CF Financial Company Top Insiders

CFFI Stock  USD 71.87  0.17  0.24%   
Under 75% of CF Financial's corporate insiders are selling. The analysis of insiders' sentiment of trading CF Financial stock suggests that many insiders are alarmed at this time. CF Financial employs about 10 people. The company is managed by 10 executives with a total tenure of roughly 52 years, averaging almost 5.0 years of service per executive, having 1.0 employees per reported executive.
Larry Dillon  Chairman
Chairman, CEO, Chairman of Citizens and Farmers Bank and CEO of Citizens and Farmers Bank
Thomas Cherry  President
President, CFO, Secretary, Director, CFO of Citizens and Farmers Bank and President of Citizens and Farmers Bank and Director of Citizens and Farmers Bank

Insider Sentiment 25

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-03-05Thomas F CherryDisposed 121 @ 74View
2025-03-03Mark A FoxDisposed 1032 @ 81View
2024-12-09Thomas F CherryDisposed 731 @ 78View
2024-12-02Bryan Edwin MckernonDisposed 1262 @ 76View
2024-11-27S Dustin CroneDisposed 1400 @ 72.71View
2024-11-26Jason E LongDisposed 600 @ 78.71View
2024-11-22John A Seaman IIIDisposed 2500 @ 74.05View
2024-11-06Thomas F CherryDisposed 2000 @ 70View
2024-07-30Charles Elis OlssonDisposed 500 @ 57.01View
2024-04-30George R Sisson IIIAcquired 1000 @ 39.47View
2024-04-26Paul C RobinsonAcquired 1000 @ 39.11View
2024-04-24Jason E LongAcquired 500 @ 38.47View
Monitoring CF Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CF Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in CFFI Stock please use our How to Invest in CF Financial guide.

CF Financial's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with CF Financial's future performance. Based on our forecasts, it is anticipated that CFFI will maintain a workforce of under 220 employees by April 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

CF Financial Management Team Effectiveness

As of now, CF Financial's Return On Tangible Assets are decreasing as compared to previous years. The CF Financial's current Return On Assets is estimated to increase to 0.01, while Return On Capital Employed is projected to decrease to 0.05. As of now, CF Financial's Return On Tangible Assets are decreasing as compared to previous years. The CF Financial's current Intangibles To Total Assets is estimated to increase to 0.01, while Non Current Assets Total are projected to decrease to under 80 M. CF Financial's management efficiency ratios could be used to measure how well CF Financial manages its routine affairs as well as how well it operates its assets and liabilities.

CF Financial Quarterly Income Before Tax

7.23 Million

The CF Financial's current Net Income Applicable To Common Shares is estimated to increase to about 35.2 M, while Common Stock Shares Outstanding is projected to decrease to under 2.8 M.

CF Financial Workforce Comparison

CF Financial is currently under evaluation in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 769. CF Financial adds roughly 0.0 in number of employees claiming only tiny portion of equities under Financials industry.

CF Financial Profit Margins

The company has Profit Margin (PM) of 0.16 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.22 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.22.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.130.1421
Significantly Down
Pretty Stable
Operating Profit Margin0.920.9654
Sufficiently Down
Pretty Stable
Pretax Profit Margin0.160.1729
Significantly Down
Pretty Stable
Return On Assets0.01450.0077
Way Up
Pretty Stable
Return On Equity0.140.0874
Way Up
Very volatile

