1st Summit Bancorp Stock Performance
| FSMK Stock | USD 24.50 0.30 1.24% |
The firm shows a Beta (market volatility) of 0.18, which signifies not very significant fluctuations relative to the market. As returns on the market increase, 1ST SUMMIT's returns are expected to increase less than the market. However, during the bear market, the loss of holding 1ST SUMMIT is expected to be smaller as well. At this point, 1ST SUMMIT BANCORP has a negative expected return of -0.0664%. Please make sure to confirm 1ST SUMMIT's total risk alpha, kurtosis, as well as the relationship between the Kurtosis and price action indicator , to decide if 1ST SUMMIT BANCORP performance from the past will be repeated in the future.
Risk-Adjusted Performance
Very Weak
Weak | Strong |
Over the last 90 days 1ST SUMMIT BANCORP has generated negative risk-adjusted returns adding no value to investors with long positions. Despite quite persistent primary indicators, 1ST SUMMIT is not utilizing all of its potentials. The recent stock price mess, may contribute to short-term losses for the institutional investors. ...more
| Price Earnings Ratio | 18.4098 | |
| Dividend Yield | 0.0125 | |
| Payout Ratio | 0.2991 |
1ST |
1ST SUMMIT Relative Risk vs. Return Landscape
If you would invest 2,554 in 1ST SUMMIT BANCORP on December 22, 2024 and sell it today you would lose (104.00) from holding 1ST SUMMIT BANCORP or give up 4.07% of portfolio value over 90 days. 1ST SUMMIT BANCORP is currently does not generate positive expected returns and assumes 0.7635% risk (volatility on return distribution) over the 90 days horizon. In different words, 6% of pink sheets are less volatile than 1ST, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
1ST SUMMIT Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for 1ST SUMMIT's investment risk. Standard deviation is the most common way to measure market volatility of pink sheets, such as 1ST SUMMIT BANCORP, and traders can use it to determine the average amount a 1ST SUMMIT's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0869
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | FSMK |
Estimated Market Risk
| 0.76 actual daily | 6 94% of assets are more volatile |
Expected Return
| -0.07 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.09 actual daily | 0 Most of other assets perform better |
Based on monthly moving average 1ST SUMMIT is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of 1ST SUMMIT by adding 1ST SUMMIT to a well-diversified portfolio.
1ST SUMMIT Fundamentals Growth
1ST Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of 1ST SUMMIT, and 1ST SUMMIT fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on 1ST Pink Sheet performance.
| Return On Equity | 0.0684 | |||
| Return On Asset | 0.0069 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 0.28 % | |||
| Current Valuation | 145.46 M | |||
| Shares Outstanding | 1.1 M | |||
| Price To Earning | 18.41 X | |||
| Price To Sales | 2.26 X | |||
| Revenue | 33.54 M | |||
| Book Value Per Share | 57.07 X | |||
| Cash Flow From Operations | 12.03 M | |||
| Earnings Per Share | 3.75 X | |||
About 1ST SUMMIT Performance
By examining 1ST SUMMIT's fundamental ratios, stakeholders can obtain critical insights into 1ST SUMMIT's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that 1ST SUMMIT is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
1ST SUMMIT BANCORP of Johnstown, Inc. operates as the bank holding company for 1ST SUMMIT BANK that provides various banking products and services. The company was formerly known as SUMMIT Bancorp, Inc. and changed its name to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996. 1ST SUMMIT BANCORP of Johnstown, Inc. was incorporated in 1924 and is based in Johnstown, Pennsylvania. 1st Summit operates under BanksRegional classification in the United States and is traded on OTC Exchange.Things to note about 1ST SUMMIT BANCORP performance evaluation
Checking the ongoing alerts about 1ST SUMMIT for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for 1ST SUMMIT BANCORP help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| 1ST SUMMIT BANCORP generated a negative expected return over the last 90 days |
- Analyzing 1ST SUMMIT's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether 1ST SUMMIT's stock is overvalued or undervalued compared to its peers.
- Examining 1ST SUMMIT's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating 1ST SUMMIT's management team can have a significant impact on its success or failure. Reviewing the track record and experience of 1ST SUMMIT's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of 1ST SUMMIT's pink sheet. These opinions can provide insight into 1ST SUMMIT's potential for growth and whether the stock is currently undervalued or overvalued.
Other Information on Investing in 1ST Pink Sheet
1ST SUMMIT financial ratios help investors to determine whether 1ST Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in 1ST with respect to the benefits of owning 1ST SUMMIT security.