Colony Bankcorp Valuation
| CBAN Stock | USD 16.36 0.05 0.30% |
At this time, the firm appears to be fairly valued. Colony Bankcorp shows a prevailing Real Value of $16.26 per share. The current price of the firm is $16.36. Our model approximates the value of Colony Bankcorp from analyzing the firm fundamentals such as Profit Margin of 0.21 %, current valuation of 304.92 M, and Return On Equity of 0.0895 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Colony Bankcorp's valuation include:
Fairly Valued
Today
Please note that Colony Bankcorp's price fluctuation is very steady at this time. Calculation of the real value of Colony Bankcorp is based on 3 months time horizon. Increasing Colony Bankcorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Colony Bankcorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Colony Stock. However, Colony Bankcorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 16.36 | Real 16.26 | Target 19.0 | Hype 16.41 |
The intrinsic value of Colony Bankcorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Colony Bankcorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Colony Bankcorp helps investors to forecast how Colony stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Colony Bankcorp more accurately as focusing exclusively on Colony Bankcorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Colony Bankcorp's intrinsic value based on its ongoing forecasts of Colony Bankcorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Colony Bankcorp's closest peers.
Colony Bankcorp Cash |
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Colony Valuation Trend
Knowing Colony Bankcorp's actual value is paramount for traders when making sound investment determinations. Using both Colony Bankcorp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Colony Revenue by Product
Colony Bankcorp Total Value Analysis
Colony Bankcorp is currently forecasted to have valuation of 304.92 M with market capitalization of 287.5 M, debt of 248.04 M, and cash on hands of 85.04 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Colony Bankcorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
304.92 M | 287.5 M | 248.04 M | 85.04 M |
Colony Bankcorp Investor Information
About 58.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.02. Some equities with similar Price to Book (P/B) outperform the market in the long run. Colony Bankcorp last dividend was issued on the 5th of February 2025. The entity had 5:4 split on the 17th of May 2005. Based on the analysis of Colony Bankcorp's profitability, liquidity, and operating efficiency, Colony Bankcorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in April.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.34 | 0.3587 |
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| Operating Income | 43.5 M | 41.4 M |
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Colony Bankcorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The recent return on assets of Colony suggests not a very effective usage of assets in March.Colony Bankcorp Ownership Allocation
Colony Bankcorp holds a total of 17.52 Million outstanding shares. Over half of Colony Bankcorp's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Colony Bankcorp Profitability Analysis
The company reported the previous year's revenue of 115.45 M. Net Income was 23.87 M with profit before overhead, payroll, taxes, and interest of 112.4 M.Colony Bankcorp Past Distributions to stockholders
About Colony Bankcorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Colony Bankcorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Colony Bankcorp based exclusively on its fundamental and basic technical indicators. By analyzing Colony Bankcorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Colony Bankcorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Colony Bankcorp. We calculate exposure to Colony Bankcorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Colony Bankcorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 115.5 M | 121.2 M | |
| Pretax Profit Margin | 0.21 | 0.30 | |
| Operating Profit Margin | 0.36 | 0.34 | |
| Net Profit Margin | 0.21 | 0.21 | |
| Gross Profit Margin | 0.90 | 0.80 |
Colony Bankcorp Quarterly Retained Earnings |
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A single share of Colony Bankcorp represents a small ownership stake in the entity. As a stockholder of Colony, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Colony Bankcorp Dividends Analysis For Valuation
As of the 20th of March 2025, Dividends Paid is likely to grow to about 8.3 M, while Dividend Yield is likely to drop 0.02. . At this time, Colony Bankcorp's Retained Earnings are very stable compared to the past year. As of the 20th of March 2025, Retained Earnings Total Equity is likely to grow to about 134.7 M, while Earning Assets are likely to drop about 430.9 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 7.9 M | 8.3 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.33 | 0.30 | |
| Dividend Paid And Capex Coverage Ratio | 1.22 | 1.16 |
There are various types of dividends Colony Bankcorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Colony shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Colony Bankcorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Colony pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Colony Bankcorp by the value of the dividends paid out.
Colony Bankcorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 17.6 M | |
| Quarterly Earnings Growth Y O Y | 0.319 | |
| Forward Price Earnings | 10.3627 |
Colony Bankcorp Current Valuation Indicators
Colony Bankcorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Colony Bankcorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Colony Bankcorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Colony Bankcorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Colony Bankcorp's worth.When determining whether Colony Bankcorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Colony Bankcorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Colony Bankcorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Colony Bankcorp Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Colony Bankcorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. To learn how to invest in Colony Stock, please use our How to Invest in Colony Bankcorp guide.You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Colony Bankcorp. If investors know Colony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Colony Bankcorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.319 | Dividend Share 0.45 | Earnings Share 1.37 | Revenue Per Share | Quarterly Revenue Growth 0.129 |
The market value of Colony Bankcorp is measured differently than its book value, which is the value of Colony that is recorded on the company's balance sheet. Investors also form their own opinion of Colony Bankcorp's value that differs from its market value or its book value, called intrinsic value, which is Colony Bankcorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Colony Bankcorp's market value can be influenced by many factors that don't directly affect Colony Bankcorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Colony Bankcorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Colony Bankcorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Colony Bankcorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.