Affirm Financial Statements From 2010 to 2024

AFRM Stock  USD 68.39  1.62  2.31%   
Affirm Holdings financial statements provide useful quarterly and yearly information to potential Affirm Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Affirm Holdings financial statements helps investors assess Affirm Holdings' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Affirm Holdings' valuation are summarized below:
Gross Profit
B
Profit Margin
(0.18)
Market Capitalization
21.5 B
Enterprise Value Revenue
10.6883
Revenue
2.5 B
There are over one hundred nineteen available fundamental signals for Affirm Holdings, which can be analyzed over time and compared to other ratios. Self-guided Investors are advised to validate Affirm Holdings' prevailing fundamentals against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. As of the 2nd of December 2024, Market Cap is likely to drop to about 8.1 B. In addition to that, Enterprise Value is likely to drop to about 8.6 B

Affirm Holdings Total Revenue

1.27 Billion

Check Affirm Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Affirm Holdings' main balance sheet or income statement drivers, such as Tax Provision of 2.3 M, Interest Income of 186.7 M or Depreciation And Amortization of 177.5 M, as well as many indicators such as Price To Sales Ratio of 3.78, Dividend Yield of 0.0 or PTB Ratio of 3.55. Affirm financial statements analysis is a perfect complement when working with Affirm Holdings Valuation or Volatility modules.
  
Check out the analysis of Affirm Holdings Correlation against competitors.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

Affirm Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.9 B9.5 B3.1 B
Slightly volatile
Short and Long Term Debt Total3.6 B6.6 B1.9 B
Slightly volatile
Total Current Liabilities180.2 M125 M88.1 M
Slightly volatile
Other Liabilities87.4 M89.3 M42.6 M
Slightly volatile
Property Plant And Equipment Net472 M449.5 M121.8 M
Slightly volatile
Net Debt5.9 B5.6 B1.5 B
Slightly volatile
Accounts Payable34.8 M41 M20.7 M
Slightly volatile
Cash956 MB582.3 M
Slightly volatile
Non Current Assets Total8.1 B7.7 B1.4 B
Slightly volatile
Long Term Debt6.9 B6.6 B1.9 B
Slightly volatile
Cash And Short Term Investments1.7 B2.1 B890.1 M
Slightly volatile
Net Receivables342.6 M353 M577.3 M
Slightly volatile
Common Stock Shares Outstanding286 M309.9 M260.4 M
Pretty Stable
Liabilities And Stockholders Equity5.9 B9.5 B3.1 B
Slightly volatile
Non Current Liabilities Total3.9 B6.7 B2.4 B
Slightly volatile
Other Current Assets433.5 M350.8 M604.3 M
Slightly volatile
Total Liabilities4.1 B6.8 B2.5 B
Slightly volatile
Net Invested Capital5.4 B9.3 B2.5 B
Slightly volatile
Long Term Investments69.4 M73 M659.2 M
Pretty Stable
Property Plant And Equipment Gross726.3 M691.8 M167 M
Slightly volatile
Total Current Assets3.9 B2.5 B2.2 B
Slightly volatile
Non Current Liabilities Other29.1 M30.7 M29 M
Slightly volatile
Net Working Capital4.7 B8.1 B2.6 B
Slightly volatile
Short Term Debt15.9 M16.7 M425.8 M
Slightly volatile
Property Plant Equipment350.3 M333.7 M103.9 M
Slightly volatile
Good Will469.3 M533.4 M174.3 M
Slightly volatile
Intangible Assets12.8 M13.5 M15.5 M
Slightly volatile
Common Stock Total Equity2.4 K2.7 K2.9 K
Slightly volatile
Short Term Investments1.1 B1.1 B343.8 M
Slightly volatile
Common Stock2.4 K2.7 K2.9 K
Slightly volatile
Long Term Debt Total3.8 B4.1 B3.4 B
Slightly volatile
Capital Surpluse5.2 B5.9 B4.5 B
Slightly volatile

Affirm Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Income186.7 M278.4 M152.6 M
Slightly volatile
Depreciation And Amortization177.5 M169 M40.1 M
Slightly volatile
Interest Expense361.5 M344.3 M70 M
Slightly volatile
Selling General Administrative416.1 M525.3 M226.5 M
Slightly volatile
Selling And Marketing Expenses361.8 M576.4 M164.7 M
Slightly volatile
Total Revenue1.3 B2.3 B685.7 M
Slightly volatile
Gross Profit1.6 B1.5 B453.1 M
Slightly volatile
Other Operating Expenses1.8 B2.9 B968.4 M
Slightly volatile
Research Development361.1 M501.9 M193.1 M
Slightly volatile
Cost Of Revenue532.7 M845.1 M287.2 M
Slightly volatile
Total Operating Expenses1.3 B2.1 B681.2 M
Slightly volatile
Reconciled Depreciation177.5 M169 M40.7 M
Slightly volatile
Non Operating Income Net Other194.1 M243.4 M156.2 M
Slightly volatile
Non Recurring28.7 M32.3 M35.2 M
Slightly volatile

