Hawthorn Bancshares Valuation
| HWBK Stock | USD 29.46 0.42 1.41% |
At this time, the firm appears to be overvalued. Hawthorn Bancshares retains a regular Real Value of $24.07 per share. The prevalent price of the firm is $29.46. Our model calculates the value of Hawthorn Bancshares from evaluating the firm fundamentals such as Return On Asset of 0.0023, return on equity of 0.0319, and Current Valuation of 278.68 M as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Hawthorn Bancshares' valuation include:
Price Book 1.4253 | Enterprise Value | Price Sales 3.537 | Trailing PE 32.7333 | Enterprise Value Revenue 5.8961 |
Overvalued
Today
Please note that Hawthorn Bancshares' price fluctuation is not too volatile at this time. Calculation of the real value of Hawthorn Bancshares is based on 3 months time horizon. Increasing Hawthorn Bancshares' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Hawthorn Bancshares' intrinsic value may or may not be the same as its current market price of 29.46, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 29.46 | Real 24.07 | Hype 29.51 | Naive 29.97 |
The intrinsic value of Hawthorn Bancshares' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Hawthorn Bancshares' stock price.
Estimating the potential upside or downside of Hawthorn Bancshares helps investors to forecast how Hawthorn stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Hawthorn Bancshares more accurately as focusing exclusively on Hawthorn Bancshares' fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Hawthorn Bancshares' intrinsic value based on its ongoing forecasts of Hawthorn Bancshares' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Hawthorn Bancshares' closest peers.
Hawthorn Bancshares Cash |
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Hawthorn Valuation Trend
Knowing Hawthorn Bancshares' actual value is paramount for traders when making sound investment determinations. Using both Hawthorn Bancshares' enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Hawthorn Revenue by Product
Hawthorn Bancshares Total Value Analysis
Hawthorn Bancshares is currently forecasted to have valuation of 278.68 M with market capitalization of 205.83 M, debt of 157.7 M, and cash on hands of 45.58 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Hawthorn Bancshares fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
278.68 M | 205.83 M | 157.7 M | 45.58 M |
Hawthorn Bancshares Investor Information
About 18.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.43. Some equities with similar Price to Book (P/B) outperform the market in the long run. Hawthorn Bancshares last dividend was issued on the 13th of December 2024. The entity had 104:100 split on the 14th of June 2023. Based on the key indicators related to Hawthorn Bancshares' liquidity, profitability, solvency, and operating efficiency, Hawthorn Bancshares may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.3 | 0.31 |
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| Total Cash From Operating Activities | 15.7 M | 20.3 M |
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| Operating Income | 18.4 M | 12.9 M |
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Hawthorn Bancshares Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Hawthorn suggests not a very effective usage of assets in January.Hawthorn Bancshares Ownership Allocation
The market capitalization of Hawthorn Bancshares is $205.83 Million. Hawthorn Bancshares retains significant amount of outstanding shares owned by insiders and institutional investors . Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Hawthorn Bancshares Profitability Analysis
The company reported the previous year's revenue of 52.79 M. Net Income was 956 K with profit before overhead, payroll, taxes, and interest of 73.63 M.Hawthorn Bancshares Past Distributions to stockholders
About Hawthorn Bancshares Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Hawthorn Bancshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Hawthorn Bancshares based exclusively on its fundamental and basic technical indicators. By analyzing Hawthorn Bancshares's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Hawthorn Bancshares's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Hawthorn Bancshares. We calculate exposure to Hawthorn Bancshares's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Hawthorn Bancshares's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 101.2 M | 106.2 M | |
| Pretax Profit Margin | 0.01 | 0.01 | |
| Operating Profit Margin | 0.31 | 0.30 | |
| Net Profit Margin | 0.02 | 0.02 | |
| Gross Profit Margin | 1.50 | 1.04 |
Hawthorn Bancshares Quarterly Retained Earnings |
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A single share of Hawthorn Bancshares represents a small ownership stake in the entity. As a stockholder of Hawthorn, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Hawthorn Bancshares Dividends Analysis For Valuation
Please note that Hawthorn Bancshares has scaled down on payment of dividends at this time. Price Earnings Ratio is expected to rise to 171.25 this year, although the value of Retained Earnings will most likely fall to about 62.6 M.
There are various types of dividends Hawthorn Bancshares can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Hawthorn shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Hawthorn Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Hawthorn pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Hawthorn Bancshares by the value of the dividends paid out.
Hawthorn Bancshares Growth Indicators
Investing in growth stocks can be very risky. If the company such as Hawthorn Bancshares does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 7 M | |
| Quarterly Earnings Growth Y O Y | 0.819 |
Hawthorn Bancshares Current Valuation Indicators
Hawthorn Bancshares' valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Hawthorn Bancshares' valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Hawthorn Bancshares, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Hawthorn Bancshares' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Hawthorn Bancshares' worth.When determining whether Hawthorn Bancshares is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Hawthorn Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Hawthorn Bancshares Stock. Highlighted below are key reports to facilitate an investment decision about Hawthorn Bancshares Stock: Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Hawthorn Bancshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy Hawthorn Stock please use our How to buy in Hawthorn Stock guide.You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hawthorn Bancshares. If investors know Hawthorn will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hawthorn Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.819 | Dividend Share 0.72 | Earnings Share 0.9 | Revenue Per Share | Quarterly Revenue Growth 0.126 |
The market value of Hawthorn Bancshares is measured differently than its book value, which is the value of Hawthorn that is recorded on the company's balance sheet. Investors also form their own opinion of Hawthorn Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Hawthorn Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hawthorn Bancshares' market value can be influenced by many factors that don't directly affect Hawthorn Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hawthorn Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Hawthorn Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hawthorn Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.