E L Financial Corp Stock Today

ELF Stock  CAD 1,336  13.97  1.03%   

Performance

Modest

 
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Odds Of Distress

Very Small

 
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E L is selling at 1336.00 as of the 21st of March 2025; that is 1.03 percent decrease since the beginning of the trading day. The stock's open price was 1349.97. E L has a very small chance of experiencing financial distress in the next few years but had a somewhat modest performance during the last 90 days. The performance scores are derived for the period starting the 21st of December 2024 and ending today, the 21st of March 2025. Click here to learn more.
Business Domain
Insurance
Category
Financial Services
Classification
Financials
E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. The company was incorporated in 1968 and is headquartered in Toronto, Canada. E L operates under Insurance - Property Casualty classification in Canada and is traded on Toronto Stock Exchange.. The company has 3.46 M outstanding shares of which 568 shares are currently shorted by private and institutional investors with about 2.04 days to cover all short positions. More on E L Financial Corp

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ELF Stock Highlights

Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. E L's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding E L or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
Chairman, CEO and PresDuncan Jackman
Thematic IdeaBanks (View all Themes)
Business ConcentrationLife & Health Insurance, Insurance - Life, Financial Services, Banks, Financials, Insurance, Insurance - Property & Casualty, Financial Services (View all Sectors)
E L's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to E L's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit.
Debt Levels
E L can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand E L's financial leverage. It provides some insight into what part of E L's total assets is financed by creditors.
Liquidity
E L cash flow analysis is essential to understand how it generates and spends money over a specific period. It can also help you figure out where your money is going and how much cash you have available at a given moment. E L Financial Corp has accumulated 18.38 B in total debt with debt to equity ratio (D/E) of 7.0, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. E L Financial has a current ratio of 0.48, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist E L until it has trouble settling it off, either with new capital or with free cash flow. So, E L's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like E L Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for ELF to invest in growth at high rates of return. When we think about E L's use of debt, we should always consider it together with cash and equity.

Dividends Paid

288.94 Million
E L Financial Corp (ELF) is traded on Toronto Exchange in Canada and employs 1,236 people. E L is listed under Life & Health Insurance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 4.62 B. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate E L's market, we take the total number of its shares issued and multiply it by E L's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. E L Financial operates under Insurance sector and is part of Financials industry. The entity has 3.46 M outstanding shares of which 568 shares are currently shorted by private and institutional investors with about 2.04 days to cover all short positions. E L Financial Corp has accumulated about 130.71 M in cash with 459.55 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 93.96.
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Ownership Allocation
The market capitalization of E L Financial is C$4.62 Billion. E L Financial retains tangible amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Note, that even with substantial debt, if the true value of the entity is larger than the current market value, you may still be able to generate positive returns on investment in this company sooner or later.
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E L Financial Risk Profiles

Although E L's alpha and beta are two of the key measurements used to evaluate E L's performance over the market, the standard measures of volatility play an important role as well.

ELF Stock Against Markets

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Our tools can tell you how much better you can do entering a position in E L without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

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E L Corporate Management

Elected by the shareholders, the E L's board of directors comprises two types of representatives: E L inside directors who are chosen from within the company, and outside directors, selected externally and held independent of ELF. The board's role is to monitor E L's management team and ensure that shareholders' interests are well served. E L's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, E L's outside directors are responsible for providing unbiased perspectives on the board's policies.

Other Information on Investing in ELF Stock

E L financial ratios help investors to determine whether ELF Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in ELF with respect to the benefits of owning E L security.