Assurant Number Of Employees vs. Net Income

AIZN Stock  USD 20.99  0.06  0.29%   
Based on Assurant's profitability indicators, Assurant's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess Assurant's ability to earn profits and add value for shareholders. As of the 21st of December 2024, Sales General And Administrative To Revenue is likely to grow to 0.30, while Price To Sales Ratio is likely to drop 0.50. At this time, Assurant's Operating Income is very stable compared to the past year. As of the 21st of December 2024, Total Other Income Expense Net is likely to grow to about 172.5 M, though Accumulated Other Comprehensive Income is likely to grow to (726.8 M).
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.80.9
Fairly Down
Slightly volatile
Net Profit Margin0.03250.0577
Way Down
Very volatile
Operating Profit Margin0.0550.0577
Sufficiently Down
Very volatile
Pretax Profit Margin0.08210.0725
Moderately Up
Slightly volatile
Return On Assets0.02010.0191
Sufficiently Up
Pretty Stable
Return On Equity0.140.1336
Sufficiently Up
Slightly volatile
For Assurant profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Assurant to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Assurant utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Assurant's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Assurant over time as well as its relative position and ranking within its peers.
  

Assurant's Revenue Breakdown by Earning Segment

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Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Assurant. If investors know Assurant will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Assurant listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Return On Equity
0.0746
The market value of Assurant is measured differently than its book value, which is the value of Assurant that is recorded on the company's balance sheet. Investors also form their own opinion of Assurant's value that differs from its market value or its book value, called intrinsic value, which is Assurant's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Assurant's market value can be influenced by many factors that don't directly affect Assurant's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Assurant's value and its price as these two are different measures arrived at by different means. Investors typically determine if Assurant is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Assurant's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

Assurant Net Income vs. Number Of Employees Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining Assurant's current stock value. Our valuation model uses many indicators to compare Assurant value to that of its competitors to determine the firm's financial worth.
Assurant is rated second in number of employees category among its peers. It also is rated second in net income category among its peers making up about  25,700,000  of Net Income per Number Of Employees. At this time, Assurant's Net Income is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Assurant's earnings, one of the primary drivers of an investment's value.

Assurant Number Of Employees vs. Competition

Assurant is rated second in number of employees category among its peers. The total workforce of Financials industry is presently estimated at about 15,362. Assurant adds roughly 25.0 in number of employees claiming only tiny portion of equities under Financials industry.

Assurant Net Income vs. Number Of Employees

Number of Employees shows the total number of permanent full time and part time employees working for a given company and processed through its payroll.

Assurant

Number of Employees

 = 

Full Time

+

Part Time

 = 
25
Employee typically refers to an individual working under a contract of employment, whether oral or written, express or implied, and has recognized his or her rights and duties. Most officers of corporations are included as employees and contractors are generally excluded.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.

Assurant

Net Income

 = 

(Rev + Gain)

-

(Exp + Loss)

 = 
642.5 M
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.

Assurant Net Income Comparison

Assurant is currently under evaluation in net income category among its peers.

Assurant Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in Assurant, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Assurant will eventually generate negative long term returns. The profitability progress is the general direction of Assurant's change in net profit over the period of time. It can combine multiple indicators of Assurant, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-765 M-726.8 M
Operating Income642.5 M657.7 M
Income Before Tax806.8 M679.3 M
Total Other Income Expense Net164.3 M172.5 M
Net Income642.5 M456.3 M
Income Tax Expense164.3 M149.2 M
Interest Income104.7 M125.8 M
Net Income Applicable To Common Shares318.1 M589.8 M
Net Income From Continuing Ops248.9 M355.4 M
Non Operating Income Net Other-161.7 M-153.6 M
Change To Netincome320.9 M268.4 M
Net Income Per Share 12.02  12.62 
Income Quality 1.77  1.42 
Net Income Per E B T 0.80  0.42 

Assurant Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on Assurant. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Assurant position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Assurant's important profitability drivers and their relationship over time.

Use Assurant in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Assurant position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Assurant will appreciate offsetting losses from the drop in the long position's value.

Assurant Pair Trading

Assurant Pair Trading Analysis

The ability to find closely correlated positions to Assurant could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Assurant when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Assurant - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Assurant to buy it.
The correlation of Assurant is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Assurant moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Assurant moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Assurant can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your Assurant position

In addition to having Assurant in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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When determining whether Assurant offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Assurant's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Assurant Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Assurant Stock:
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To learn how to invest in Assurant Stock, please use our How to Invest in Assurant guide.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
To fully project Assurant's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Assurant at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Assurant's income statement, its balance sheet, and the statement of cash flows.
Potential Assurant investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although Assurant investors may work on each financial statement separately, they are all related. The changes in Assurant's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Assurant's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.