CMUV Bancorp Valuation
| CMUV Stock | USD 20.60 0.00 0.00% |
At this time, the firm appears to be undervalued. CMUV Bancorp shows a prevailing Real Value of $22.33 per share. The current price of the firm is $20.6. Our model approximates the value of CMUV Bancorp from analyzing the firm fundamentals such as profit margin of 0.34 %, and Return On Equity of 0.14 as well as examining its technical indicators and probability of bankruptcy. . In general, most investors favor buying undervalued instruments and disposing overvalued instruments since, at some point future time, asset prices and their ongoing real values will blend.
Undervalued
Today
Please note that CMUV Bancorp's price fluctuation is very steady at this time. Calculation of the real value of CMUV Bancorp is based on 3 months time horizon. Increasing CMUV Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the CMUV otc stock is determined by what a typical buyer is willing to pay for full or partial control of CMUV Bancorp. Since CMUV Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CMUV OTC Stock. However, CMUV Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 20.6 | Real 22.33 | Hype 20.6 | Naive 20.69 |
The intrinsic value of CMUV Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence CMUV Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of CMUV Bancorp helps investors to forecast how CMUV otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CMUV Bancorp more accurately as focusing exclusively on CMUV Bancorp's fundamentals will not take into account other important factors: CMUV Bancorp Total Value Analysis
CMUV Bancorp is currently anticipated to have valuation of 7.98 M with market capitalization of 28.89 M, debt of 13.17 M, and cash on hands of 49.28 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the CMUV Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
7.98 M | 28.89 M | 13.17 M | 49.28 M |
CMUV Bancorp Investor Information
The company has price-to-book (P/B) ratio of 1.09. Some equities with similar Price to Book (P/B) outperform the market in the long run. CMUV Bancorp last dividend was issued on the 7th of December 2022. Based on the analysis of CMUV Bancorp's profitability, liquidity, and operating efficiency, CMUV Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in February.CMUV Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. CMUV Bancorp has an asset utilization ratio of 4.76 percent. This indicates that the OTC Stock is making $0.0476 for each dollar of assets. An increasing asset utilization means that CMUV Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.CMUV Bancorp Profitability Analysis
The company reported the previous year's revenue of 13.21 M. Net Income was 5.07 M with profit before overhead, payroll, taxes, and interest of 13.01 M.About CMUV Bancorp Valuation
Our relative valuation model uses a comparative analysis of CMUV Bancorp. We calculate exposure to CMUV Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CMUV Bancorp's related companies.CMUV Bancorp operates as the bank holding company for Community Valley Bank that provides financial services to individuals and businesses in California. CMUV Bancorp was founded in 2007 and is based in El Centro, California. Community Vly operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct CMUV Bancorp's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates CMUV Bancorp's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct CMUV Bancorp's valuation analysis, follow these 8 steps:- Gather financial information: Obtain CMUV Bancorp's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine CMUV Bancorp's revenue streams: Identify CMUV Bancorp's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research CMUV Bancorp's industry and market trends, including the size of the market, growth rate, and competition.
- Establish CMUV Bancorp's growth potential: Evaluate CMUV Bancorp's management, business model, and growth potential.
- Determine CMUV Bancorp's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate CMUV Bancorp's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
CMUV Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as CMUV Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 1.8 M | |
| Quarterly Earnings Growth Y O Y | -0.433 | |
| Retained Earnings | 12 M |
Additional Tools for CMUV OTC Stock Analysis
When running CMUV Bancorp's price analysis, check to measure CMUV Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CMUV Bancorp is operating at the current time. Most of CMUV Bancorp's value examination focuses on studying past and present price action to predict the probability of CMUV Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CMUV Bancorp's price. Additionally, you may evaluate how the addition of CMUV Bancorp to your portfolios can decrease your overall portfolio volatility.