320242025 (projected)
Total Assets443.8B468.3B401.8B301.6B346.8B259.7B
Net Debt2.7B5.3B3.3B842M757.8M719.9M
Retained Earnings10.3B12.2B10.6B5.1B5.9B6.4B
Other Assets167.9B190.6B238.9B(33.4B)(38.4B)(36.5B)
Total Liab419.2B441.9B387.6B292.0B335.8B244.2B
Net Receivables6.8B5.6B8.9B3.6B4.1B5.0B
Total Current Assets115.8B113.9B73.2B58.0B66.7B51.6B
Short Term Debt72M1.7B1.3B94M84.6M80.4M
Other Current Liab(2.9B)(1.7B)(1.3B)(2.2B)(2.0B)(1.9B)
Other Liab377.7B379.0B404.8B275.8B317.2B384.6B
Accounts Payable2.8B3.1B2.2B2.1B1.9B1.8B
Cash8.4B6.9B3.4B4.1B4.7B7.3B
Long Term Debt10.7B11.2B5.3B4.7B5.4B10.1B
Other Current Assets21.2B18.8B155M840M756M718.2M
Intangible Assets1.0B941M924M213M191.7M182.1M
Net Tangible Assets23.9B24.1B26.1B13.0B11.7B19.9B

Aegon NV Key Income Statement Accounts

202020212022202320242025 (projected)
Interest Expense513M505M335M7M6.3M6.0M
Total Revenue37.0B46.1B(15.8B)29.5B34.0B28.2B
Gross Profit44.3B46.1B(31.7B)10.0B11.5B10.9B
Operating Income(493M)2.2B(540K)(63M)(56.7M)(53.9M)
Ebit(553M)1.4B(499M)(63M)(56.7M)(53.9M)
Ebitda169M2.6B(462M)(110K)(126.5K)(120.2K)
Net Income(146M)2.0B(570M)(179M)(205.9M)(195.6M)
Income Tax Expense(336M)95M71M(209M)(188.1M)(178.7M)
Income Before Tax(958M)1.2B827M(391M)(351.9M)(334.3M)
Cost Of Revenue234.2B(7.3B)15.8B19.6B22.5B39.0B
Tax Provision(139M)278M(518M)(209M)(188.1M)(178.7M)
Interest Income295M377M238M5.5B6.4B6.7B
Net Interest Income(505M)(335M)(329M)(7M)(8.1M)(8.5M)

Aegon NV Key Cash Accounts

202020212022202320242025 (projected)
Change In Cash(3.9B)(1.5B)1.6B(4.4B)(4.0B)(3.8B)
Free Cash Flow(3.0B)(1.9B)2.8B748M673.2M639.5M
Depreciation722M1.2B1.2B(163M)(187.5M)(178.1M)
Other Non Cash Items(23.0B)(12.7B)63.4B(11.2B)(10.1B)(9.6B)
Dividends Paid63M121M167M(494M)(444.6M)(422.4M)
Capital Expenditures120M112M98M116M133.4M109.6M
Net Income(364M)2.4B(922M)(346M)(311.4M)(295.8M)
End Period Cash Flow8.4B6.9B8.5B4.1B4.7B5.8B
Investments(139M)(2M)616M(2.0B)(1.8B)(1.7B)
Net Borrowings(2.1B)(541M)855M(566M)(509.4M)(534.9M)
Change To Netincome(24.7B)(20.8B)(14.8B)61.9B71.1B74.7B

Aegon Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Aegon NV's current stock value. Our valuation model uses many indicators to compare Aegon NV value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Aegon NV competition to find correlations between indicators driving Aegon NV's intrinsic value. More Info.
Aegon NV ADR is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers . At this time, Aegon NV's Return On Equity is most likely to slightly decrease in the upcoming years. Comparative valuation analysis is a catch-all technique that is used if you cannot value Aegon NV by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Aegon NV ADR Systematic Risk

Aegon NV's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Aegon NV volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was fourteen with a total number of output elements of fourty-seven. The Beta measures systematic risk based on how returns on Aegon NV ADR correlated with the market. If Beta is less than 0 Aegon NV generally moves in the opposite direction as compared to the market. If Aegon NV Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Aegon NV ADR is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Aegon NV is generally in the same direction as the market. If Beta > 1 Aegon NV moves generally in the same direction as, but more than the movement of the benchmark.

Aegon NV Thematic Clasifications

Aegon NV ADR is part of several thematic ideas from Diversified Assets to Insurance Providers. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Today, most investors in Aegon NV Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Aegon NV's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Aegon NV growth as a starting point in their analysis.

Price Earnings To Growth Ratio

0.58

At this time, Aegon NV's Price Earnings To Growth Ratio is most likely to slightly decrease in the upcoming years.

Aegon NV February 25, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Aegon NV help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Aegon NV ADR. We use our internally-developed statistical techniques to arrive at the intrinsic value of Aegon NV ADR based on widely used predictive technical indicators. In general, we focus on analyzing Aegon Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Aegon NV's daily price indicators and compare them against related drivers.

Complementary Tools for Aegon Stock analysis

When running Aegon NV's price analysis, check to measure Aegon NV's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Aegon NV is operating at the current time. Most of Aegon NV's value examination focuses on studying past and present price action to predict the probability of Aegon NV's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Aegon NV's price. Additionally, you may evaluate how the addition of Aegon NV to your portfolios can decrease your overall portfolio volatility.
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