First Financial Operating Margin vs. Return On Asset

FFNW Stock  USD 22.64  0.03  0.13%   
Taking into consideration First Financial's profitability measurements, First Financial Northwest may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in April. Profitability indicators assess First Financial's ability to earn profits and add value for shareholders.

First Financial Operating Profit Margin

0.0399

Price To Sales Ratio is likely to drop to 5.03 in 2025. Days Sales Outstanding is likely to drop to 9,216 in 2025. Accumulated Other Comprehensive Income is likely to drop to about (6.6 M) in 2025. Operating Income is likely to drop to about 1.5 M in 2025.
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.02710.0285
Notably Down
Slightly volatile
Operating Profit Margin0.03990.042
Notably Down
Slightly volatile
Pretax Profit Margin0.02310.0244
Notably Down
Slightly volatile
Return On Assets7.0E-48.0E-4
Notably Down
Slightly volatile
Return On Equity0.00630.0066
Notably Down
Slightly volatile
For First Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of First Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well First Financial Northwest utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between First Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of First Financial Northwest over time as well as its relative position and ranking within its peers.
  

First Financial's Revenue Breakdown by Earning Segment

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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.26
Earnings Share
0.12
Revenue Per Share
4.095
Quarterly Revenue Growth
0.045
Return On Assets
0.0007
The market value of First Financial Northwest is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

First Financial Northwest Return On Asset vs. Operating Margin Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining First Financial's current stock value. Our valuation model uses many indicators to compare First Financial value to that of its competitors to determine the firm's financial worth.
First Financial Northwest is rated below average in operating margin category among its peers. It is rated below average in return on asset category among its peers . The ratio of Operating Margin to Return On Asset for First Financial Northwest is about  217.29 . At this time, First Financial's Operating Profit Margin is fairly stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value First Financial by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.

First Return On Asset vs. Operating Margin

Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.

First Financial

Operating Margin

 = 

Operating Income

Revenue

X

100

 = 
0.15 %
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.

First Financial

Return On Asset

 = 

Net Income

Total Assets

 = 
7.0E-4
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.

First Return On Asset Comparison

First Financial is currently under evaluation in return on asset category among its peers.

First Financial Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in First Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, First Financial will eventually generate negative long term returns. The profitability progress is the general direction of First Financial's change in net profit over the period of time. It can combine multiple indicators of First Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-6.3 M-6.6 M
Operating Income1.6 M1.5 M
Income Before Tax916 K870.2 K
Total Other Income Expense Net-662 K-695.1 K
Net Income1.1 MM
Income Tax Expense-156 K-148.2 K
Net Income Applicable To Common Shares15.2 M10.9 M
Net Income From Continuing Ops7.5 M7.1 M
Non Operating Income Net Other68.1 M54.2 M
Net Interest Income49.7 M43.7 M
Interest Income86 M59.1 M
Change To Netincome189 K179.6 K
Net Income Per Share 0.12  0.11 
Income Quality(0.83)(0.79)
Net Income Per E B T 1.17  0.70 

First Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on First Financial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of First Financial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the First Financial's important profitability drivers and their relationship over time.

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Risk-Return Analysis

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Use Investing Themes to Complement your First Financial position

In addition to having First Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Precious Metals Funds
Precious Metals Funds Theme
Funds or Etfs that invest in entities that are involved in mining, processing or dealing of precious metals. The Precious Metals Funds theme has 24 constituents at this time.
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Additional Tools for First Stock Analysis

When running First Financial's price analysis, check to measure First Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Financial is operating at the current time. Most of First Financial's value examination focuses on studying past and present price action to predict the probability of First Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Financial's price. Additionally, you may evaluate how the addition of First Financial to your portfolios can decrease your overall portfolio volatility.