Provident Bancorp Valuation
| PVBC Stock | USD 11.64 0.19 1.61% |
At this time, the company appears to be overvalued. Provident Bancorp holds a recent Real Value of $9.44 per share. The prevailing price of the company is $11.64. Our model determines the value of Provident Bancorp from analyzing the company fundamentals such as Shares Outstanding of 17.79 M, return on equity of 0.0321, and Operating Margin of 0.44 % as well as examining its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Provident Bancorp's price fluctuation is not too volatile at this time. Calculation of the real value of Provident Bancorp is based on 3 months time horizon. Increasing Provident Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Provident Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Provident Stock. However, Provident Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 11.64 | Real 9.44 | Hype 11.64 | Naive 12.33 |
The real value of Provident Stock, also known as its intrinsic value, is the underlying worth of Provident Bancorp Company, which is reflected in its stock price. It is based on Provident Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Provident Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Provident Bancorp helps investors to forecast how Provident stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Provident Bancorp more accurately as focusing exclusively on Provident Bancorp's fundamentals will not take into account other important factors: Provident Bancorp Total Value Analysis
Provident Bancorp is at this time forecasted to have valuation of 77.84 M with market capitalization of 210.44 M, debt of 108.87 M, and cash on hands of 154.8 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Provident Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
77.84 M | 210.44 M | 108.87 M | 154.8 M |
Provident Bancorp Investor Information
About 19.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.91. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Provident Bancorp last dividend was issued on the 11th of August 2022. The entity had 2021:1000 split on the 17th of October 2019. Based on the analysis of Provident Bancorp's profitability, liquidity, and operating efficiency, Provident Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in April.Provident Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Provident indicates not a very effective usage of assets in March.Provident Bancorp Ownership Allocation
Provident Bancorp owns a total of 17.79 Million outstanding shares. 30% of Provident Bancorp outstanding shares are owned by third-party entities. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Provident Bancorp Profitability Analysis
The company reported the previous year's revenue of 65.91 M. Net Income was 10.95 M with profit before overhead, payroll, taxes, and interest of 55.4 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Provident Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Provident Bancorp and how it compares across the competition.
About Provident Bancorp Valuation
The stock valuation mechanism determines Provident Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of Provident Bancorp. We calculate exposure to Provident Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Provident Bancorp's related companies.Provident Bancorp, Inc. operates as the bank holding company for The Provident Bank that provides various financial services to individuals and small businesses in the United States. The company was founded in 1828 and is headquartered in Amesbury, Massachusetts. Provident Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 170 people.
Provident Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 16.6 M | |
| Quarterly Earnings Growth Y O Y | 0.65 | |
| Forward Price Earnings | 19.7239 |
Complementary Tools for Provident Stock analysis
When running Provident Bancorp's price analysis, check to measure Provident Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Bancorp is operating at the current time. Most of Provident Bancorp's value examination focuses on studying past and present price action to predict the probability of Provident Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Bancorp's price. Additionally, you may evaluate how the addition of Provident Bancorp to your portfolios can decrease your overall portfolio volatility.
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