Affirm Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Change To Inventory21.6 M26 M19.3 M
Slightly volatile
Net Borrowings1.1 B1.6 B670.5 M
Slightly volatile
Stock Based Compensation282.1 M344.5 M139.3 M
Slightly volatile
Begin Period Cash Flow994.9 M1.3 B554.8 M
Slightly volatile
Depreciation177.5 M169 M40.7 M
Slightly volatile
Dividends Paid17.2 M18.1 M659.7 M
Pretty Stable
Capital Expenditures83.3 M159.3 M47.2 M
Slightly volatile
Total Cash From Financing Activities1.4 B913.1 M906.6 M
Slightly volatile
End Period Cash Flow1.2 B1.3 B702.4 M
Slightly volatile
Cash Flows Other Operating386.1 M707.9 M183.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.783.978961.8586
Slightly volatile
Days Sales Outstanding55.3355.469355.5449
Slightly volatile
Stock Based Compensation To Revenue0.170.14830.1623
Slightly volatile
Capex To Depreciation0.90.94232.961
Slightly volatile
EV To Sales6.076.390163.2243
Slightly volatile
Payables Turnover12.4920.602812.4249
Slightly volatile
Sales General And Administrative To Revenue0.370.22610.3389
Very volatile
Research And Ddevelopement To Revenue0.220.2160.2702
Very volatile
Capex To Revenue0.04970.06860.071
Slightly volatile
Cash Per Share4.766.92173.3602
Slightly volatile
Days Payables Outstanding34.817.71634.3931
Slightly volatile
Intangibles To Total Assets0.05430.05750.0279
Slightly volatile
Current Ratio34.6320.120444.0761
Slightly volatile
Receivables Turnover5.96.58026.6178
Slightly volatile
Graham Number14.0218.20679.6933
Slightly volatile
Capex Per Share0.540.51410.1875
Slightly volatile
Average Receivables96.6 M131.8 M104.4 M
Slightly volatile
Revenue Per Share7.877.4972.8169
Slightly volatile
Interest Debt Per Share23.4522.337.7321
Slightly volatile
Debt To Assets0.460.69070.5357
Slightly volatile
Days Of Payables Outstanding34.817.71634.3931
Slightly volatile
Ebt Per Ebit1.210.83711.1512
Slightly volatile
Long Term Debt To Capitalization1.10.70651.4428
Slightly volatile
Total Debt To Capitalization1.080.70651.4346
Slightly volatile
Quick Ratio41.1122.795963.8847
Slightly volatile
Net Income Per E B T1.11.00431.0051
Slightly volatile
Cash Ratio8.478.107512.2934
Slightly volatile
Days Of Sales Outstanding55.3355.469355.5449
Slightly volatile
Fixed Asset Turnover9.235.16748.1636
Very volatile
Debt Ratio0.460.69070.5357
Slightly volatile
Price Sales Ratio3.783.978961.8586
Slightly volatile
Asset Turnover0.250.2440.2331
Very volatile
Gross Profit Margin0.650.63620.5927
Very volatile

Affirm Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap8.1 B9.2 B9.6 B
Slightly volatile
Enterprise Value8.6 B14.8 B10.8 B
Pretty Stable

Affirm Fundamental Market Drivers

Cash And Short Term Investments2.1 B

Affirm Upcoming Events

8th of February 2024
Upcoming Quarterly Report
View
14th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of August 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
30th of June 2023
Last Financial Announcement
View

About Affirm Holdings Financial Statements

Affirm Holdings investors utilize fundamental indicators, such as revenue or net income, to predict how Affirm Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-100.7 M-105.7 M
Total Revenue2.3 B1.3 B
Cost Of Revenue845.1 M532.7 M
Stock Based Compensation To Revenue 0.15  0.17 
Sales General And Administrative To Revenue 0.23  0.37 
Research And Ddevelopement To Revenue 0.22  0.22 
Capex To Revenue 0.07  0.05 
Revenue Per Share 7.50  7.87 
Ebit Per Revenue(0.27)(0.28)

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When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:
Check out the analysis of Affirm Holdings Correlation against competitors.
To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.
You can also try the Technical Analysis module to check basic technical indicators and analysis based on most latest market data.
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(1.41)
Revenue Per Share
8.055
Quarterly Revenue Growth
0.407
Return On Assets
(0.04)
Return On Equity
(0.17)
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.