Assurant Stock Performance

AIZN Stock  USD 20.44  0.37  1.84%   
The firm shows a Beta (market volatility) of 0.32, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Assurant's returns are expected to increase less than the market. However, during the bear market, the loss of holding Assurant is expected to be smaller as well. At this point, Assurant has a negative expected return of -0.0879%. Please make sure to confirm Assurant's total risk alpha, skewness, as well as the relationship between the Skewness and day median price , to decide if Assurant performance from the past will be repeated at some point in the near future.

Risk-Adjusted Performance

0 of 100

 
Weak
 
Strong
Very Weak
Over the last 90 days Assurant has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of very healthy basic indicators, Assurant is not utilizing all of its potentials. The latest stock price disarray, may contribute to short-term losses for the investors. ...more

Actual Historical Performance (%)

One Day Return
1.84
Five Day Return
(2.20)
Ten Year Return
(24.13)
All Time Return
(24.13)
Dividend Date
2025-01-15
JavaScript chart by amCharts 3.21.1512345OctNovDec -6-4-20246
JavaScript chart by amCharts 3.21.15Assurant Assurant Dividend Benchmark Dow Jones Industrial
 
Assurant dividend paid on 15th of October 2024
10/15/2024
1
Disposition of 1935 shares by Francesca Luthi of Assurant at 110.97 subject to Rule 16b-3
11/05/2024
2
Disposition of tradable shares by Jenns Martin of Assurant subject to Rule 16b-3
11/15/2024
3
Assurant Mobile Trade-ins Hit Record 1.09B in Q3, iPhone 13 Leads Returns AIZ Stock News - StockTitan
11/21/2024
4
Acquisition by Richard Dziadzio of 4596 shares of Assurant subject to Rule 16b-3
12/03/2024
5
Assurant, Inc. Doing What It Can To Lift Shares - Simply Wall St
12/17/2024
Begin Period Cash Flow1.5 B
Free Cash Flow935.6 M
  

Assurant Relative Risk vs. Return Landscape

If you would invest  2,163  in Assurant on October 5, 2024 and sell it today you would lose (119.00) from holding Assurant or give up 5.5% of portfolio value over 90 days. Assurant is currently does not generate positive expected returns and assumes 0.9926% risk (volatility on return distribution) over the 90 days horizon. In different words, 8% of stocks are less volatile than Assurant, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
JavaScript chart by amCharts 3.21.15CashMarketAIZN 0.00.20.40.60.81.01.2 -0.10-0.08-0.06-0.04-0.020.000.02
       Risk  
Given the investment horizon of 90 days Assurant is expected to under-perform the market. In addition to that, the company is 1.22 times more volatile than its market benchmark. It trades about -0.09 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.02 per unit of volatility.

Assurant Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for Assurant's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Assurant, and traders can use it to determine the average amount a Assurant's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = -0.0885

Best PortfolioBest Equity
Good Returns
Average Returns
Small Returns
CashSmall RiskAverage RiskHigh RiskHuge Risk
Negative ReturnsAIZN

Estimated Market Risk

 0.99
  actual daily
8
92% of assets are more volatile

Expected Return

 -0.09
  actual daily
0
Most of other assets have higher returns

Risk-Adjusted Return

 -0.09
  actual daily
0
Most of other assets perform better
Based on monthly moving average Assurant is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Assurant by adding Assurant to a well-diversified portfolio.

Assurant Fundamentals Growth

Assurant Stock prices reflect investors' perceptions of the future prospects and financial health of Assurant, and Assurant fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Assurant Stock performance.
Return On Equity0.0746
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31100%200%300%400%
Revenue11.13 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-3120%40%60%80%100%
EBITDA1.12 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312,000%4,000%6,000%8,000%
Net Income642.5 M
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31100%200%300%400%500%600%700%
Total Debt2.08 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-50%0%50%100%150%
Cash Flow From Operations1.14 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31-50%0%50%100%150%200%250%
Market Capitalization9.38 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-3150%100%150%200%250%
Total Asset33.64 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-3120%40%60%80%
Retained Earnings4.03 B
JavaScript chart by amCharts 3.21.152011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-31500%1,000%1,500%2,000%

About Assurant Performance

By examining Assurant's fundamental ratios, stakeholders can obtain critical insights into Assurant's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Assurant is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.02  0.01 
Return On Equity 0.12  0.13 

Things to note about Assurant performance evaluation

Checking the ongoing alerts about Assurant for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Assurant help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Assurant generated a negative expected return over the last 90 days
Latest headline from news.google.com: Assurant, Inc. Doing What It Can To Lift Shares - Simply Wall St
Evaluating Assurant's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Assurant's stock performance include:
  • Analyzing Assurant's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Assurant's stock is overvalued or undervalued compared to its peers.
  • Examining Assurant's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Assurant's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Assurant's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Assurant's stock. These opinions can provide insight into Assurant's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Assurant's stock performance is not an exact science, and many factors can impact Assurant's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
When determining whether Assurant offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Assurant's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Assurant Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Assurant Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Assurant. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
To learn how to invest in Assurant Stock, please use our How to Invest in Assurant guide.
You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Assurant. If investors know Assurant will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Assurant listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Return On Equity
0.0746
The market value of Assurant is measured differently than its book value, which is the value of Assurant that is recorded on the company's balance sheet. Investors also form their own opinion of Assurant's value that differs from its market value or its book value, called intrinsic value, which is Assurant's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Assurant's market value can be influenced by many factors that don't directly affect Assurant's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Assurant's value and its price as these two are different measures arrived at by different means. Investors typically determine if Assurant is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Assurant's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.