United Payout Ratio from 2010 to 2025

UBSI Stock  USD 34.71  0.46  1.31%   
United Bankshares' Payout Ratio is decreasing with slightly volatile movements from year to year. Payout Ratio is predicted to flatten to 0.45. For the period between 2010 and 2025, United Bankshares, Payout Ratio quarterly trend regression had mean deviation of  0.1 and range of 0.3711. View All Fundamentals
 
Payout Ratio  
First Reported
2010-12-31
Previous Quarter
0.53814786
Current Value
0.45
Quarterly Volatility
0.11223927
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check United Bankshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Bankshares' main balance sheet or income statement drivers, such as Interest Expense of 620.6 M, Other Operating Expenses of 1.1 B or EBIT of 526.8 M, as well as many indicators such as Price To Sales Ratio of 3.46, Dividend Yield of 0.0417 or PTB Ratio of 1.79. United financial statements analysis is a perfect complement when working with United Bankshares Valuation or Volatility modules.
  
Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

Latest United Bankshares' Payout Ratio Growth Pattern

Below is the plot of the Payout Ratio of United Bankshares over the last few years. Payout Ratio is the proportion of United Bankshares earnings paid out as dividends to shareholders. Payout Ratio is typically expressed as a percentage but can be shown as dividends paid out as a proportion of cash flow. The payout ratio is used to determine the sustainability of United Bankshares dividend payments. A lower payout ratio is generally preferable to a higher payout ratio, with a ratio greater than 100% indicating United Bankshares is paying out more in dividends than it makes in net income. It is United Bankshares' Payout Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in United Bankshares' overall financial position and show how it may be relating to other accounts over time.
Payout Ratio10 Years Trend
Slightly volatile
   Payout Ratio   
       Timeline  

United Payout Ratio Regression Statistics

Arithmetic Mean0.60
Geometric Mean0.59
Coefficient Of Variation18.80
Mean Deviation0.1
Median0.56
Standard Deviation0.11
Sample Variance0.01
Range0.3711
R-Value(0.53)
Mean Square Error0.01
R-Squared0.29
Significance0.03
Slope(0.01)
Total Sum of Squares0.19

United Payout Ratio History

2025 0.45
2024 0.54
2022 0.51
2021 0.49
2019 0.53
2018 0.56
2017 0.81

Other Fundumenentals of United Bankshares

United Bankshares Payout Ratio component correlations

0.99-0.260.950.951.0-0.10.16-0.250.230.980.88-0.870.050.840.650.920.920.98-0.12-0.880.880.80.88
0.99-0.260.930.940.99-0.10.14-0.230.221.00.86-0.870.090.840.590.920.920.99-0.07-0.910.910.770.85
-0.26-0.26-0.14-0.06-0.260.080.230.24-0.78-0.22-0.210.15-0.28-0.020.07-0.3-0.29-0.260.150.25-0.180.01-0.41
0.950.93-0.140.960.95-0.180.19-0.310.080.920.75-0.86-0.260.90.620.80.870.92-0.3-0.770.760.80.86
0.950.94-0.060.960.95-0.220.28-0.30.010.930.79-0.91-0.160.930.70.830.870.94-0.25-0.820.820.860.87
1.00.99-0.260.950.95-0.10.17-0.260.230.980.88-0.870.040.850.660.920.920.98-0.13-0.880.870.810.88
-0.1-0.10.08-0.18-0.22-0.10.050.94-0.05-0.07-0.090.490.22-0.33-0.23-0.13-0.18-0.150.430.0-0.04-0.41-0.43
0.160.140.230.190.280.170.050.06-0.180.10.23-0.17-0.330.140.420.150.120.09-0.06-0.070.090.290.09
-0.25-0.230.24-0.31-0.3-0.260.940.06-0.23-0.19-0.250.570.18-0.38-0.35-0.24-0.29-0.260.470.08-0.08-0.52-0.57
0.230.22-0.780.080.010.23-0.05-0.18-0.230.180.35-0.170.41-0.190.110.310.230.21-0.26-0.20.170.120.32
0.981.0-0.220.920.930.98-0.070.1-0.190.180.84-0.850.10.840.550.910.90.99-0.04-0.910.930.740.82
0.880.86-0.210.750.790.88-0.090.23-0.250.350.84-0.830.30.620.790.940.870.84-0.05-0.80.830.80.78
-0.87-0.870.15-0.86-0.91-0.870.49-0.170.57-0.17-0.85-0.830.03-0.85-0.74-0.83-0.83-0.880.310.75-0.77-0.91-0.91
0.050.09-0.28-0.26-0.160.040.22-0.330.180.410.10.30.03-0.25-0.010.250.060.110.54-0.260.28-0.07-0.05
0.840.84-0.020.90.930.85-0.330.14-0.38-0.190.840.62-0.85-0.250.60.70.80.85-0.25-0.680.70.780.85
0.650.590.070.620.70.66-0.230.42-0.350.110.550.79-0.74-0.010.60.620.610.58-0.42-0.490.470.910.71
0.920.92-0.30.80.830.92-0.130.15-0.240.310.910.94-0.830.250.70.620.960.91-0.01-0.880.920.70.81
0.920.92-0.290.870.870.92-0.180.12-0.290.230.90.87-0.830.060.80.610.960.91-0.15-0.80.850.70.86
0.980.99-0.260.920.940.98-0.150.09-0.260.210.990.84-0.880.110.850.580.910.91-0.1-0.910.920.780.87
-0.12-0.070.15-0.3-0.25-0.130.43-0.060.47-0.26-0.04-0.050.310.54-0.25-0.42-0.01-0.15-0.1-0.110.13-0.43-0.43
-0.88-0.910.25-0.77-0.82-0.880.0-0.070.08-0.2-0.91-0.80.75-0.26-0.68-0.49-0.88-0.8-0.91-0.11-0.93-0.64-0.69
0.880.91-0.180.760.820.87-0.040.09-0.080.170.930.83-0.770.280.70.470.920.850.920.13-0.930.620.67
0.80.770.010.80.860.81-0.410.29-0.520.120.740.8-0.91-0.070.780.910.70.70.78-0.43-0.640.620.84
0.880.85-0.410.860.870.88-0.430.09-0.570.320.820.78-0.91-0.050.850.710.810.860.87-0.43-0.690.670.84
Click cells to compare fundamentals

About United Bankshares Financial Statements

Investors use fundamental indicators, such as United Bankshares' Payout Ratio, to determine how well the company is positioned to perform in the future. Although United Bankshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Payout Ratio 0.54  0.45 
Dividend Payout Ratio 0.54  0.45 

Currently Active Assets on Macroaxis

When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.171
Dividend Share
1.48
Earnings Share
2.75
Revenue Per Share
7.481
Quarterly Revenue Growth
(0.01)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.