United Overseas Valuation

UOVEY Stock  USD 56.74  0.14  0.25%   
At this time, the company appears to be overvalued. United Overseas Bank has a current Real Value of $50.01 per share. The regular price of the company is $56.74. Our model measures the value of United Overseas Bank from inspecting the company fundamentals such as Return On Equity of 0.0965, shares outstanding of 837.31 M, and Operating Margin of 0.54 % as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
56.74
Please note that United Overseas' price fluctuation is very steady at this time. Calculation of the real value of United Overseas Bank is based on 3 months time horizon. Increasing United Overseas' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since United Overseas is currently traded on the exchange, buyers and sellers on that exchange determine the market value of United Pink Sheet. However, United Overseas' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  56.74 Real  50.01 Hype  56.74 Naive  56.78
The intrinsic value of United Overseas' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence United Overseas' stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
50.01
Real Value
62.41
Upside
Estimating the potential upside or downside of United Overseas Bank helps investors to forecast how United pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of United Overseas more accurately as focusing exclusively on United Overseas' fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
55.3856.8858.38
Details
Hype
Prediction
LowEstimatedHigh
55.8056.7457.68
Details
Naive
Forecast
LowNext ValueHigh
55.8456.7857.72
Details

United Overseas Total Value Analysis

United Overseas Bank is at this time forecasted to have takeover price of (8.41 B) with market capitalization of 38.21 B, debt of 52.2 B, and cash on hands of 91.6 B. The negative valuation of United Overseas may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should thoroughly investigate all of the United Overseas fundamentals.
  Takeover PriceMarket CapDebt ObligationsCash
(8.41 B)
38.21 B
52.2 B
91.6 B

United Overseas Investor Information

The company has Price to Book (P/B) ratio of 1.23. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. United Overseas Bank has Price/Earnings To Growth (PEG) ratio of 0.82. The entity last dividend was issued on the 8th of August 2022. The firm had 1056:1000 split on the 8th of November 1999. Based on the key indicators related to United Overseas' liquidity, profitability, solvency, and operating efficiency, United Overseas Bank is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.

United Overseas Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of United suggests not a very effective usage of assets in March.

United Overseas Ownership Allocation

United Overseas Bank shows a total of 837.31 Million outstanding shares. About 99.8 % of United Overseas outstanding shares are held by general public with 0.2 % by institutional holders. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.

United Overseas Profitability Analysis

The company reported the revenue of 9.79 B. Net Income was 4.08 B with profit before overhead, payroll, taxes, and interest of 9.13 B.

About United Overseas Valuation

Our relative valuation model uses a comparative analysis of United Overseas. We calculate exposure to United Overseas's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of United Overseas's related companies.
United Overseas Bank Limited, together with its subsidiaries, provides banking products and services. United Overseas Bank Limited was incorporated in 1935 and is headquartered in Singapore. United Overseas operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 24516 people.

8 Steps to conduct United Overseas' Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates United Overseas' potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct United Overseas' valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain United Overseas' financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine United Overseas' revenue streams: Identify United Overseas' primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research United Overseas' industry and market trends, including the size of the market, growth rate, and competition.
  • Establish United Overseas' growth potential: Evaluate United Overseas' management, business model, and growth potential.
  • Determine United Overseas' financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate United Overseas' estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

United Overseas Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding838.5 M
Quarterly Earnings Growth Y O Y0.11
Forward Price Earnings9.9602
Retained Earnings26.4 B

Additional Tools for United Pink Sheet Analysis

When running United Overseas' price analysis, check to measure United Overseas' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Overseas is operating at the current time. Most of United Overseas' value examination focuses on studying past and present price action to predict the probability of United Overseas' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Overseas' price. Additionally, you may evaluate how the addition of United Overseas to your portfolios can decrease your overall portfolio volatility.