BankFinancial EBITDA vs. Price To Sales

BFIN Stock  USD 13.83  0.34  2.52%   
Taking into consideration BankFinancial's profitability measurements, BankFinancial is yielding more profit at this time then in previous quarter. It has a moderate probability of reporting better profitability numbers in January. Profitability indicators assess BankFinancial's ability to earn profits and add value for shareholders.
 
EBITDA  
First Reported
2010-12-31
Previous Quarter
14.3 M
Current Value
17.8 M
Quarterly Volatility
18.1 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
At this time, BankFinancial's Days Sales Outstanding is very stable compared to the past year. As of the 9th of December 2024, Sales General And Administrative To Revenue is likely to grow to 0.56, while Price To Sales Ratio is likely to drop 2.20. At this time, BankFinancial's Income Quality is very stable compared to the past year. As of the 9th of December 2024, Net Income Per E B T is likely to grow to 1.03, while Accumulated Other Comprehensive Income is likely to drop (2.8 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin1.11.15
Sufficiently Down
Slightly volatile
For BankFinancial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of BankFinancial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well BankFinancial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between BankFinancial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of BankFinancial over time as well as its relative position and ranking within its peers.
  

BankFinancial's Revenue Breakdown by Earning Segment

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To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankFinancial. If investors know BankFinancial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankFinancial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.15)
Dividend Share
0.4
Earnings Share
0.63
Revenue Per Share
4.355
Quarterly Revenue Growth
(0.10)
The market value of BankFinancial is measured differently than its book value, which is the value of BankFinancial that is recorded on the company's balance sheet. Investors also form their own opinion of BankFinancial's value that differs from its market value or its book value, called intrinsic value, which is BankFinancial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankFinancial's market value can be influenced by many factors that don't directly affect BankFinancial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankFinancial's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankFinancial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankFinancial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

BankFinancial Price To Sales vs. EBITDA Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining BankFinancial's current stock value. Our valuation model uses many indicators to compare BankFinancial value to that of its competitors to determine the firm's financial worth.
BankFinancial is rated below average in ebitda category among its peers. It is rated below average in price to sales category among its peers . The ratio of EBITDA to Price To Sales for BankFinancial is about  4,507,553 . At this time, BankFinancial's EBITDA is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the BankFinancial's earnings, one of the primary drivers of an investment's value.

BankFinancial Price To Sales vs. EBITDA

EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.

BankFinancial

EBITDA

 = 

Revenue

-

Basic Expenses

 = 
14.29 M
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
Price to Sales ratio is typically used for valuing equity relative to its own past performance as well as to performance of other companies or market indexes. In most cases, the lower the ratio, the better it is for investors. However, it is advisable for investors to exercise caution when looking at price-to-sales ratios across different industries.

BankFinancial

P/S

 = 

MV Per Share

Revenue Per Share

 = 
3.17 X
The most critical factor to remember is that the price of equity takes a firm's debt into account, whereas the sales indicators do not consider financial leverage. Generally speaking, Price to Sales ratio shows how much market values every dollar of the company's sales.

BankFinancial Price To Sales Comparison

BankFinancial is currently under evaluation in price to sales category among its peers.

BankFinancial Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in BankFinancial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, BankFinancial will eventually generate negative long term returns. The profitability progress is the general direction of BankFinancial's change in net profit over the period of time. It can combine multiple indicators of BankFinancial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-2.6 M-2.8 M
Operating Income18.6 M15.6 M
Income Before Tax12.8 M13.4 M
Total Other Income Expense Net-5.8 M-6.1 M
Net Income9.4 M9.9 M
Income Tax Expense3.4 M3.5 M
Net Income Applicable To Common Shares12.1 M12.7 M
Net Income From Continuing Ops9.4 M5.1 M
Net Interest Income51.8 M53.7 M
Interest Income66.2 M61.6 M
Non Operating Income Net Other-39.6 K-41.6 K
Change To Netincome1.5 M1.4 M
Net Income Per Share 0.74  0.78 
Income Quality 0.98  1.03 
Net Income Per E B T 0.74  1.03 

BankFinancial Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on BankFinancial. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of BankFinancial position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the BankFinancial's important profitability drivers and their relationship over time.

Use BankFinancial in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BankFinancial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BankFinancial will appreciate offsetting losses from the drop in the long position's value.

BankFinancial Pair Trading

BankFinancial Pair Trading Analysis

The ability to find closely correlated positions to BankFinancial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BankFinancial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BankFinancial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BankFinancial to buy it.
The correlation of BankFinancial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BankFinancial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BankFinancial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for BankFinancial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your BankFinancial position

In addition to having BankFinancial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Sport Products Thematic Idea Now

Sport Products
Sport Products Theme
Companies manufacturing sporting goods and accessories. The Sport Products theme has 48 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Sport Products Theme or any other thematic opportunities.
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When determining whether BankFinancial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of BankFinancial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bankfinancial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bankfinancial Stock:
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To learn how to invest in BankFinancial Stock, please use our How to Invest in BankFinancial guide.
You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
To fully project BankFinancial's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of BankFinancial at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include BankFinancial's income statement, its balance sheet, and the statement of cash flows.
Potential BankFinancial investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although BankFinancial investors may work on each financial statement separately, they are all related. The changes in BankFinancial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on BankFinancial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.