Affirm Holdings Company Leadership
| AFRM Stock | USD 64.15 2.44 3.95% |
Affirm Holdings' insiders are aggressively selling. The analysis of insiders' sentiment of trading Affirm Holdings stock suggests that most insiders are panicking at this time. Affirm Holdings employs about 2 K people. The company is managed by 18 executives with a total tenure of roughly 4681 years, averaging almost 260.0 years of service per executive, having 111.44 employees per reported executive.
Insider Sentiment 0
Mostly Selling
Selling | Buying |
Latest Trades
| 2025-02-14 | Christa S Quarles | Disposed 5000 @ 80 | View | ||
| 2025-02-03 | Keith Rabois | Disposed 16086 @ 60.12 | View | ||
| 2025-01-02 | Robert O'hare | Disposed 6541 @ 62.28 | View | ||
| 2024-12-16 | Noel Bertram Watson | Disposed 2500 @ 72.05 | View | ||
| 2024-12-12 | Michael Linford | Disposed 400000 @ 68.99 | View | ||
| 2024-12-04 | Libor Michalek | Disposed 93371 @ 72 | View | ||
| 2024-12-02 | Robert O'hare | Disposed 13965 @ 68.57 | View | ||
| 2024-11-29 | Libor Michalek | Disposed 2847 @ 70 | View | ||
| 2024-11-25 | Robert O'hare | Disposed 79039 @ 70.01 | View | ||
| 2024-11-22 | Robert O'hare | Disposed 11218 @ 70 | View | ||
| 2024-11-20 | Libor Michalek | Disposed 77105 @ 64.08 | View | ||
| 2024-11-18 | Libor Michalek | Disposed 100000 @ 62 | View | ||
| 2024-11-11 | Robert O'hare | Disposed 100938 @ 55 | View | ||
| 2024-09-18 | Katherine Adkins | Disposed 82316 @ 45 | View |
Monitoring Affirm Holdings' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Affirm |
Affirm Holdings Management Team Effectiveness
The company has return on total asset (ROA) of (0.0234) % which means that it has lost $0.0234 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.0734) %, meaning that it created substantial loss on money invested by shareholders. Affirm Holdings' management efficiency ratios could be used to measure how well Affirm Holdings manages its routine affairs as well as how well it operates its assets and liabilities. As of the 2nd of March 2025, Return On Tangible Assets is likely to drop to -0.05. In addition to that, Return On Capital Employed is likely to drop to -0.08. At this time, Affirm Holdings' Non Current Assets Total are very stable compared to the past year. As of the 2nd of March 2025, Non Currrent Assets Other is likely to grow to about 1.5 B, while Net Tangible Assets are likely to drop about 1.2 B.As of the 2nd of March 2025, Common Stock Shares Outstanding is likely to drop to about 286 M. In addition to that, Net Loss is likely to grow to about (842.5 M)
Affirm Holdings Workforce Comparison
Affirm Holdings is number one stock in number of employees category among its peers. The total workforce of Industrials industry is presently estimated at about 12,973. Affirm Holdings retains roughly 2,006 in number of employees claiming about 15% of equities under Industrials industry.
Affirm Holdings Profit Margins
The company has Profit Margin (PM) of (0.07) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.65 | 0.73 |
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Affirm Holdings Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Affirm Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on Affirm Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Affirm Holdings insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2025-03-01 | 0.2973 | 11 | 37 | 39,422 | 92,288 |
| 2024-12-01 | 0.4135 | 43 | 104 | 1,566,079 | 3,085,487 |
| 2024-09-01 | 0.5102 | 25 | 49 | 753,997 | 380,419 |
| 2024-06-01 | 0.234 | 11 | 47 | 87,252 | 150,705 |
| 2024-03-01 | 0.3023 | 13 | 43 | 158,918 | 134,005 |
| 2023-12-01 | 0.4348 | 20 | 46 | 271,341 | 3,295,999 |
| 2023-09-01 | 0.5217 | 24 | 46 | 2,346,640 | 322,844 |
| 2023-06-01 | 0.2553 | 12 | 47 | 51,984 | 87,228 |
| 2023-03-01 | 0.2281 | 13 | 57 | 166,543 | 140,644 |
| 2022-12-01 | 0.3158 | 18 | 57 | 165,250 | 128,795 |
| 2022-06-01 | 17.0 | 17 | 1 | 3,821,625 | 0.00 |
| 2021-12-01 | 1.75 | 7 | 4 | 786,940 | 24,737 |
| 2021-09-01 | 2.5 | 10 | 4 | 6,711,802 | 5,194,848 |
| 2021-03-01 | 1.2222 | 11 | 9 | 807,745 | 2,073,281 |
Affirm Holdings Notable Stakeholders
An Affirm Holdings stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Affirm Holdings often face trade-offs trying to please all of them. Affirm Holdings' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Affirm Holdings' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Libor Michalek | President Director | Profile | |
| Ronald Clark | VP Relations | Profile | |
| Robert OHare | Senior Finance | Profile | |
| Geoff Kott | Chief Officer | Profile | |
| Pat Suh | Senior Revenue | Profile | |
| Michael Linford | Chief Officer | Profile | |
| CFA CFA | Head Relations | Profile | |
| Eduardo Vilar | VP Solutions | Profile | |
| Zane CFA | Head Relations | Profile | |
| Geddes Munson | Senior Engineering | Profile | |
| Siphelele Jiyane | Chief Officer | Profile | |
| Katrina Holt | Senior Operations | Profile | |
| Wayne Pommen | Head International | Profile | |
| Brooke MajorReid | Chief Officer | Profile | |
| Sandeep Bhandari | Chief Officer | Profile | |
| Max Levchin | CEO Founder | Profile | |
| Katherine Esq | Chief Secretary | Profile | |
| Silvija Martincevic | Consultant | Profile |
About Affirm Holdings Management Performance
The success or failure of an entity such as Affirm Holdings often depends on how effective the management is. Affirm Holdings management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Affirm management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Affirm management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.05) | (0.05) | |
| Return On Capital Employed | (0.08) | (0.08) | |
| Return On Assets | (0.05) | (0.05) | |
| Return On Equity | (0.22) | (0.21) |
Affirm Holdings Workforce Analysis
Traditionally, organizations such as Affirm Holdings use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Affirm Holdings within its industry.Affirm Holdings Manpower Efficiency
Return on Affirm Holdings Manpower
| Revenue Per Employee | 1.2M | |
| Revenue Per Executive | 129.1M | |
| Net Loss Per Employee | 258.1K | |
| Net Loss Per Executive | 28.8M | |
| Working Capital Per Employee | 4M | |
| Working Capital Per Executive | 449.1M |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (0.62) | Revenue Per Share | Quarterly Revenue Growth 0.466 | Return On Assets | Return On Equity |
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.