PennyMac Finl Company Top Insiders

PFSI Stock  USD 101.01  0.57  0.56%   
PennyMac Finl's insiders are aggressively selling. The analysis of insider sentiment suggests that almost all PennyMac Finl Svcs insiders are, at present, panicking. PennyMac Finl employs about 4.5 K people. The company is managed by 30 executives with a total tenure of roughly 130 years, averaging almost 4.0 years of service per executive, having 148.5 employees per reported executive.
David Spector  Chairman
Chairman of the Board, Chief Executive Officer

Insider Sentiment 0

 Mostly Selling

 
Selling
 
Buying

Latest Trades

2025-03-06David SpectorDisposed 5000 @ 101.28View
2025-03-05Doug JonesDisposed 8373 @ 102.95View
2025-03-04Derek StarkDisposed 588 @ 101.52View
2025-02-28Derek StarkDisposed 2110 @ 103.07View
2025-02-27David SpectorDisposed 6839 @ 102.12View
2025-02-25James FolletteDisposed 1983 @ 99.93View
2025-02-14Daniel Stanley PerottiDisposed 10500 @ 101.49View
2025-01-08David SpectorDisposed 5000 @ 99.38View
2024-12-26Doug JonesDisposed 7882 @ 103.16View
2024-12-24Doug JonesDisposed 23229 @ 101.51View
2024-12-20Doug JonesDisposed 600 @ 102.04View
2024-12-04David SpectorDisposed 10000 @ 104.95View
2024-11-20Gregory L HendryDisposed 3032 @ 102.09View
2024-11-15Daniel Stanley PerottiDisposed 10500 @ 100.02View
2024-11-12David SpectorDisposed 10000 @ 105.04View
2024-10-14David SpectorDisposed 10000 @ 107.57View
2024-09-26Daniel Stanley PerottiDisposed 10500 @ 112.93View
Monitoring PennyMac Finl's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PennyMac Finl Svcs. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

PennyMac Finl's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with PennyMac Finl's future performance. Based on our forecasts, it is anticipated that PennyMac will maintain a workforce of under 4460 employees by April 2025.
 
Covid

PennyMac Finl Management Team Effectiveness

The company has return on total asset (ROA) of 0.0139 % which means that it generated a profit of $0.0139 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0845 %, meaning that it created $0.0845 on every $100 dollars invested by stockholders. PennyMac Finl's management efficiency ratios could be used to measure how well PennyMac Finl manages its routine affairs as well as how well it operates its assets and liabilities. The PennyMac Finl's current Return On Capital Employed is estimated to increase to 0.11, while Return On Tangible Assets are projected to decrease to 0.02. As of now, PennyMac Finl's Other Assets are increasing as compared to previous years. The PennyMac Finl's current Other Current Assets is estimated to increase to about 943.3 M, while Return On Tangible Assets are projected to decrease to 0.02.
The PennyMac Finl's current Common Stock Shares Outstanding is estimated to increase to about 57.7 M, while Net Income Applicable To Common Shares is projected to decrease to under 367.1 M.

PennyMac Finl Workforce Comparison

PennyMac Finl Svcs is regarded fourth in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 24,436. PennyMac Finl retains roughly 4,455 in number of employees claiming about 18% of equities under Financials industry.

PennyMac Finl Profit Margins

The company has Profit Margin (PM) of 0.11 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.13 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.13.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin1.020.9762
Sufficiently Up
Slightly volatile
Net Profit Margin0.210.1954
Notably Up
Pretty Stable
Pretax Profit Margin0.360.2516
Way Up
Slightly volatile
Return On Assets0.01130.0119
Notably Down
Slightly volatile
Return On Equity0.07730.0813
Notably Down
Pretty Stable

