Farmers Merchants Bancorp Stock Analysis

FMAO Stock  USD 31.97  0.38  1.17%   
Farmers Merchants Bancorp is overvalued with Real Value of 29.17 and Target Price of 22.0. The main objective of Farmers Merchants stock analysis is to determine its intrinsic value, which is an estimate of what Farmers Merchants Bancorp is worth, separate from its market price. There are two main types of Farmers Merchants' stock analysis: fundamental analysis and technical analysis.
The Farmers Merchants stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Farmers Merchants is usually not traded on Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day. Farmers Stock trading window is adjusted to America/New York timezone.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Farmers Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

Farmers Stock Analysis Notes

About 27.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.32. Some equities with similar Price to Book (P/B) outperform the market in the long run. Farmers Merchants Bancorp last dividend was issued on the 4th of October 2024. The entity had 2:1 split on the 21st of September 2017. Farmers Merchants Bancorp, Inc. operates as the bank holding company for The Farmers Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. Farmers Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio. Farmers Merch operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2 people. To learn more about Farmers Merchants Bancorp call Lars Eller at 419 446 2501 or check out https://www.fm.bank.

Farmers Merchants Quarterly Total Revenue

45.64 Million

Farmers Merchants Bancorp Investment Alerts

Farmers Merchants has a poor financial position based on the latest SEC disclosures
Latest headline from MacroaxisInsider: Acquisition by Planson Steven J of 475 shares of Farmers Merchants at 27.4 subject to Rule 16b-3

Farmers Merchants Bancorp Upcoming and Recent Events

Earnings reports are used by Farmers Merchants to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period..
14th of February 2024
Upcoming Quarterly Report
View
17th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
14th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Farmers Largest EPS Surprises

Earnings surprises can significantly impact Farmers Merchants' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2011-04-29
2011-03-310.190.210.0210 
2016-10-19
2016-09-300.30.330.0310 
2013-02-25
2012-12-310.240.270.0312 
View All Earnings Estimates

Farmers Merchants Environmental, Social, and Governance (ESG) Scores

Farmers Merchants' ESG score is a quantitative measure that evaluates Farmers Merchants' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Farmers Merchants' operations that may have significant financial implications and affect Farmers Merchants' stock price as well as guide investors towards more socially responsible investments.

Farmers Stock Institutional Investors

Shares
First Trust Advisors L.p.2024-09-30
43.7 K
Keybank National Association2024-09-30
40.9 K
Fort Washington Investment Advisors Inc2024-09-30
38.5 K
Morgan Stanley - Brokerage Accounts2024-09-30
38.3 K
Charles Schwab Investment Management Inc2024-09-30
36.6 K
Nuveen Asset Management, Llc2024-09-30
34.2 K
Goelzer Investment Management Inc2024-09-30
27.6 K
Goldman Sachs Group Inc2024-09-30
27.2 K
Venture Visionary Partners Llc2024-09-30
24.9 K
Blackrock Inc2024-06-30
886.6 K
Vanguard Group Inc2024-09-30
643.6 K
Note, although Farmers Merchants' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Farmers Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 447.18 M.

Farmers Profitablity

The company has Profit Margin (PM) of 0.24 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.36 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.36.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.07  0.10 

Management Efficiency

At this time, Farmers Merchants' Return On Tangible Assets are very stable compared to the past year. As of the 13th of December 2024, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.01. At this time, Farmers Merchants' Intangibles To Total Assets are very stable compared to the past year. As of the 13th of December 2024, Debt To Assets is likely to grow to 0.1, though Non Currrent Assets Other are likely to grow to (478.2 M). Farmers Merchants' management efficiency ratios could be used to measure how well Farmers Merchants manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 23.46  25.95 
Tangible Book Value Per Share 16.64  24.82 
Enterprise Value Over EBITDA 8.91  7.39 
Price Book Value Ratio 1.06  0.98 
Enterprise Value Multiple 8.91  7.39 
Price Fair Value 1.06  0.98 
Enterprise Value491.4 M516 M
Evaluating the management effectiveness of Farmers Merchants allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The Farmers Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Dividend Yield
0.0274
Operating Margin
0.3638
Profit Margin
0.2357
Forward Dividend Yield
0.0274
Beta
0.638

