AmeriServ Debt Ratio from 2010 to 2025

ASRV Stock

USD 2.40 0.05 2.04%

AmeriServ Financial Debt Ratio yearly trend continues to be fairly stable with very little volatility. Debt Ratio will likely drop to 0.01 in 2025. During the period from 2010 to 2025, AmeriServ Financial Debt Ratio regression line of quarterly data had mean square error of 0 and geometric mean of 0.05. View All Fundamentals

Debt Ratio

First Reported

2010-12-31

Previous Quarter

0.01328987

Current Value

0.0126

Quarterly Volatility

0.034141

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Check AmeriServ Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among AmeriServ Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.6 M, Interest Expense of 23.7 M or Other Operating Expenses of 63.3 M, as well as many indicators such as Price To Sales Ratio of 1.18, Dividend Yield of 0.0521 or PTB Ratio of 0.72. AmeriServ financial statements analysis is a perfect complement when working with AmeriServ Financial Valuation or Volatility modules.

Check out the analysis of AmeriServ Financial Correlation against competitors.

For more information on how to buy AmeriServ Stock please use our How to Invest in AmeriServ Financial guide.

Latest AmeriServ Financial's Debt Ratio Growth Pattern

Below is the plot of the Debt Ratio of AmeriServ Financial over the last few years. It is AmeriServ Financial's Debt Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in AmeriServ Financial's overall financial position and show how it may be relating to other accounts over time.

Debt Ratio

10 Years Trend

Very volatile

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Debt Ratio

Timeline

AmeriServ Debt Ratio Regression Statistics

	Arithmetic Mean	0.06
	Geometric Mean	0.05
	Coefficient Of Variation	52.92
	Mean Deviation	0.03
	Median	0.08
	Standard Deviation	0.03
	Sample Variance	0
	Range	0.1035
	R-Value	(0.01)
	Mean Square Error	0
	R-Squared	0.000054
	Significance	0.98
	Slope	(0.000053)
	Total Sum of Squares	0.02

AmeriServ Debt Ratio History

	2025	0.0126
	2024	0.0133
	2023	0.0832
	2022	0.12
	2021	0.0319
	2020	0.0701
	2019	0.0859

