Kearny Financial Current Valuation vs. Net Income
| KRNY Stock | USD 7.02 0.05 0.71% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.82 | 0.93 |
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| Operating Profit Margin | 0.32 | 0.34 |
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For Kearny Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Kearny Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Kearny Financial Corp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Kearny Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Kearny Financial Corp over time as well as its relative position and ranking within its peers.
Kearny |
Kearny Financial's Revenue Breakdown by Earning Segment
Check out Correlation Analysis.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Kearny Financial. If investors know Kearny will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Kearny Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.38) | Dividend Share 0.44 | Earnings Share (1.45) | Revenue Per Share | Quarterly Revenue Growth (0.14) |
The market value of Kearny Financial Corp is measured differently than its book value, which is the value of Kearny that is recorded on the company's balance sheet. Investors also form their own opinion of Kearny Financial's value that differs from its market value or its book value, called intrinsic value, which is Kearny Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Kearny Financial's market value can be influenced by many factors that don't directly affect Kearny Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Kearny Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Kearny Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Kearny Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Kearny Financial Corp Net Income vs. Current Valuation Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Kearny Financial's current stock value. Our valuation model uses many indicators to compare Kearny Financial value to that of its competitors to determine the firm's financial worth. Kearny Financial Corp is considered the number one company in current valuation category among its peers. It is rated below average in net income category among its peers . Kearny Financial reported Net Loss of (86.67 Million) in 2023. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Kearny Financial's earnings, one of the primary drivers of an investment's value.Kearny Current Valuation vs. Competition
Kearny Financial Corp is considered the number one company in current valuation category among its peers. After adjusting for long-term liabilities, total market size of Financials industry is now estimated at about 9.14 Billion. Kearny Financial retains roughly 1.75 Billion in current valuation claiming about 19% of equities under Financials industry.
Kearny Net Income vs. Current Valuation
Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Kearny Financial |
| = | 1.75 B |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Kearny Financial |
| = | (86.67 M) |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
Kearny Net Income Comparison
Kearny Financial is currently under evaluation in net income category among its peers.
Kearny Financial Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Kearny Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Kearny Financial will eventually generate negative long term returns. The profitability progress is the general direction of Kearny Financial's change in net profit over the period of time. It can combine multiple indicators of Kearny Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -84.1 M | -79.9 M | |
| Operating Income | 21.9 M | 20.8 M | |
| Income Before Tax | -80.8 M | -76.7 M | |
| Total Other Income Expense Net | -80.8 M | -76.7 M | |
| Net Loss | -86.7 M | -82.3 M | |
| Income Tax Expense | 5.9 M | 8.3 M | |
| Net Income Applicable To Common Shares | 46.9 M | 49.3 M | |
| Net Loss | -86.7 M | -82.3 M | |
| Net Interest Income | 142.6 M | 154.4 M | |
| Interest Income | 328.9 M | 230.7 M | |
| Change To Netincome | 46.8 M | 49.1 M | |
| Net Loss | (1.39) | (1.32) | |
| Income Quality | (0.51) | (0.48) | |
| Net Income Per E B T | 1.07 | 0.59 |
Kearny Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Kearny Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Kearny Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Kearny Financial's important profitability drivers and their relationship over time.