Credit Acceptance Valuation

CRDA34 Stock  BRL 325.00  0.00  0.00%   
At this time, the firm appears to be fairly valued. Credit Acceptance shows a prevailing Real Value of R$325.0 per share. The current price of the firm is R$325.0. Our model approximates the value of Credit Acceptance from analyzing the firm fundamentals such as profit margin of 0.45 %, and Return On Equity of 0.31 as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
325.00
Please note that Credit Acceptance's price fluctuation is very steady at this time. Calculation of the real value of Credit Acceptance is based on 3 months time horizon. Increasing Credit Acceptance's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Credit Acceptance is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Credit Stock. However, Credit Acceptance's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  325.0 Real  325.0 Hype  325.0 Naive  325.0
The real value of Credit Stock, also known as its intrinsic value, is the underlying worth of Credit Acceptance Company, which is reflected in its stock price. It is based on Credit Acceptance's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Credit Acceptance's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
325.00
Downside
325.00
Real Value
325.00
Upside
Estimating the potential upside or downside of Credit Acceptance helps investors to forecast how Credit stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Credit Acceptance more accurately as focusing exclusively on Credit Acceptance's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
325.00325.00325.00
Details
Hype
Prediction
LowEstimatedHigh
325.00325.00325.00
Details
Naive
Forecast
LowNext ValueHigh
325.00325.00325.00
Details

Credit Acceptance Total Value Analysis

Credit Acceptance is currently forecasted to have takeover price of 55.74 B with market capitalization of 34.57 B, debt of 4.62 B, and cash on hands of 45.7 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the Credit Acceptance fundamentals before making investing decisions based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
55.74 B
34.57 B
4.62 B
45.7 M

Credit Acceptance Investor Information

The book value of the company was currently reported as 12.73. The company recorded earning per share (EPS) of 20.49. Credit Acceptance had not issued any dividends in recent years. Based on the measurements of operating efficiency obtained from Credit Acceptance's historical financial statements, Credit Acceptance is not in a good financial situation at the moment. It has a very high risk of going through financial straits in April.

Credit Acceptance Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Credit Acceptance has an asset utilization ratio of 26.31 percent. This suggests that the Company is making R$0.26 for each dollar of assets. An increasing asset utilization means that Credit Acceptance is more efficient with each dollar of assets it utilizes for everyday operations.

Credit Acceptance Profitability Analysis

The company reported the revenue of 1.86 B. Net Income was 958.3 M with profit before overhead, payroll, taxes, and interest of 1.14 B.
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Credit Acceptance's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Credit Acceptance and how it compares across the competition.

About Credit Acceptance Valuation

The stock valuation mechanism determines Credit Acceptance's current worth on a weekly basis. Our valuation model uses a comparative analysis of Credit Acceptance. We calculate exposure to Credit Acceptance's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Credit Acceptance's related companies.
Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. Credit Acceptance Corporation was founded in 1972 and is headquartered in Southfield, Michigan. CREDIT ACCEPDRN operates under Credit Services classification in Brazil and is traded on Sao Paolo Stock Exchange. It employs 2033 people.

8 Steps to conduct Credit Acceptance's Valuation Analysis

Company's valuation is the process of determining the worth of any company in monetary terms. It estimates Credit Acceptance's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct Credit Acceptance's valuation analysis, follow these 8 steps:
  • Gather financial information: Obtain Credit Acceptance's financial statements, including balance sheets, income statements, and cash flow statements.
  • Determine Credit Acceptance's revenue streams: Identify Credit Acceptance's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
  • Analyze market data: Research Credit Acceptance's industry and market trends, including the size of the market, growth rate, and competition.
  • Establish Credit Acceptance's growth potential: Evaluate Credit Acceptance's management, business model, and growth potential.
  • Determine Credit Acceptance's financial performance: Analyze its financial statements to assess its historical performance and future potential.
  • Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
  • Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate Credit Acceptance's estimated value.
  • Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Note: This is a general outline, and different approaches and methods may be used depending on the type and size of the company being valued. We also recomment to seek professional assistance to ensure accuracy.

Complementary Tools for Credit Stock analysis

When running Credit Acceptance's price analysis, check to measure Credit Acceptance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Credit Acceptance is operating at the current time. Most of Credit Acceptance's value examination focuses on studying past and present price action to predict the probability of Credit Acceptance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Credit Acceptance's price. Additionally, you may evaluate how the addition of Credit Acceptance to your portfolios can decrease your overall portfolio volatility.
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