First Reliance Valuation
| FSRL Stock | USD 9.48 0.03 0.32% |
At this time, the firm appears to be fairly valued. First Reliance Bancshares shows a prevailing Real Value of $9.6 per share. The current price of the firm is $9.48. Our model computes the value of First Reliance Bancshares from reviewing the firm fundamentals such as Current Valuation of (24.62 M), profit margin of 0.14 %, and Price To Earning of 6.35 X as well as analyzing its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that First Reliance's price fluctuation is very steady at this time. Calculation of the real value of First Reliance Bancshares is based on 3 months time horizon. Increasing First Reliance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the First pink sheet is determined by what a typical buyer is willing to pay for full or partial control of First Reliance Bancshares. Since First Reliance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Pink Sheet. However, First Reliance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 9.48 | Real 9.6 | Hype 9.48 |
The intrinsic value of First Reliance's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence First Reliance's stock price.
Estimating the potential upside or downside of First Reliance Bancshares helps investors to forecast how First pink sheet's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Reliance more accurately as focusing exclusively on First Reliance's fundamentals will not take into account other important factors: First Reliance Total Value Analysis
First Reliance Bancshares is currently projected to have valuation of (24.62 M) with market capitalization of 22.86 M, debt of 39.48 M, and cash on hands of 53.64 M. The negative valuation of First Reliance may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial obligations of the company both on and off balance sheet. Investors should vigilantly validate all of the First Reliance fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(24.62 M) | 22.86 M | 39.48 M | 53.64 M |
First Reliance Investor Information
About 13.0% of the company shares are owned by institutional investors. The company had not issued any dividends in recent years. Based on the measurements of operating efficiency obtained from First Reliance's historical financial statements, First Reliance Bancshares is not in a good financial situation at this time. It has a very high probability of going through financial hardship in February.First Reliance Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of First suggests not a very effective usage of assets in January.First Reliance Ownership Allocation
The market capitalization of First Reliance Bancshares is $22.86 Million. Roughly 86.83 percent of First Reliance outstanding shares are held by general public with 13.17 % by other corporate entities. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.First Reliance Profitability Analysis
The company reported the previous year's revenue of 38.4 M. Net Income was 5.28 M with profit before overhead, payroll, taxes, and interest of 38.61 M.About First Reliance Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of First Reliance Bancshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of First Reliance Bancshares based exclusively on its fundamental and basic technical indicators. By analyzing First Reliance's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of First Reliance's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Reliance. We calculate exposure to First Reliance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Reliance's related companies.First Reliance Bancshares, Inc. operates as the bank holding company for First Reliance Bank that provides banking products and services in the United States. First Reliance Bancshares, Inc. was founded in 1999 and is based in Florence, South Carolina. First Reliance operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 175 people.
8 Steps to conduct First Reliance's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates First Reliance's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct First Reliance's valuation analysis, follow these 8 steps:- Gather financial information: Obtain First Reliance's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine First Reliance's revenue streams: Identify First Reliance's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research First Reliance's industry and market trends, including the size of the market, growth rate, and competition.
- Establish First Reliance's growth potential: Evaluate First Reliance's management, business model, and growth potential.
- Determine First Reliance's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate First Reliance's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
First Reliance Growth Indicators
Investing in growth stocks can be very risky. If the company such as First Reliance does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Quarterly Earnings Growth Y O Y | 0.506 | |
| Retained Earnings | 24 M |
Other Information on Investing in First Pink Sheet
First Reliance financial ratios help investors to determine whether First Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in First with respect to the benefits of owning First Reliance security.