Citizens Valuation
| CIA Stock | USD 4.86 0.29 6.35% |
At this time, the firm appears to be overvalued. Citizens shows a prevailing Real Value of $3.87 per share. The current price of the firm is $4.86. Our model approximates the value of Citizens from analyzing the firm fundamentals such as Return On Equity of 0.12, profit margin of 0.09 %, and Current Valuation of 205.67 M as well as examining its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Citizens' price fluctuation is relatively risky at this time. Calculation of the real value of Citizens is based on 3 months time horizon. Increasing Citizens' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Citizens is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Citizens Stock. However, Citizens' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 4.86 | Real 3.87 | Hype 4.86 | Naive 4.31 |
The real value of Citizens Stock, also known as its intrinsic value, is the underlying worth of Citizens Company, which is reflected in its stock price. It is based on Citizens' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Citizens' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Citizens helps investors to forecast how Citizens stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Citizens more accurately as focusing exclusively on Citizens' fundamentals will not take into account other important factors: Citizens Total Value Analysis
Citizens is currently forecasted to have company total value of 205.67 M with market capitalization of 228.07 M, debt of 9.07 M, and cash on hands of 22.97 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Citizens fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
205.67 M | 228.07 M | 9.07 M | 22.97 M |
Citizens Investor Information
About 17.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.15. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citizens had not issued any dividends in recent years. The entity had 107:100 split on the 13th of December 2005. Based on the key indicators related to Citizens' liquidity, profitability, solvency, and operating efficiency, Citizens is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in March.Citizens Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Citizens suggests not a very effective usage of assets in February.Citizens Ownership Allocation
Citizens holds a total of 49.91 Million outstanding shares. Citizens shows 10.44 percent of its outstanding shares held by insiders and 17.11 percent owned by other corporate entities. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Citizens Profitability Analysis
The company reported the last year's revenue of 240.68 M. Total Income to common stockholders was 24.44 M with profit before taxes, overhead, and interest of 71.76 M.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Citizens' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Citizens and how it compares across the competition.
About Citizens Valuation
The stock valuation mechanism determines Citizens' current worth on a weekly basis. Our valuation model uses a comparative analysis of Citizens. We calculate exposure to Citizens's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Citizens's related companies.Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas. Citizens operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 215 people.
Citizens Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 50.7 M | |
| Forward Price Earnings | 12.5471 |
Complementary Tools for Citizens Stock analysis
When running Citizens' price analysis, check to measure Citizens' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens is operating at the current time. Most of Citizens' value examination focuses on studying past and present price action to predict the probability of Citizens' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens' price. Additionally, you may evaluate how the addition of Citizens to your portfolios can decrease your overall portfolio volatility.
| Efficient Frontier Plot and analyze your portfolio and positions against risk-return landscape of the market. | |
| Idea Optimizer Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio | |
| Sectors List of equity sectors categorizing publicly traded companies based on their primary business activities | |
| Portfolio Suggestion Get suggestions outside of your existing asset allocation including your own model portfolios | |
| Companies Directory Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals | |
| USA ETFs Find actively traded Exchange Traded Funds (ETF) in USA | |
| Equity Valuation Check real value of public entities based on technical and fundamental data | |
| Price Transformation Use Price Transformation models to analyze the depth of different equity instruments across global markets | |
| Portfolio Dashboard Portfolio dashboard that provides centralized access to all your investments |