CFFI Financial Statements From 2010 to 2025

CFFI Stock  USD 71.70  1.70  2.32%   
CF Financial financial statements provide useful quarterly and yearly information to potential CF Financial investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on CF Financial financial statements helps investors assess CF Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting CF Financial's valuation are summarized below:
Gross Profit
119 M
Profit Margin
0.1643
Market Capitalization
240.2 M
Enterprise Value Revenue
2.8706
Revenue
114.8 M
We have found one hundred twenty available fundamental measures for CF Financial, which can be analyzed and compared to other ratios and to its peers in the sector. Traders should compare all of CF Financial latest fundamentals against the fundamentals between 2010 and 2025 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 104.8 M. Enterprise Value is estimated to decrease to about 136.7 M

CF Financial Total Revenue

82.55 Million

Check CF Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among CF Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.6 M, Interest Expense of 45 M or Selling General Administrative of 3.4 M, as well as many indicators such as Price To Sales Ratio of 1.58, Dividend Yield of 0.0264 or PTB Ratio of 1.46. CFFI financial statements analysis is a perfect complement when working with CF Financial Valuation or Volatility modules.
  
Check out the analysis of CF Financial Correlation against competitors.
For more detail on how to invest in CFFI Stock please use our How to Invest in CF Financial guide.

CF Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.7 B2.6 B1.7 B
Slightly volatile
Short and Long Term Debt Total27.5 M29 M124.8 M
Slightly volatile
Total Current Liabilities31.7 M33.4 M114.1 M
Pretty Stable
Total Stockholder Equity116 M227 M147.3 M
Slightly volatile
Property Plant And Equipment Net31.1 M40.1 M35.9 M
Slightly volatile
Retained Earnings260.2 M247.8 M149.3 M
Slightly volatile
Cash15.4 M16.2 M88.4 M
Very volatile
Non Current Assets Total80 M84.2 M390.3 M
Slightly volatile
Cash And Short Term Investments456.5 M434.8 M343.4 M
Slightly volatile
Net Receivables5.9 M10.6 MM
Slightly volatile
Common Stock Total Equity3.6 M3.9 M3.3 M
Slightly volatile
Common Stock Shares Outstanding2.8 M3.3 M3.5 M
Slightly volatile
Liabilities And Stockholders Equity2.7 B2.6 B1.7 B
Slightly volatile
Non Current Liabilities Total2.4 B2.3 B446.6 M
Slightly volatile
Other Stockholder Equity613.7 K646 K9.6 M
Very volatile
Total Liabilities2.5 B2.3 B1.6 B
Slightly volatile
Property Plant And Equipment Gross85.7 M81.6 M48.4 M
Slightly volatile
Total Current Assets638.8 M445.4 M747.5 M
Pretty Stable
Common Stock3.6 M3.1 M3.2 M
Slightly volatile
Accounts Payable4.6 M4.4 M1.5 M
Slightly volatile
Short Term Debt29.5 M29 M26.1 M
Slightly volatile
Other Liabilities25.6 M34.4 M28.6 M
Slightly volatile
Long Term Debt118.9 M93.6 M113 M
Slightly volatile
Short Term Investments397.7 M418.6 M265.5 M
Slightly volatile
Property Plant Equipment34.3 M60.1 M38.5 M
Slightly volatile
Good Will21.5 M22.7 M508.1 M
Slightly volatile
Other Current Assets459.9 M658.4 M565.9 M
Slightly volatile
Net Tangible Assets144.5 M194.1 M135.6 M
Slightly volatile
Retained Earnings Total Equity140 M222.9 M139.2 M
Slightly volatile
Long Term Debt Total47.6 M50.2 M115.4 M
Slightly volatile
Capital Surpluse13.3 M17.5 M13 M
Slightly volatile
Long Term Investments397.7 M418.6 M979.3 M
Very volatile
Non Current Liabilities Other33.8 M54.9 M34.1 M
Slightly volatile
Short and Long Term Debt48.2 M29 M86.2 M
Slightly volatile
Earning Assets426.3 M491.9 M413.6 M
Slightly volatile
Net Invested Capital341.1 M349 M311.8 M
Slightly volatile
Capital Stock2.7 M3.1 M3.3 M
Slightly volatile

