Assurant Stock Performance
| AIZ Stock | USD 212.60 2.09 0.97% |
Assurant has a performance score of 2 on a scale of 0 to 100. The firm shows a Beta (market volatility) of 0.55, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, Assurant's returns are expected to increase less than the market. However, during the bear market, the loss of holding Assurant is expected to be smaller as well. Assurant right now shows a risk of 1.39%. Please confirm Assurant expected short fall, and the relationship between the maximum drawdown and rate of daily change , to decide if Assurant will be following its price patterns.
Risk-Adjusted Performance
Weak
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Assurant are ranked lower than 2 (%) of all global equities and portfolios over the last 90 days. In spite of fairly strong forward indicators, Assurant is not utilizing all of its potentials. The recent stock price disturbance, may contribute to short-term losses for the investors. ...more
| Assurant dividend paid on 30th of December 2024 | 12/30/2024 |
| Assurant dividend paid on 3rd of February 2025 | 02/03/2025 |
| Begin Period Cash Flow | 1.6 B |
Assurant |
Assurant Relative Risk vs. Return Landscape
If you would invest 20,767 in Assurant on December 19, 2024 and sell it today you would earn a total of 493.00 from holding Assurant or generate 2.37% return on investment over 90 days. Assurant is generating 0.0493% of daily returns assuming volatility of 1.392% on return distribution over 90 days investment horizon. In other words, 12% of stocks are less volatile than Assurant, and above 99% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Assurant Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Assurant's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Assurant, and traders can use it to determine the average amount a Assurant's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0354
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| Negative Returns | AIZ |
Estimated Market Risk
| 1.39 actual daily | 12 88% of assets are more volatile |
Expected Return
| 0.05 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| 0.04 actual daily | 2 98% of assets perform better |
Based on monthly moving average Assurant is performing at about 2% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Assurant by adding it to a well-diversified portfolio.
Assurant Fundamentals Growth
Assurant Stock prices reflect investors' perceptions of the future prospects and financial health of Assurant, and Assurant fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Assurant Stock performance.
| Return On Equity | 0.15 | ||||
| Return On Asset | 0.0189 | ||||
| Profit Margin | 0.06 % | ||||
| Operating Margin | 0.09 % | ||||
| Current Valuation | 11 B | ||||
| Shares Outstanding | 50.79 M | ||||
| Price To Earning | 21.03 X | ||||
| Price To Book | 2.10 X | ||||
| Price To Sales | 0.92 X | ||||
| Revenue | 11.88 B | ||||
| EBITDA | 1.26 B | ||||
| Cash And Equivalents | 1.54 B | ||||
| Cash Per Share | 32.11 X | ||||
| Total Debt | 2.08 B | ||||
| Debt To Equity | 0.52 % | ||||
| Book Value Per Share | 100.46 X | ||||
| Cash Flow From Operations | 1.33 B | ||||
| Earnings Per Share | 14.47 X | ||||
| Total Asset | 35.02 B | ||||
| Retained Earnings | 4.38 B | ||||
About Assurant Performance
Evaluating Assurant's performance through its fundamental ratios, provides valuable insights into its operational efficiency and profitability. For instance, if Assurant has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Assurant has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements. Please also refer to our technical analysis and fundamental analysis pages.
Assurant, Inc., together with its subsidiaries, provides lifestyle and housing solutions that support, protect, and connect consumer purchases in North America, Latin America, Europe, and the Asia Pacific. Assurant, Inc. was founded in 1892 and is headquartered in New York, New York. Assurant operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 15600 people.Things to note about Assurant performance evaluation
Checking the ongoing alerts about Assurant for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Assurant help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Assurant has 2.08 B in debt with debt to equity (D/E) ratio of 0.52, which is OK given its current industry classification. Assurant has a current ratio of 0.43, suggesting that it has not enough short term capital to pay financial commitments when the payables are due. Note however, debt could still be an excellent tool for Assurant to invest in growth at high rates of return. | |
| Over 99.0% of Assurant shares are held by institutions such as insurance companies | |
| On 3rd of February 2025 Assurant paid $ 0.8 per share dividend to its current shareholders |
- Analyzing Assurant's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Assurant's stock is overvalued or undervalued compared to its peers.
- Examining Assurant's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Assurant's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Assurant's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Assurant's stock. These opinions can provide insight into Assurant's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Assurant Stock Analysis
When running Assurant's price analysis, check to measure Assurant's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Assurant is operating at the current time. Most of Assurant's value examination focuses on studying past and present price action to predict the probability of Assurant's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Assurant's price. Additionally, you may evaluate how the addition of Assurant to your portfolios can decrease your overall portfolio volatility.