Other Fundumenentals of AmeriServ Financial

Cash Flow To Debt Ratio

AmeriServ Financial Debt Ratio component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Total Liab	Total Current Assets	Short Term Debt	Net Receivables	Common Stock	Accounts Payable	Long Term Debt	Short Term Investments	Treasury Stock	Intangible Assets	Property Plant Equipment	Good Will	Net Tangible Assets	Capital Surpluse	Long Term Investments	Short Long Term Debt	Long Term Debt Total	Earning Assets	Net Invested Capital	Capital Stock
Total Assets		0.41	0.6	0.93	1.0	0.2	0.56	-0.2	-0.61	0.96	-0.48	0.24	-0.76	-0.78	0.63	0.73	0.73	0.28	-0.19	0.52	0.71	0.66	-0.34	0.26
Total Stockholder Equity	0.41		0.33	0.29	0.35	-0.11	0.21	-0.71	-0.84	0.36	-0.84	0.26	-0.33	-0.64	0.02	0.59	0.28	0.16	-0.22	0.25	0.18	0.11	-0.27	0.16
Net Debt	0.6	0.33		0.56	0.59	-0.16	0.7	-0.48	-0.62	0.4	-0.61	0.51	-0.68	-0.41	-0.01	0.2	0.01	-0.27	0.41	0.48	0.06	0.11	0.03	-0.29
Retained Earnings	0.93	0.29	0.56		0.94	0.36	0.58	-0.04	-0.51	0.93	-0.38	0.23	-0.88	-0.79	0.73	0.66	0.81	0.33	-0.19	0.59	0.7	0.8	-0.5	0.31
Total Liab	1.0	0.35	0.59	0.94		0.22	0.56	-0.14	-0.57	0.97	-0.43	0.21	-0.77	-0.78	0.66	0.72	0.75	0.3	-0.2	0.53	0.72	0.69	-0.35	0.28
Total Current Assets	0.2	-0.11	-0.16	0.36	0.22		0.18	0.23	0.14	0.24	0.08	0.23	-0.44	-0.01	0.62	-0.09	0.38	-0.12	0.01	0.12	0.1	0.27	-0.44	-0.12
Short Term Debt	0.56	0.21	0.7	0.58	0.56	0.18		-0.07	-0.3	0.43	-0.36	0.51	-0.63	-0.34	0.26	0.15	0.23	-0.24	0.41	0.73	0.19	0.19	-0.26	-0.25
Net Receivables	-0.2	-0.71	-0.48	-0.04	-0.14	0.23	-0.07		0.81	-0.08	0.82	-0.59	0.21	0.22	0.33	-0.17	0.23	0.28	-0.25	0.05	0.3	0.26	-0.07	0.28
Common Stock	-0.61	-0.84	-0.62	-0.51	-0.57	0.14	-0.3	0.81		-0.54	0.94	-0.39	0.57	0.69	-0.01	-0.59	-0.27	-0.11	0.04	-0.26	-0.16	-0.25	0.13	-0.11
Accounts Payable	0.96	0.36	0.4	0.93	0.97	0.24	0.43	-0.08	-0.54		-0.39	0.1	-0.69	-0.82	0.72	0.82	0.86	0.49	-0.34	0.47	0.81	0.79	-0.42	0.47
Long Term Debt	-0.48	-0.84	-0.61	-0.38	-0.43	0.08	-0.36	0.82	0.94	-0.39		-0.43	0.47	0.54	0.12	-0.47	-0.11	0.01	-0.18	-0.3	-0.01	-0.11	0.05	0.02
Short Term Investments	0.24	0.26	0.51	0.23	0.21	0.23	0.51	-0.59	-0.39	0.1	-0.43		-0.45	-0.01	0.05	-0.14	-0.15	-0.52	0.59	0.22	-0.28	-0.2	-0.22	-0.53
Treasury Stock	-0.76	-0.33	-0.68	-0.88	-0.77	-0.44	-0.63	0.21	0.57	-0.69	0.47	-0.45		0.66	-0.54	-0.38	-0.54	0.01	0.01	-0.51	-0.36	-0.56	0.44	0.03
Intangible Assets	-0.78	-0.64	-0.41	-0.79	-0.78	-0.01	-0.34	0.22	0.69	-0.82	0.54	-0.01	0.66		-0.49	-0.89	-0.77	-0.49	0.51	-0.42	-0.77	-0.66	0.57	-0.48
Property Plant Equipment	0.63	0.02	-0.01	0.73	0.66	0.62	0.26	0.33	-0.01	0.72	0.12	0.05	-0.54	-0.49		0.51	0.82	0.4	-0.43	0.24	0.75	0.74	-0.6	0.39
Good Will	0.73	0.59	0.2	0.66	0.72	-0.09	0.15	-0.17	-0.59	0.82	-0.47	-0.14	-0.38	-0.89	0.51		0.75	0.67	-0.57	0.24	0.85	0.69	-0.41	0.66
Net Tangible Assets	0.73	0.28	0.01	0.81	0.75	0.38	0.23	0.23	-0.27	0.86	-0.11	-0.15	-0.54	-0.77	0.82	0.75		0.69	-0.59	0.47	0.87	0.88	-0.62	0.68
Capital Surpluse	0.28	0.16	-0.27	0.33	0.3	-0.12	-0.24	0.28	-0.11	0.49	0.01	-0.52	0.01	-0.49	0.4	0.67	0.69		-0.61	0.14	0.65	0.74	-0.16	1.0
Long Term Investments	-0.19	-0.22	0.41	-0.19	-0.2	0.01	0.41	-0.25	0.04	-0.34	-0.18	0.59	0.01	0.51	-0.43	-0.57	-0.59	-0.61		0.15	-0.63	-0.45	0.34	-0.62
Short Long Term Debt	0.52	0.25	0.48	0.59	0.53	0.12	0.73	0.05	-0.26	0.47	-0.3	0.22	-0.51	-0.42	0.24	0.24	0.47	0.14	0.15		0.3	0.38	-0.3	0.13
Long Term Debt Total	0.71	0.18	0.06	0.7	0.72	0.1	0.19	0.3	-0.16	0.81	-0.01	-0.28	-0.36	-0.77	0.75	0.85	0.87	0.65	-0.63	0.3		0.77	-0.54	0.64
Earning Assets	0.66	0.11	0.11	0.8	0.69	0.27	0.19	0.26	-0.25	0.79	-0.11	-0.2	-0.56	-0.66	0.74	0.69	0.88	0.74	-0.45	0.38	0.77		-0.37	0.73
Net Invested Capital	-0.34	-0.27	0.03	-0.5	-0.35	-0.44	-0.26	-0.07	0.13	-0.42	0.05	-0.22	0.44	0.57	-0.6	-0.41	-0.62	-0.16	0.34	-0.3	-0.54	-0.37		-0.15
Capital Stock	0.26	0.16	-0.29	0.31	0.28	-0.12	-0.25	0.28	-0.11	0.47	0.02	-0.53	0.03	-0.48	0.39	0.66	0.68	1.0	-0.62	0.13	0.64	0.73	-0.15

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About AmeriServ Financial Financial Statements

AmeriServ Financial investors use historical fundamental indicators, such as AmeriServ Financial's Debt Ratio, to determine how well the company is positioned to perform in the future. Understanding over-time patterns can help investors decide on long-term investments in AmeriServ Financial. Please read more on our technical analysis and fundamental analysis pages.

	Last Reported	Projected for Next Year
Debt Ratio	0.01	0.01
Cash Flow To Debt Ratio	0.14	0.20

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AmeriServ Debt Ratio from 2010 to 2025

Latest AmeriServ Financial's Debt Ratio Growth Pattern

AmeriServ Debt Ratio Regression Statistics

AmeriServ Debt Ratio History

Other Fundumenentals of AmeriServ Financial

AmeriServ Financial Debt Ratio component correlations

About AmeriServ Financial Financial Statements

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