First Internet Bancorp Stock Today

INBK Stock  USD 27.56  0.25  0.90%   

Performance

Very Weak

 
Weak
 
Strong

Odds Of Distress

Very Low

 
High
 
Low
First Internet is selling for 27.56 as of the 22nd of March 2025. This is a 0.9% down since the beginning of the trading day. The stock's last reported lowest price was 27.0. First Internet has under 5 % chance of experiencing financial distress over the next 2 years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 22nd of December 2024 and ending today, the 22nd of March 2025. Click here to learn more.
Business Domain
Banks
IPO Date
28th of December 2004
Category
Financial Services
Classification
Financials
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana. The company has 8.7 M outstanding shares of which 42.06 K shares are currently shorted by private and institutional investors with about 0.93 trading days to cover. More on First Internet Bancorp

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Follow Valuation Options Odds of Bankruptcy
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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanDavid Becker
Old NameINBK
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite Total, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00440.0044
Slightly Up
Pretty Stable
Asset Turnover0.03080.0509
Way Down
Very volatile
Total Current Liabilities2.1 M2.5 M
Fairly Down
Slightly volatile
Non Current Liabilities Total497.7 M400.1 M
Fairly Up
Slightly volatile
Total AssetsB5.7 B
Sufficiently Up
Slightly volatile
Total Current Assets942.9 M624.8 M
Way Up
Slightly volatile
Debt Levels
First Internet can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Internet's financial leverage. It provides some insight into what part of First Internet's total assets is financed by creditors.
Liquidity
First Internet Bancorp currently holds 400.15 M in liabilities with Debt to Equity (D/E) ratio of 11.17, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Internet's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

909.35 Million
First Internet Bancorp (INBK) is traded on NASDAQ Exchange in USA. It is located in 8701 East 116th Street, Fishers, IN, United States, 46038 and employs 323 people. First Internet is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 241.87 M. First Internet Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 8.7 M outstanding shares of which 42.06 K shares are currently shorted by private and institutional investors with about 0.93 trading days to cover. First Internet Bancorp currently holds about 221.05 M in cash with 12.99 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 23.79.
Check First Internet Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Internet Bancorp is $241.87 Million. The majority of First Internet Bancorp outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Internet Bancorp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Internet. Please pay attention to any change in the institutional holdings of First Internet Bancorp as this could imply that something significant has changed or is about to change at the company. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
First Trust Advisors L.p.2024-12-31
30.7 K
View First Internet Diagnostics

First Internet Historical Income Statement

At this time, First Internet's EBITDA is quite stable compared to the past year. Income Tax Expense is expected to rise to about 2.6 M this year, although the value of Other Operating Expenses will most likely fall to about 6 M. View More Fundamentals

First Stock Against Markets

First Internet Corporate Management

Nicole LorchSr. VP of Retail Banking and Sr. VP of Retail Banking of First Internet BankProfile
Paula DeemerExecutive AdministrationProfile
David BybeeSenior lendingProfile
Kevin QuinnVP BankProfile
Timothy DusingSr BankProfile
When determining whether First Internet Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Internet's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Internet Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Internet Bancorp Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in First Internet Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Internet. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Internet listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.748
Dividend Share
0.24
Earnings Share
2.88
Revenue Per Share
13.538
Quarterly Revenue Growth
0.367
The market value of First Internet Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Internet's value that differs from its market value or its book value, called intrinsic value, which is First Internet's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Internet's market value can be influenced by many factors that don't directly affect First Internet's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Internet's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Internet is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Internet's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.