PennyMac Finl Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PennyMac Finl insiders, such as employees or executives, is commonly permitted as long as it does not rely on PennyMac Finl's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, PennyMac Finl insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
0.6279
27
43
 156,695 
 80,249 
2024-12-01
0.2593
7
27
 104,992 
 504,184 
2024-09-01
0.35
7
20
 38,532 
 147,814 
2024-06-01
0.25
2
8
 652.00 
 87,865 
2024-03-01
0.8136
48
59
 372,722 
 286,267 
2023-12-01
0.3514
13
37
 174,042 
 479,153 
2023-06-01
0.3333
3
9
 29,027 
 148,752 
2023-03-01
0.7808
57
73
 605,593 
 614,211 
2022-12-01
0.3333
6
18
 65,691 
 311,234 
2022-09-01
0.375
3
8
 9,020 
 90,940 
2022-06-01
0.2857
2
7
 1,072 
 24,585 
2022-03-01
1.1591
51
44
 1,783,663 
 342,929 
2021-12-01
1.2
12
10
 888,191 
 67,207 
2021-09-01
0.3333
2
6
 839.00 
 45,000 
2021-06-01
1.2273
54
44
 4,046,947 
 974,775 
2021-03-01
0.7419
92
124
 4,126,196 
 855,874 
2020-12-01
0.1068
11
103
 339,062 
 558,672 
2020-09-01
0.0545
6
110
 28,866 
 735,743 
2020-06-01
0.1087
10
92
 139,050 
 681,353 
2020-03-01
0.3431
47
137
 986,387 
 16,553,120 
2019-12-01
0.0652
3
46
 69,388 
 4,861,218 
2019-09-01
0.125
3
24
 6,584 
 176,000 
2019-06-01
0.0952
2
21
 2,214 
 215,499 
2019-03-01
0.8039
41
51
 1,025,085 
 608,014 
2018-12-01
0.6
6
10
 13,774,993 
 13,796,747 
2018-09-01
0.5357
15
28
 106,311 
 210,000 
2018-06-01
0.4231
22
52
 817,136 
 805,058 
2018-03-01
0.4805
37
77
 498,876 
 516,109 
2017-12-01
0.4242
14
33
 912,658 
 1,032,905 
2017-09-01
0.2105
8
38
 106,584 
 228,934 
2017-06-01
0.697
23
33
 308,616 
 257,175 
2017-03-01
0.7143
25
35
 529,942 
 217,142 
2016-12-01
0.3684
7
19
 31,677 
 130,879 
2016-09-01
0.625
5
8
 22,061 
 40,000 
2016-06-01
0.5
1
2
 2,154 
 330.00 
2016-03-01
4.3333
13
3
 416,851 
 16,826 
2015-12-01
0.6667
2
3
 37,196 
 51,700 
2015-09-01
1.5
3
2
 1,119,031 
 1,117,626 
2015-06-01
1.0
6
6
 759,632 
 803,010 
2015-03-01
5.3333
16
3
 707,378 
 20,131 
2014-12-01
1.0
1
1
 1,621 
 9,170 
2014-09-01
1.0
1
1
 1,601 
 0.00 
2014-06-01
0.175
7
40
 327,989 
 624,541 
2014-03-01
3.3333
10
3
 1,025,144 
 27,394 
2013-12-01
0.25
1
4
 1,800,000 
 2,136,506 
2013-06-01
0.65
13
20
 6,369,816 
 26,238,661 

PennyMac Finl Notable Stakeholders

A PennyMac Finl stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as PennyMac Finl often face trade-offs trying to please all of them. PennyMac Finl's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting PennyMac Finl's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
David SpectorChairman of the Board, Chief Executive OfficerProfile
Emily YoussoufIndependent DirectorProfile
Anne McCallionDirectorProfile
Lisa ShalettIndependent DirectorProfile
Farhad NanjiIndependent DirectorProfile
Patrick KinsellaIndependent DirectorProfile
Joseph MazzellaIndependent DirectorProfile
James HuntLead Independent DirectorProfile
Theodore TozerIndependent DirectorProfile
Daniel PerottiChief Financial Officer, Senior Managing DirectorProfile
Andrew ChangChief Operating Officer, Senior Managing DirectorProfile
Jeffrey GroginSenior Managing Director and Chief Enterprise Operations OfficerProfile
David WalkerChief Risk Officer, Senior Managing DirectorProfile
Vandad FartajChief Investment Officer, Senior Managing DirectorProfile
Jonathon JacobsonIndependent DirectorProfile
Derek JDChief MDProfile
Derek StarkSenior Managing Director, Chief Legal Officer and SecretaryProfile
Douglas JonesChief Institutional Mortgage Banking OfficerProfile
Jenny RhodesChief Human Resource Officer, Managing DirectorProfile
Mike HoganSenior OfficerProfile
Steven BaileySenior OfficerProfile
Jeffrey PerlowitzLead Independent DirectorProfile
Isaac GardenSenior RelationsProfile
Gregory HendryChief OfficerProfile
Lior OfirSenior OfficerProfile
Susan SmithSenior OfficerProfile
Kevin ChamberlainExecutive RelationsProfile
William ChangSenior OfficerProfile
Pamela CPASenior TreasurerProfile
James FolletteSenior OfficerProfile

About PennyMac Finl Management Performance

The success or failure of an entity such as PennyMac Finl Svcs often depends on how effective the management is. PennyMac Finl management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of PennyMac management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the PennyMac management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.02 
Return On Capital Employed 0.06  0.11 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.08 

PennyMac Finl Workforce Analysis

Traditionally, organizations such as PennyMac Finl use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare PennyMac Finl within its industry.

PennyMac Finl Manpower Efficiency

Return on PennyMac Finl Manpower

Revenue Per Employee357.7K
Revenue Per Executive53.1M
Net Income Per Employee69.9K
Net Income Per Executive10.4M
Working Capital Per Employee1.3M
Working Capital Per Executive193.3M

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When running PennyMac Finl's price analysis, check to measure PennyMac Finl's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Finl is operating at the current time. Most of PennyMac Finl's value examination focuses on studying past and present price action to predict the probability of PennyMac Finl's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Finl's price. Additionally, you may evaluate how the addition of PennyMac Finl to your portfolios can decrease your overall portfolio volatility.
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