CF Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.6 M4.5 M3.1 M
Slightly volatile
Interest Expense45 M42.8 M15.2 M
Slightly volatile
Selling General Administrative3.4 M3.6 M36.8 M
Very volatile
Total Revenue82.6 M139.6 M95.8 M
Slightly volatile
Gross Profit146.6 M139.6 M86.5 M
Slightly volatile
Other Operating Expenses4.6 M4.8 M69.2 M
Very volatile
Operating Income128 M134.8 M59 M
Slightly volatile
EBIT29.3 M33.5 M29.2 M
Slightly volatile
EBITDA31.9 M38 M32.3 M
Slightly volatile
Income Before Tax19.2 M24.1 M22.7 M
Slightly volatile
Net Income14 M19.8 M16.7 M
Slightly volatile
Income Tax Expense5.1 M4.2 M5.9 M
Pretty Stable
Net Income Applicable To Common Shares35.2 M33.5 M19.2 M
Slightly volatile
Preferred Stock And Other Adjustments265.9 K279.9 K415.2 K
Slightly volatile
Net Income From Continuing Ops20.1 M19.9 M18 M
Slightly volatile
Selling And Marketing Expenses1.6 M1.2 M1.4 M
Slightly volatile
Tax Provision7.1 M4.2 MM
Slightly volatile
Net Interest Income94.6 M96.8 M84.1 M
Slightly volatile
Interest Income110.6 M139.6 M96.9 M
Slightly volatile
Reconciled Depreciation4.3 M3.9 M3.5 M
Slightly volatile

