Oconee Financial Valuation
| OSBK Stock | USD 39.00 0.29 0.75% |
At this time, the company appears to be fairly valued. Oconee Financial holds a recent Real Value of $37.92 per share. The prevailing price of the company is $39.0. Our model determines the value of Oconee Financial from analyzing the company fundamentals such as Return On Equity of 0.11, shares outstanding of 896.07 K, and Operating Margin of 0.23 % as well as examining its technical indicators and probability of bankruptcy. . In general, most investors support picking up undervalued entities and discarding overvalued entities since, at some point, asset prices and their ongoing real values will merge together.
Fairly Valued
Today
Please note that Oconee Financial's price fluctuation is very steady at this time. Calculation of the real value of Oconee Financial is based on 3 months time horizon. Increasing Oconee Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Oconee otc stock is determined by what a typical buyer is willing to pay for full or partial control of Oconee Financial. Since Oconee Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Oconee OTC Stock. However, Oconee Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 39.0 | Real 37.92 | Hype 39.0 | Naive 39.38 |
The intrinsic value of Oconee Financial's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Oconee Financial's stock price.
Estimating the potential upside or downside of Oconee Financial helps investors to forecast how Oconee otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Oconee Financial more accurately as focusing exclusively on Oconee Financial's fundamentals will not take into account other important factors: Oconee Financial Total Value Analysis
Oconee Financial is now forecasted to have valuation of (29.85 M) with market capitalization of 32.8 M, debt of 9.79 M, and cash on hands of 32.12 M. The negative valuation of Oconee Financial may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the Oconee Financial fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(29.85 M) | 32.8 M | 9.79 M | 32.12 M |
Oconee Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Oconee suggests not a very effective usage of assets in November.Oconee Financial Profitability Analysis
The company reported the previous year's revenue of 20.27 M. Net Income was 3 M with profit before overhead, payroll, taxes, and interest of 19.6 M.About Oconee Financial Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Oconee Financial. In general, an absolute valuation paradigm, as applied to this otc stock, attempts to find the value of Oconee Financial based exclusively on its fundamental and basic technical indicators. By analyzing Oconee Financial's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Oconee Financial's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Oconee Financial. We calculate exposure to Oconee Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Oconee Financial's related companies.Oconee Financial Corporation operates as the bank holding company for Oconee State Bank that provides a range of commercial and consumer banking products and services to consumers, businesses, and communities. Oconee Financial Corporation was founded in 1960 and is headquartered in Watkinsville, Georgia. Oconee Financial operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct Oconee Financial's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates Oconee Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Oconee Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain Oconee Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine Oconee Financial's revenue streams: Identify Oconee Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research Oconee Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish Oconee Financial's growth potential: Evaluate Oconee Financial's management, business model, and growth potential.
- Determine Oconee Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Oconee Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Oconee Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Oconee Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 897.5 K | |
| Quarterly Earnings Growth Y O Y | 0.575 | |
| Retained Earnings | 33.3 M | |
| Forward Annual Dividend Rate | 0.7 | |
| Shares Float | 377.1 K |
Other Information on Investing in Oconee OTC Stock
Oconee Financial financial ratios help investors to determine whether Oconee OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in Oconee with respect to the benefits of owning Oconee Financial security.