James River Return On Asset vs. Profit Margin

JRVR Stock  USD 4.87  0.10  2.10%   
Considering James River's profitability and operating efficiency indicators, James River Group may not be well positioned to generate adequate gross income at the present time. It has a very high chance of underperforming in February. Profitability indicators assess James River's ability to earn profits and add value for shareholders. At this time, James River's Days Sales Outstanding is relatively stable compared to the past year. As of 01/01/2025, Operating Cash Flow Sales Ratio is likely to grow to 0.20, while EV To Sales is likely to drop 0.47. At this time, James River's Operating Income is relatively stable compared to the past year. As of 01/01/2025, Income Before Tax is likely to grow to about 91.3 M, while Net Income Applicable To Common Shares is likely to drop slightly above 17.4 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.60.7611
Significantly Down
Pretty Stable
For James River profitability analysis, we use financial ratios and fundamental drivers that measure the ability of James River to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well James River Group utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between James River's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of James River Group over time as well as its relative position and ranking within its peers.
  

James River's Revenue Breakdown by Earning Segment

Check out Risk vs Return Analysis.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of James River. If investors know James will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about James River listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.63)
Dividend Share
0.2
Earnings Share
0.25
Revenue Per Share
21.088
Quarterly Revenue Growth
(0.09)
The market value of James River Group is measured differently than its book value, which is the value of James that is recorded on the company's balance sheet. Investors also form their own opinion of James River's value that differs from its market value or its book value, called intrinsic value, which is James River's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because James River's market value can be influenced by many factors that don't directly affect James River's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between James River's value and its price as these two are different measures arrived at by different means. Investors typically determine if James River is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, James River's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

James River Group Profit Margin vs. Return On Asset Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining James River's current stock value. Our valuation model uses many indicators to compare James River value to that of its competitors to determine the firm's financial worth.
James River Group is rated below average in return on asset category among its peers. It is rated below average in profit margin category among its peers . At this time, James River's Net Loss is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value James River by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

James Profit Margin vs. Return On Asset

Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.

James River

Return On Asset

 = 

Net Income

Total Assets

 = 
0.0067
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.
Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.

James River

Profit Margin

 = 

Net Income

Revenue

X

100

 = 
(0.21) %
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.

James Profit Margin Comparison

James River is currently under evaluation in profit margin category among its peers.

James River Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in James River, profitability is also one of the essential criteria for including it into their portfolios because, without profit, James River will eventually generate negative long term returns. The profitability progress is the general direction of James River's change in net profit over the period of time. It can combine multiple indicators of James River, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-63.7 M-60.5 M
Operating Income61.2 M64.3 M
Income Before Tax86.9 M91.3 M
Net Income Applicable To Common Shares20 M17.4 M
Net Loss-107.7 M-102.3 M
Income Tax Expense25.7 M27 M
Total Other Income Expense Net25.7 M27 M
Net Income From Continuing Ops60.2 M63.2 M
Interest Income12.2 M10.2 M
Net Interest Income-27.2 M-25.8 M
Change To Netincome-41.6 M-43.6 M
Net Loss(2.86)(2.72)
Income Quality(0.82)(0.78)
Net Loss(1.24)(1.18)

James Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on James River. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of James River position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the James River's important profitability drivers and their relationship over time.
Return On Asset vs Return On Equity
Operating Margin vs Profit Margin
Return On Asset vs Current Valuation
Shares Outstanding vs Profit Margin
Return On Asset vs Shares Owned By Insiders
Shares Owned By Institutions vs Profit Margin
Return On Asset vs Number Of Shares Shorted
Price To Earning vs Profit Margin
Return On Asset vs Price To Book
Price To Sales vs Profit Margin
Return On Asset vs Revenue