PennyMac Financial Valuation
| 1AC Stock | EUR 98.00 0.50 0.51% |
At this time, the company appears to be fairly valued. PennyMac Financial holds a recent Real Value of €96.8 per share. The prevailing price of the company is €98.0. Our model determines the value of PennyMac Financial from analyzing the company fundamentals such as Operating Margin of 0.41 %, shares outstanding of 50.03 M, and Return On Equity of 0.14 as well as examining its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that PennyMac Financial's price fluctuation is very steady at this time. Calculation of the real value of PennyMac Financial is based on 3 months time horizon. Increasing PennyMac Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the PennyMac stock is determined by what a typical buyer is willing to pay for full or partial control of PennyMac Financial Services. Since PennyMac Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of PennyMac Stock. However, PennyMac Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 98.0 | Real 96.8 | Hype 98.0 |
The real value of PennyMac Stock, also known as its intrinsic value, is the underlying worth of PennyMac Financial Company, which is reflected in its stock price. It is based on PennyMac Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of PennyMac Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of PennyMac Financial Services helps investors to forecast how PennyMac stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of PennyMac Financial more accurately as focusing exclusively on PennyMac Financial's fundamentals will not take into account other important factors: PennyMac Financial Total Value Analysis
PennyMac Financial Services is presently estimated to have takeover price of 11.96 B with market capitalization of 2.84 B, debt of 8.71 B, and cash on hands of 972.72 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the PennyMac Financial fundamentals before making investing decisions based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
11.96 B | 2.84 B | 8.71 B | 972.72 M |
PennyMac Financial Investor Information
About 42.0% of the company shares are owned by insiders or employees . The company has Price-to-Book (P/B) ratio of 0.83. In the past many companies with similar price-to-book ratios have beat the market. PennyMac Financial recorded earning per share (EPS) of 8.1. The entity last dividend was issued on the 13th of February 2023. PennyMac Financial Services is not in a good financial situation at the moment. It has a very high risk of going through financial straits in January.PennyMac Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. PennyMac Financial has an asset utilization ratio of 11.69 percent. This implies that the Company is making €0.12 for each dollar of assets. An increasing asset utilization means that PennyMac Financial Services is more efficient with each dollar of assets it utilizes for everyday operations.PennyMac Financial Ownership Allocation
PennyMac Financial owns a total of 50.03 Million outstanding shares. Over half of PennyMac Financial's outstanding shares are owned by third-party entities. These third-party entities are typically referred to as corporate investors that secure positions in a given instrument to benefit from reduced trade commissions. Consequently, these institutions are subject to different rules and regulations than regular investors in PennyMac Financial. Please watch out for any change in the institutional holdings of PennyMac Financial as this could mean something significant has changed or is about to change at the company. Also note that almost one hundred fifteen thousand seventy-six invesors are currently shorting PennyMac Financial expressing very little confidence in its future performance.PennyMac Financial Profitability Analysis
The company reported the revenue of 1.97 B. Net Income was 475.51 M with profit before overhead, payroll, taxes, and interest of 1.4 B.Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates PennyMac Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in PennyMac Financial and how it compares across the competition.
About PennyMac Financial Valuation
The stock valuation mechanism determines PennyMac Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of PennyMac Financial. We calculate exposure to PennyMac Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of PennyMac Financial's related companies.PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company was founded in 2008 and is headquartered in Westlake Village, California. PENNYMAC FIN operates under Mortgage Finance classification in Germany and is traded on Frankfurt Stock Exchange. It employs 7075 people.
8 Steps to conduct PennyMac Financial's Valuation Analysis
Company's valuation is the process of determining the worth of any company in monetary terms. It estimates PennyMac Financial's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of company valuation is a single number representing a Company's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct PennyMac Financial's valuation analysis, follow these 8 steps:- Gather financial information: Obtain PennyMac Financial's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine PennyMac Financial's revenue streams: Identify PennyMac Financial's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research PennyMac Financial's industry and market trends, including the size of the market, growth rate, and competition.
- Establish PennyMac Financial's growth potential: Evaluate PennyMac Financial's management, business model, and growth potential.
- Determine PennyMac Financial's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the Company's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate PennyMac Financial's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
Complementary Tools for PennyMac Stock analysis
When running PennyMac Financial's price analysis, check to measure PennyMac Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PennyMac Financial is operating at the current time. Most of PennyMac Financial's value examination focuses on studying past and present price action to predict the probability of PennyMac Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PennyMac Financial's price. Additionally, you may evaluate how the addition of PennyMac Financial to your portfolios can decrease your overall portfolio volatility.
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