Citizens Return On Equity vs. EBITDA
| CIA Stock | USD 4.01 0.01 0.25% |
Return On Equity | First Reported 2010-12-31 | Previous Quarter 0.16 | Current Value 0.17 | Quarterly Volatility 1.80209714 |
For Citizens profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Citizens to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Citizens utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Citizens's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Citizens over time as well as its relative position and ranking within its peers.
Citizens |
Citizens' Revenue Breakdown by Earning Segment
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Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 0.43 | Revenue Per Share | Quarterly Revenue Growth 0.039 | Return On Assets | Return On Equity |
The market value of Citizens is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens' value that differs from its market value or its book value, called intrinsic value, which is Citizens' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens' market value can be influenced by many factors that don't directly affect Citizens' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens' value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Citizens EBITDA vs. Return On Equity Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Citizens's current stock value. Our valuation model uses many indicators to compare Citizens value to that of its competitors to determine the firm's financial worth. Citizens is number one stock in return on equity category among its peers. It is rated below average in ebitda category among its peers totaling about 223,164,350 of EBITDA per Return On Equity. At present, Citizens' Return On Equity is projected to slightly decrease based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Citizens' earnings, one of the primary drivers of an investment's value.Citizens EBITDA vs. Return On Equity
Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Citizens |
| = | 0.12 |
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
Citizens |
| = | 27.29 M |
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
Citizens EBITDA Comparison
Citizens is currently under evaluation in ebitda category among its peers.
Citizens Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Citizens, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Citizens will eventually generate negative long term returns. The profitability progress is the general direction of Citizens' change in net profit over the period of time. It can combine multiple indicators of Citizens, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -135.9 M | -129.1 M | |
| Operating Income | 222.6 M | 233.7 M | |
| Net Income | 22 M | 23.1 M | |
| Income Tax Expense | 2 M | 1.9 M | |
| Income Before Tax | 23.6 M | 24.7 M | |
| Total Other Income Expense Net | -150.6 M | -143.1 M | |
| Net Loss | -6 M | -5.7 M | |
| Net Income From Continuing Ops | 28.1 M | 29.5 M | |
| Change To Netincome | 12 M | 12.6 M | |
| Net Income Per Share | 0.57 | 0.59 | |
| Income Quality | 1.04 | 1.05 | |
| Net Income Per E B T | 0.84 | 0.90 |
Citizens Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Citizens. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Citizens position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Citizens' important profitability drivers and their relationship over time.