Open Lending Corp Stock Performance

LPRO Stock  USD 4.88  0.05  1.01%   
The company holds a Beta of -0.0721, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Open Lending are expected to decrease at a much lower rate. During the bear market, Open Lending is likely to outperform the market. At this point, Open Lending Corp has a negative expected return of -0.36%. Please make sure to check Open Lending's treynor ratio, as well as the relationship between the kurtosis and day typical price , to decide if Open Lending Corp performance from the past will be repeated at some point in the near future.

Risk-Adjusted Performance

Very Weak

 
Weak
 
Strong
Over the last 90 days Open Lending Corp has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of abnormal performance in the last few months, the Stock's basic indicators remain very healthy which may send shares a bit higher in April 2025. The recent disarray may also be a sign of long period up-swing for the firm investors. ...more

Actual Historical Performance (%)

One Day Return
(1.01)
Five Day Return
(6.51)
Year To Date Return
(14.54)
Ten Year Return
(49.43)
All Time Return
(49.43)
1
Open Lending Secures Third OEM Captive Finance Company Partnership
12/17/2024
2
Acquisition by Charles Jehl of 14880 shares of Open Lending subject to Rule 16b-3
12/31/2024
3
Disposition of 1070 shares by Sarah Lackey of Open Lending at 5.84 subject to Rule 16b-3
01/03/2025
4
Open Lending Co. Holdings Increased by Barclays PLC - MarketBeat
01/15/2025
5
Disposition of 4585 shares by Matthew Roe of Open Lending subject to Rule 16b-3
01/16/2025
6
Open Lending Co-Founder, John Flynn, Retires from the Companys Board of Directors
01/21/2025
7
Needham Upgrades Open Lending to Buy From Hold, 7 Price Target -January 29, 2025 at 0736 am EST - Marketscreener.com
01/29/2025
8
US Exchange Open Lending And 2 Other Stocks That May Be Trading Below Estimated Value
01/30/2025
9
Trade Desk Posts Downbeat Revenue, Joins Aspen Aerogels, Fastly And Other Big Stocks Moving Lower In Thursdays Pre-Market Session
02/13/2025
10
Near- and Non-Prime Consumers Planning to Buy Used after 56 percent Jump in New Vehicle Payments, Open Lending Research Finds
02/28/2025
Begin Period Cash Flow208.5 M
  

Open Lending Relative Risk vs. Return Landscape

If you would invest  636.00  in Open Lending Corp on December 2, 2024 and sell it today you would lose (148.00) from holding Open Lending Corp or give up 23.27% of portfolio value over 90 days. Open Lending Corp is currently does not generate positive expected returns and assumes 3.8081% risk (volatility on return distribution) over the 90 days horizon. In different words, 33% of stocks are less volatile than Open, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days Open Lending is expected to under-perform the market. In addition to that, the company is 5.12 times more volatile than its market benchmark. It trades about -0.1 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly -0.04 per unit of volatility.

Open Lending Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for Open Lending's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Open Lending Corp, and traders can use it to determine the average amount a Open Lending's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = -0.0955

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Estimated Market Risk

 3.81
  actual daily
33
67% of assets are more volatile

Expected Return

 -0.36
  actual daily
0
Most of other assets have higher returns

Risk-Adjusted Return

 -0.1
  actual daily
0
Most of other assets perform better
Based on monthly moving average Open Lending is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Open Lending by adding Open Lending to a well-diversified portfolio.

Open Lending Fundamentals Growth

Open Stock prices reflect investors' perceptions of the future prospects and financial health of Open Lending, and Open Lending fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Open Stock performance.

About Open Lending Performance

By examining Open Lending's fundamental ratios, stakeholders can obtain critical insights into Open Lending's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Open Lending is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
Last ReportedProjected for Next Year
Days Of Inventory On Hand 66.94  84.46 
Return On Tangible Assets 0.05  0.05 
Return On Capital Employed 0.09  0.09 
Return On Assets 0.05  0.05 
Return On Equity 0.11  0.12 

Things to note about Open Lending Corp performance evaluation

Checking the ongoing alerts about Open Lending for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Open Lending Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Open Lending Corp generated a negative expected return over the last 90 days
Open Lending Corp has high historical volatility and very poor performance
Over 84.0% of the company shares are owned by institutional investors
Latest headline from businesswire.com: Near- and Non-Prime Consumers Planning to Buy Used after 56 percent Jump in New Vehicle Payments, Open Lending Research Finds
Evaluating Open Lending's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Open Lending's stock performance include:
  • Analyzing Open Lending's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Open Lending's stock is overvalued or undervalued compared to its peers.
  • Examining Open Lending's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Open Lending's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Open Lending's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Open Lending's stock. These opinions can provide insight into Open Lending's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Open Lending's stock performance is not an exact science, and many factors can impact Open Lending's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.
When determining whether Open Lending Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Open Lending's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Open Lending Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Open Lending Corp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Is Diversified Capital Markets space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Open Lending. If investors know Open will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Open Lending listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.50)
Earnings Share
0.04
Revenue Per Share
0.805
Quarterly Revenue Growth
(0.1)
Return On Assets
0.0079
The market value of Open Lending Corp is measured differently than its book value, which is the value of Open that is recorded on the company's balance sheet. Investors also form their own opinion of Open Lending's value that differs from its market value or its book value, called intrinsic value, which is Open Lending's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Open Lending's market value can be influenced by many factors that don't directly affect Open Lending's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Open Lending's value and its price as these two are different measures arrived at by different means. Investors typically determine if Open Lending is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Open Lending's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.