CF Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow68.3 M75.2 M97.3 M
Slightly volatile
Depreciation2.8 M5.1 M3.2 M
Slightly volatile
Dividends Paid4.1 M5.8 M4.6 M
Slightly volatile
Capital Expenditures2.8 M3.5 M3.1 M
Slightly volatile
Net Income14 M19.9 M16.8 M
Slightly volatile
End Period Cash Flow72.1 M65.6 M100.7 M
Pretty Stable
Issuance Of Capital Stock115.2 K129.6 K141.3 K
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.581.66319.6467
Pretty Stable
Dividend Yield0.02640.02490.0293
Pretty Stable
PTB Ratio1.461.02291.1523
Pretty Stable
Days Sales Outstanding26.3127.6952154
Pretty Stable
Book Value Per Share73.1469.656549.7397
Slightly volatile
Average Payables748.5 K688.3 K623.7 K
Pretty Stable
Stock Based Compensation To Revenue0.01310.01380.0833
Pretty Stable
Capex To Depreciation0.380.40.8778
Pretty Stable
PB Ratio1.461.02291.1523
Pretty Stable
EV To Sales1.671.75512.3251
Pretty Stable
Net Income Per Share6.396.0874.9946
Slightly volatile
Payables Turnover39.9442.051.9 K
Slightly volatile
Sales General And Administrative To Revenue0.02460.02592.1625
Pretty Stable
Capex To Revenue0.01050.0110.1611
Pretty Stable
Cash Per Share127133103
Slightly volatile
Interest Coverage2.993.14744.757
Very volatile
Payout Ratio0.370.29140.3088
Pretty Stable
Days Payables Outstanding4.558.987.3371
Slightly volatile
ROE0.140.08740.1159
Very volatile
PE Ratio11.7411.705311.0206
Very volatile
Return On Tangible Assets0.01460.00780.0114
Pretty Stable
Earnings Yield0.080.08540.1048
Very volatile
Intangibles To Total Assets0.01390.01030.0119
Pretty Stable
Current Ratio12.6713.335944.6116
Slightly volatile
Receivables Turnover11.3813.179213.3715
Very volatile
Graham Number10397.672870.7912
Slightly volatile
Shareholders Equity Per Share73.1469.656545.2986
Slightly volatile
Debt To Equity0.120.12770.8663
Slightly volatile
Capex Per Share0.470.490.8181
Pretty Stable
Average ReceivablesM2.5 M2.7 M
Pretty Stable
Revenue Per Share44.9842.84129.3689
Slightly volatile
Interest Debt Per Share28.9422.039239.8453
Slightly volatile
Debt To Assets0.01070.01130.083
Slightly volatile
Enterprise Value Over EBITDA9.717.525.5819
Pretty Stable
Price Earnings Ratio11.7411.705311.0206
Very volatile
Price Book Value Ratio1.461.02291.1523
Pretty Stable
Days Of Payables Outstanding4.558.987.3371
Slightly volatile
Dividend Payout Ratio0.370.29140.3088
Pretty Stable
Pretax Profit Margin0.160.17291.6187
Pretty Stable
Ebt Per Ebit0.350.17910.5508
Very volatile
Operating Profit Margin0.920.96542.3124
Pretty Stable
Effective Tax Rate0.30.17470.27
Pretty Stable
Company Equity Multiplier8.1811.293910.3472
Pretty Stable
Long Term Debt To Capitalization0.190.20.3777
Slightly volatile
Total Debt To Capitalization0.110.11330.4153
Slightly volatile
Return On Capital Employed0.05060.05330.057
Slightly volatile
Debt Equity Ratio0.120.12770.8663
Slightly volatile
Ebit Per Revenue0.920.96542.3124
Pretty Stable
Quick Ratio12.6713.335945.5524
Slightly volatile
Net Income Per E B T0.580.82190.7203
Very volatile
Cash Ratio0.460.4844.2004
Pretty Stable
Days Of Sales Outstanding26.3127.6952154
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.091.111.0012
Pretty Stable
Price To Book Ratio1.461.02291.1523
Pretty Stable
Fixed Asset Turnover2.153.47962.5915
Very volatile
Enterprise Value Multiple9.717.525.5819
Pretty Stable
Debt Ratio0.01070.01130.083
Slightly volatile
Price Sales Ratio1.581.66319.6467
Pretty Stable
Return On Assets0.01450.00770.0113
Pretty Stable
Asset Turnover0.08110.05450.0641
Pretty Stable
Net Profit Margin0.130.14211.2676
Pretty Stable
Price Fair Value1.461.02291.1523
Pretty Stable
Return On Equity0.140.08740.1159
Very volatile

CF Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap104.8 M209.4 M160.5 M
Slightly volatile
Enterprise Value136.7 M240.3 M196.1 M
Very volatile

CFFI Fundamental Market Drivers

Cash And Short Term Investments434.8 M

CFFI Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About CF Financial Financial Statements

Investors use fundamental indicators, such as CF Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although CF Financial's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue-4 M-4.2 M
Total Revenue139.6 M82.6 M
Cost Of Revenue42.5 M40.4 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.03  0.02 
Capex To Revenue 0.01  0.01 
Revenue Per Share 42.84  44.98 
Ebit Per Revenue 0.97  0.92 

Currently Active Assets on Macroaxis

When determining whether CF Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of CF Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Cf Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Cf Financial Stock:
Check out the analysis of CF Financial Correlation against competitors.
For more detail on how to invest in CFFI Stock please use our How to Invest in CF Financial guide.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CF Financial. If investors know CFFI will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CF Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.03)
Dividend Share
1.76
Earnings Share
5.66
Revenue Per Share
34.42
Quarterly Revenue Growth
0.04
The market value of CF Financial is measured differently than its book value, which is the value of CFFI that is recorded on the company's balance sheet. Investors also form their own opinion of CF Financial's value that differs from its market value or its book value, called intrinsic value, which is CF Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CF Financial's market value can be influenced by many factors that don't directly affect CF Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between CF Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if CF Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CF Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.