Hanover Bancorp Price To Sales vs. Net Income

HNVR Stock  USD 22.60  0.03  0.13%   
Considering Hanover Bancorp's profitability and operating efficiency indicators, Hanover Bancorp may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in April. Profitability indicators assess Hanover Bancorp's ability to earn profits and add value for shareholders.

Hanover Bancorp Price To Sales Ratio

1.82

As of 03/23/2025, Price To Sales Ratio is likely to drop to 1.82. In addition to that, Days Sales Outstanding is likely to drop to 55.41. At this time, Hanover Bancorp's Net Income Applicable To Common Shares is relatively stable compared to the past year. As of 03/23/2025, Total Other Income Expense Net is likely to grow to about 19.5 M, while Income Tax Expense is likely to drop slightly above 3.9 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.760.86
Fairly Down
Slightly volatile
Net Profit Margin0.220.23
Sufficiently Down
Pretty Stable
Operating Profit Margin0.270.29
Significantly Down
Pretty Stable
Pretax Profit Margin0.290.3
Sufficiently Down
Pretty Stable
Return On Assets0.00590.0063
Significantly Down
Slightly volatile
Return On Equity0.0680.0734
Significantly Down
Slightly volatile
For Hanover Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Hanover Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Hanover Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Hanover Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Hanover Bancorp over time as well as its relative position and ranking within its peers.
  

Hanover Bancorp's Revenue Breakdown by Earning Segment

Check out Risk vs Return Analysis.
To learn how to invest in Hanover Stock, please use our How to Invest in Hanover Bancorp guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanover Bancorp. If investors know Hanover will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanover Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.1)
Dividend Share
0.4
Earnings Share
1.66
Revenue Per Share
8.87
Quarterly Revenue Growth
0.194
The market value of Hanover Bancorp is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Hanover Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanover Bancorp's market value can be influenced by many factors that don't directly affect Hanover Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanover Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanover Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Hanover Bancorp Net Income vs. Price To Sales Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Hanover Bancorp's current stock value. Our valuation model uses many indicators to compare Hanover Bancorp value to that of its competitors to determine the firm's financial worth.
Hanover Bancorp is rated below average in price to sales category among its peers. It is one of the top stocks in net income category among its peers making up about  4,816,635  of Net Income per Price To Sales. At this time, Hanover Bancorp's Price To Sales Ratio is relatively stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Hanover Bancorp by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

Hanover Net Income vs. Price To Sales

Price to Sales ratio is typically used for valuing equity relative to its own past performance as well as to performance of other companies or market indexes. In most cases, the lower the ratio, the better it is for investors. However, it is advisable for investors to exercise caution when looking at price-to-sales ratios across different industries.

Hanover Bancorp

P/S

 = 

MV Per Share

Revenue Per Share

 = 
2.56 X
The most critical factor to remember is that the price of equity takes a firm's debt into account, whereas the sales indicators do not consider financial leverage. Generally speaking, Price to Sales ratio shows how much market values every dollar of the company's sales.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

Hanover Bancorp

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
12.35 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.

Hanover Net Income Comparison

Hanover Bancorp is currently under evaluation in net income category among its peers.

Hanover Bancorp Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Hanover Bancorp, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Hanover Bancorp will eventually generate negative long term returns. The profitability progress is the general direction of Hanover Bancorp's change in net profit over the period of time. It can combine multiple indicators of Hanover Bancorp, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-1.2 M-1.1 M
Net Income Applicable To Common Shares27.1 M28.4 M
Income Tax Expense4.6 M3.9 M
Operating Income188.1 K178.7 K
Income Before Tax18.8 M17.9 M
Total Other Income Expense Net18.6 M19.5 M
Net Income14.2 M12.5 M
Net Interest Income61.1 M52.3 M
Interest Income153 M87 M
Net Income From Continuing Ops14.2 M14.7 M
Change To Netincome3.2 M3.4 M
Net Income Per Share 1.50  1.42 
Income Quality 0.97  0.71 
Net Income Per E B T 0.68  0.58 

Hanover Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Hanover Bancorp. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Hanover Bancorp position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Hanover Bancorp's important profitability drivers and their relationship over time.

Learn to be your own money manager

Our tools can tell you how much better you can do entering a position in Hanover Bancorp without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.

Did you try this?

Run Portfolio File Import Now

   

Portfolio File Import

Quickly import all of your third-party portfolios from your local drive in csv format
All  Next Launch Module

Use Investing Themes to Complement your Hanover Bancorp position

In addition to having Hanover Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Climate Change Thematic Idea Now

Climate Change
Climate Change Theme
Large and medium sized entities that are committing to fully or partially replace some traditional services or products with renewables sources of energy in order to combat global climate change. The Climate Change theme has 32 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Climate Change Theme or any other thematic opportunities.
View All  Next Launch

Additional Tools for Hanover Stock Analysis

When running Hanover Bancorp's price analysis, check to measure Hanover Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanover Bancorp is operating at the current time. Most of Hanover Bancorp's value examination focuses on studying past and present price action to predict the probability of Hanover Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanover Bancorp's price. Additionally, you may evaluate how the addition of Hanover Bancorp to your portfolios can decrease your overall portfolio volatility.