PayPal Holdings Stock Options

PYPL Stock  USD 71.05  0.32  0.45%   
PayPal Holdings' latest option contracts expiring on May 16th 2025 are carrying combined implied volatility of 0.45 with a put-to-call open interest ratio of 0.77 over 52 outstanding agreements suggesting investors are buying slightly more calls than puts on contracts expiring on May 16th 2025. The total put volume is at 1.5 K, with calls trading at the volume of 3.5 K. This yields a 0.44 put-to-call volume ratio.

Open Interest Against May 16th 2025 Option Contracts

The chart above shows PayPal Holdings' distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. PayPal Holdings' open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for PayPal Holdings' option, there is no secondary market available for investors to trade.

PayPal Holdings Maximum Pain Price Across 2025-05-16 Option Contracts

PayPal Holdings' max pain occurs when market makers reach a net positive position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthless.

In The Money vs. Out of Money Option Contracts on PayPal Holdings

Analyzing PayPal Holdings' in-the-money options over time can help investors to take a profitable long position in PayPal Holdings regardless of its overall volatility. This is especially true when PayPal Holdings' options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money PayPal Holdings' options could be used as guardians of the underlying stock as they move almost dollar for dollar with PayPal Holdings' stock while costing only a fraction of its price.

PayPal Holdings In The Money Call Balance

When PayPal Holdings' strike price is surpassing the current stock price, the option contract against PayPal Holdings stock is said to be in the money. When it comes to buying PayPal Holdings' options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on PayPal Holdings are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

PayPal Current Options Market Mood

PayPal Holdings' open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps PayPal Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Unfortunately, most PayPal Holdings' options investors are not very successful. PayPal Holdings' option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current PayPal contract

Base on the Rule 16, the options market is currently suggesting that PayPal Holdings will have an average daily up or down price movement of about 0.0281% per day over the life of the 2025-05-16 option contract. With PayPal Holdings trading at USD 71.05, that is roughly USD 0.02. If you think that the market is fully incorporating PayPal Holdings' daily price movement you should consider buying PayPal Holdings options at the current volatility level of 0.45%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
  
Purchasing PayPal Holdings options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" PayPal calls. Remember, the seller must deliver PayPal Holdings stock to the call owner when a call is exercised.

PayPal Holdings Option Chain

When PayPal Holdings' strike price is surpassing the current stock price, the option contract against PayPal Holdings stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
PayPal Holdings' option chain is a display of a range of information that helps investors for ways to trade options on PayPal. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for PayPal. It also shows strike prices and maturity days for a PayPal Holdings against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
PYPL250516C000450001545.026.35 - 26.8530.7In
Call
PYPL250516C00050000950.021.55 - 21.9520.45In
Call
PYPL250516C00055000555.016.95 - 17.2516.95In
Call
PYPL250516C0006000033260.012.4 - 13.1512.34In
Call
PYPL250516C0006500012565.08.6 - 9.358.25In
Call
PYPL250516C000675004567.56.75 - 7.256.6In
Call
PYPL250516C0007000029470.05.6 - 5.85.44In
Call
PYPL250516C0007250035972.54.25 - 4.54.45Out
Call
PYPL250516C000750001085175.03.3 - 3.53.4Out
Call
PYPL250516C0007750096277.52.37 - 2.622.6Out
Call
PYPL250516C00080000161280.01.85 - 2.152.0Out
Call
PYPL250516C00082500361382.51.31 - 1.51.4Out
Call
PYPL250516C00085000119985.01.05 - 1.151.06Out
Call
PYPL250516C00087500100287.50.68 - 0.890.81Out
Call
PYPL250516C00090000267590.00.62 - 0.690.65Out
Call
PYPL250516C0009250091692.50.46 - 0.540.48Out
Call
PYPL250516C00095000167995.00.37 - 0.430.35Out
Call
PYPL250516C000975008097.50.28 - 0.350.3Out
Call
PYPL250516C001000001464100.00.22 - 0.30.25Out
Call
PYPL250516C00105000576105.00.04 - 0.40.19Out
Call
PYPL250516C001100003091110.00.05 - 0.310.16Out
Call
PYPL250516C00115000269115.00.01 - 0.170.12Out
Call
PYPL250516C0012000060120.00.05 - 0.20.08Out
Call
PYPL250516C00125000120125.00.02 - 0.30.02Out
Call
PYPL250516C00130000118130.00.0 - 0.290.06Out
Call
PYPL250516C00135000394135.00.0 - 0.130.04Out
 Put
PYPL250516P00045000345.00.01 - 0.160.19Out
 Put
PYPL250516P000500001850.00.13 - 0.290.2Out
 Put
PYPL250516P000550003955.00.3 - 0.660.56Out
 Put
PYPL250516P0006000083260.00.87 - 1.061.13Out
 Put
PYPL250516P0006500099665.01.59 - 2.262.27Out
 Put
PYPL250516P0006750047367.52.7 - 3.453.01Out
 Put
PYPL250516P00070000292470.03.9 - 4.04.3Out
 Put
PYPL250516P0007250085572.54.95 - 5.255.31In
 Put
PYPL250516P000750001224975.06.55 - 6.856.98In
 Put
PYPL250516P00077500211377.58.25 - 8.48.74In
 Put
PYPL250516P00080000165280.010.1 - 10.7510.98In
 Put
PYPL250516P0008250056882.512.15 - 13.012.25In
 Put
PYPL250516P0008500090285.014.3 - 14.815.0In
 Put
PYPL250516P000875009387.516.4 - 17.6515.6In
 Put
PYPL250516P0009000064590.018.95 - 19.6519.26In
 Put
PYPL250516P0009250013892.521.35 - 22.415.49In
 Put
PYPL250516P000950007595.023.85 - 24.0517.2In
 Put
PYPL250516P00097500097.526.25 - 27.3518.9In
 Put
PYPL250516P001000002100.028.6 - 29.3523.09In
 Put
PYPL250516P001050000105.033.75 - 34.4516.05In
 Put
PYPL250516P001100000110.038.75 - 39.5535.7In
 Put
PYPL250516P001150000115.043.6 - 44.4525.65In
 Put
PYPL250516P001200000120.048.75 - 49.532.05In
 Put
PYPL250516P001250000125.053.7 - 54.5553.7In
 Put
PYPL250516P001300000130.058.7 - 59.358.7In
 Put
PYPL250516P001350000135.063.75 - 64.663.75In

PayPal Holdings Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

PayPal Total Stockholder Equity

Total Stockholder Equity

17.95 Billion

At this time, PayPal Holdings' Total Stockholder Equity is quite stable compared to the past year.

PayPal Holdings Corporate Management

When determining whether PayPal Holdings is a strong investment it is important to analyze PayPal Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact PayPal Holdings' future performance. For an informed investment choice regarding PayPal Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PayPal Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in american community survey.
For more information on how to buy PayPal Stock please use our How to buy in PayPal Stock guide.
You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Is Transaction & Payment Processing Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PayPal Holdings. If investors know PayPal will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PayPal Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.15)
Earnings Share
3.99
Revenue Per Share
30.901
Quarterly Revenue Growth
0.042
Return On Assets
0.043
The market value of PayPal Holdings is measured differently than its book value, which is the value of PayPal that is recorded on the company's balance sheet. Investors also form their own opinion of PayPal Holdings' value that differs from its market value or its book value, called intrinsic value, which is PayPal Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PayPal Holdings' market value can be influenced by many factors that don't directly affect PayPal Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PayPal Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if PayPal Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PayPal Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.