Live Net Interest Income from 2010 to 2025

LOB Stock  USD 39.64  0.83  2.14%   
Live Oak's Net Interest Income is increasing over the years with slightly volatile fluctuation. Overall, Net Interest Income is expected to go to about 417 M this year. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
91.3 M
Current Value
97 M
Quarterly Volatility
21.8 M
 
Covid
Check Live Oak financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Live Oak's main balance sheet or income statement drivers, such as Depreciation And Amortization of 25.7 M, Interest Expense of 414.1 M or Selling General Administrative of 231.5 M, as well as many indicators such as Price To Sales Ratio of 20.39, Dividend Yield of 0.0029 or PTB Ratio of 2.44. Live financial statements analysis is a perfect complement when working with Live Oak Valuation or Volatility modules.
  
Check out the analysis of Live Oak Correlation against competitors.

Latest Live Oak's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Live Oak Bancshares over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Live Oak's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Live Oak's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Live Net Interest Income Regression Statistics

Arithmetic Mean156,294,534
Geometric Mean88,929,799
Coefficient Of Variation95.80
Mean Deviation130,075,417
Median108,043,000
Standard Deviation149,737,002
Sample Variance22421.2T
Range391.4M
R-Value0.94
Mean Square Error3013T
R-Squared0.87
Slope29,412,630
Total Sum of Squares336317.5T

Live Net Interest Income History

2025417 M
2024397.1 M
2023345.3 M
2022327.5 M
2021296.8 M
2020194.7 M
2019140.1 M

About Live Oak Financial Statements

Live Oak stakeholders use historical fundamental indicators, such as Live Oak's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Live Oak investors may analyze each financial statement separately, they are all interrelated. For example, changes in Live Oak's assets and liabilities are reflected in the revenues and expenses on Live Oak's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Live Oak Bancshares. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income397.1 M417 M

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Live Oak Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Live Oak's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Live Oak Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Live Oak Bancshares Stock:
Check out the analysis of Live Oak Correlation against competitors.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Live Oak. If investors know Live will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Live Oak listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.68)
Dividend Share
0.12
Earnings Share
1.84
Revenue Per Share
9.05
Quarterly Revenue Growth
(0.19)
The market value of Live Oak Bancshares is measured differently than its book value, which is the value of Live that is recorded on the company's balance sheet. Investors also form their own opinion of Live Oak's value that differs from its market value or its book value, called intrinsic value, which is Live Oak's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Live Oak's market value can be influenced by many factors that don't directly affect Live Oak's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Live Oak's value and its price as these two are different measures arrived at by different means. Investors typically determine if Live Oak is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Live Oak's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.