Technical Drivers

As of the 13th of December 2024, Farmers Merchants shows the Mean Deviation of 1.53, downside deviation of 1.72, and Coefficient Of Variation of 753.34. Farmers Merchants Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Farmers Merchants Bancorp Price Movement Analysis

Execute Study
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Farmers Merchants middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Farmers Merchants Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Farmers Merchants Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Farmers Merchants insiders, such as employees or executives, is commonly permitted as long as it does not rely on Farmers Merchants' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Farmers Merchants insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Farmers Merchants Outstanding Bonds

Farmers Merchants issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Farmers Merchants Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Farmers bonds can be classified according to their maturity, which is the date when Farmers Merchants Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Farmers Merchants Predictive Daily Indicators

Farmers Merchants intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Farmers Merchants stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Farmers Merchants Corporate Filings

F4
6th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
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F3
22nd of November 2024
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
10Q
6th of November 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
30th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
24th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
21st of October 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
1st of October 2024
Other Reports
ViewVerify
8K
3rd of September 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Farmers Merchants Forecast Models

Farmers Merchants' time-series forecasting models are one of many Farmers Merchants' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Farmers Merchants' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Farmers Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Farmers Merchants prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Farmers shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Farmers Merchants. By using and applying Farmers Stock analysis, traders can create a robust methodology for identifying Farmers entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.30  0.28 
Operating Profit Margin 0.30  0.28 
Net Profit Margin 0.24  0.46 

Current Farmers Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Farmers analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Farmers analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
22.0Hold4Odds
Farmers Merchants Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Farmers analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Farmers stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Farmers Merchants Bancorp, talking to its executives and customers, or listening to Farmers conference calls.
Farmers Analyst Advice Details

Farmers Stock Analysis Indicators

Farmers Merchants Bancorp stock analysis indicators help investors evaluate how Farmers Merchants stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Farmers Merchants shares will generate the highest return on investment. By understating and applying Farmers Merchants stock analysis, traders can identify Farmers Merchants position entry and exit signals to maximize returns.
Begin Period Cash Flow84.4 M
Total Stockholder Equity316.5 M
Property Plant And Equipment Net35.8 M
Cash And Short Term Investments499.4 M
Net Invested Capital617 M
Cash143.7 M
50 Day M A30.0084
Net Interest Income83.4 M
Total Current Liabilities1.4 B
Forward Price Earnings17.4825
Investments-245.6 M
Interest Expense58.4 M
Stock Based Compensation1.5 M
Long Term Debt300.5 M
Common Stock Shares Outstanding13.5 M
Tax Provision5.9 M
Quarterly Earnings Growth Y O Y0.36
Free Cash Flow11.2 M
Other Current Assets155.1 M
Net Debt156.8 M
Other Operating Expenses94.7 M
Non Current Assets Total503.4 M
Liabilities And Stockholders Equity3.3 B
Non Currrent Assets Other-503.4 M
When determining whether Farmers Merchants Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Farmers Merchants' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Farmers Merchants Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Farmers Merchants Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Farmers Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Farmers Merchants. If investors know Farmers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Farmers Merchants listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.36
Dividend Share
0.881
Earnings Share
1.69
Revenue Per Share
7.25
Quarterly Revenue Growth
0.113
The market value of Farmers Merchants Bancorp is measured differently than its book value, which is the value of Farmers that is recorded on the company's balance sheet. Investors also form their own opinion of Farmers Merchants' value that differs from its market value or its book value, called intrinsic value, which is Farmers Merchants' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Farmers Merchants' market value can be influenced by many factors that don't directly affect Farmers Merchants' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Farmers Merchants' value and its price as these two are different measures arrived at by different means. Investors typically determine if Farmers Merchants is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Farmers Merchants' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.