HDFC Life (India) Today

HDFCLIFE   679.60  5.25  0.78%   

Performance

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Odds Of Distress

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HDFC Life is trading at 679.60 as of the 24th of March 2025. This is a 0.78 percent increase since the beginning of the trading day. The stock's lowest day price was 669.05. HDFC Life has less than a 9 % chance of experiencing financial distress in the next few years but had a somewhat ok performance during the last 90 days. The performance scores are derived for the period starting the 24th of December 2024 and ending today, the 24th of March 2025. Click here to learn more.
Business Domain
Insurance
Category
Financial Services
Classification
Financials
HDFC Life is entity of India. It is traded as Stock on NSE exchange. The company has 2.15 B outstanding shares. More on HDFC Life Insurance

HDFC Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. HDFC Life's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding HDFC Life or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
CEO MDVibha Padalkar
Thematic Ideas
(View all Themes)
Business ConcentrationLife & Health Insurance, Insurance - Life, Financial Services, Insurance Providers, Banks, Financials, Insurance, Insurance-Life, Financial Services (View all Sectors)
HDFC Life's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to HDFC Life's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Debt Levels
HDFC Life can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand HDFC Life's financial leverage. It provides some insight into what part of HDFC Life's total assets is financed by creditors.
Liquidity
HDFC Life cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. HDFC Life Insurance has accumulated 9.5 B in total debt. Debt can assist HDFC Life until it has trouble settling it off, either with new capital or with free cash flow. So, HDFC Life's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like HDFC Life Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for HDFC to invest in growth at high rates of return. When we think about HDFC Life's use of debt, we should always consider it together with cash and equity.

Begin Period Cash Flow

130.66 Billion
HDFC Life Insurance (HDFCLIFE) is traded on National Stock Exchange of India in India and employs 32,486 people. HDFC Life is listed under Life & Health Insurance category by Fama And French industry classification. The company currently falls under 'Mega-Cap' category with a current market capitalization of 1.46 T. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate HDFC Life's market, we take the total number of its shares issued and multiply it by HDFC Life's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. HDFC Life Insurance operates under Insurance sector and is part of Financials industry. The entity has 2.15 B outstanding shares. HDFC Life Insurance has accumulated about 8.41 M in cash with 107.21 B of positive cash flow from operations.
Check HDFC Life Probability Of Bankruptcy
Ownership Allocation
HDFC Life Insurance has a total of 2.15 Billion outstanding shares. HDFC Life secures considerable amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check HDFC Ownership Details

HDFC Life Insurance Risk Profiles

Although HDFC Life's alpha and beta are two of the key measurements used to evaluate HDFC Life's performance over the market, the standard measures of volatility play an important role as well.

HDFC Stock Against Markets

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HDFC Life Corporate Management

Elected by the shareholders, the HDFC Life's board of directors comprises two types of representatives: HDFC Life inside directors who are chosen from within the company, and outside directors, selected externally and held independent of HDFC. The board's role is to monitor HDFC Life's management team and ensure that shareholders' interests are well served. HDFC Life's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, HDFC Life's outside directors are responsible for providing unbiased perspectives on the board's policies.
Prasun GajriChief OfficerProfile
Sameer YogishwarChief OfficerProfile
Khushru SidhwaChief OfficerProfile
Eshwari MuruganAppointed ActuaryProfile
Subrato RoyPR CommunicationsProfile
Vineet AroraData DistributionProfile

Other Information on Investing in HDFC Stock

HDFC Life financial ratios help investors to determine whether HDFC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in HDFC with respect to the benefits of owning HDFC Life security.