CF Financial Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CF Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on CF Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, CF Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
0.6667
6
9
 7,850 
 5,788 
2024-03-01
0.4615
6
13
 11,050 
 9,172 
2023-06-01
2.75
11
4
 5,500 
 3,732 
2023-03-01
0.3889
7
18
 10,415 
 10,356 
2022-03-01
2.8333
17
6
 15,005 
 4,434 
2021-03-01
3.4
17
5
 18,800 
 4,957 
2020-03-01
3.5
21
6
 16,095 
 5,006 
2019-03-01
5.0
15
3
 14,095 
 3,776 
2018-03-01
5.3333
16
3
 11,460 
 3,737 
2017-03-01
1.3636
15
11
 15,405 
 7,774 
2016-12-01
0.3333
4
12
 3,950 
 7,658 
2016-09-01
0.2727
6
22
 5,865 
 14,491 
2016-03-01
1.875
15
8
 17,375 
 7,965 
2015-12-01
0.4815
13
27
 17,000 
 33,469 
2015-06-01
0.5
1
2
 37.00 
 288.00 
2015-03-01
4.0
12
3
 15,375 
 2,445 
2014-12-01
0.5
1
2
 271.00 
 542.00 
2014-03-01
2.75
11
4
 13,375 
 225.00 
2013-12-01
0.45
18
40
 12,600 
 28,100 
2013-03-01
1.0
3
3
 8,600 
 1,625 
2012-12-01
0.7143
5
7
 4,500 
 7,300 
2012-09-01
0.5263
10
19
 4,500 
 9,210 
2012-06-01
3.0
9
3
 9,025 
 8,500 
2012-03-01
1.0
8
8
 15,350 
 9,996 
2011-12-01
0.6
12
20
 10,600 
 16,957 
2011-06-01
1.1818
13
11
 14,600 
 14,938 
2010-12-01
1.0
3
3
 8,500 
 8,500 
2010-06-01
1.8571
13
7
 13,100 
 10,500 
2010-03-01
3.0
3
1
 6,750 
 1,200 
2009-12-01
1.0
6
6
 9,201 
 16,633 
2009-09-01
1.0
1
1
 245.00 
 1,000.00 
2008-09-01
0.875
7
8
 7,525 
 7,582 
2008-06-01
8.0
8
1
 3,800 
 800.00 
2008-03-01
1.0
1
1
 1,000.00 
 1,000.00 
2007-12-01
0.8
4
5
 6,500 
 4,042 
2007-09-01
1.0
1
1
 500.00 
 92.00 
2007-06-01
1.125
9
8
 13,600 
 5,107 
2007-03-01
0.25
1
4
 3,200 
 4,700 
2006-12-01
1.3333
4
3
 8,000 
 3,351 
2006-06-01
2.3333
7
3
 12,200 
 6,200 
2005-12-01
4.0
4
1
 25,500 
 2,500 
2005-06-01
1.5
6
4
 9,000 
 15,000 
2005-03-01
0.5
1
2
 3,000 
 3,000 
2004-12-01
0.8333
5
6
 16,000 
 4,950 
2004-06-01
3.0
6
2
 9,000 
 3,000 
2003-09-01
0.5
1
2
 1,400 
 4,300 
2003-06-01
2.0
4
2
 6,000 
 3,000 

CF Financial Notable Stakeholders

A CF Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as CF Financial often face trade-offs trying to please all of them. CF Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting CF Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Bryan McKernonCEO of CandF Mortgage Corporate and President of CandF Mortgage Corporate and Director of Citizens and Farmers BankProfile
Larry DillonChairman, CEO, Chairman of Citizens and Farmers Bank and CEO of Citizens and Farmers BankProfile
Steven CronePresident CompanyProfile
Thomas CherryPresident, CFO, Secretary, Director, CFO of Citizens and Farmers Bank and President of Citizens and Farmers Bank and Director of Citizens and Farmers BankProfile
Jason LongCFO, Senior Vice President of the Company and BankProfile
Mark FoxPresident MortgageProfile
Jason CPACFO VPProfile
John IIIExecutive BankProfile
Rodney OverbyExecutive OfficerProfile
MaryJo RawsonSenior ControllerProfile

About CF Financial Management Performance

The success or failure of an entity such as CF Financial often depends on how effective the management is. CF Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of CFFI management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the CFFI management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.05  0.05 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.14 

CF Financial Workforce Analysis

Traditionally, organizations such as CF Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare CF Financial within its industry.

CF Financial Manpower Efficiency

Return on CF Financial Manpower

Revenue Per Employee14M
Revenue Per Executive14M
Net Income Per Employee2M
Net Income Per Executive2M

Complementary Tools for CFFI Stock analysis

When running CF Financial's price analysis, check to measure CF Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CF Financial is operating at the current time. Most of CF Financial's value examination focuses on studying past and present price action to predict the probability of CF Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CF Financial's price. Additionally, you may evaluate how the addition of CF Financial to your portfolios can decrease your overall portfolio volatility.
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