Heartland Financial (Germany) Performance
| 1H4 Stock | EUR 63.50 0.50 0.78% |
On a scale of 0 to 100, Heartland Financial holds a performance score of 14. The company retains a Market Volatility (i.e., Beta) of 1.8, which attests to a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Heartland Financial will likely underperform. Please check Heartland Financial's market risk adjusted performance, semi deviation, coefficient of variation, as well as the relationship between the mean deviation and downside deviation , to make a quick decision on whether Heartland Financial's current trending patterns will revert.
Risk-Adjusted Performance
14 of 100
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Compared to the overall equity markets, risk-adjusted returns on investments in Heartland Financial USA are ranked lower than 14 (%) of all global equities and portfolios over the last 90 days. Despite nearly fragile basic indicators, Heartland Financial reported solid returns over the last few months and may actually be approaching a breakup point. ...more
| Begin Period Cash Flow | 435.6 M | |
| Price Earnings Ratio | 10.1333 |
Heartland |
Heartland Financial Relative Risk vs. Return Landscape
If you would invest 4,936 in Heartland Financial USA on September 2, 2024 and sell it today you would earn a total of 1,414 from holding Heartland Financial USA or generate 28.65% return on investment over 90 days. Heartland Financial USA is currently producing 0.4069% returns and takes up 2.2666% volatility of returns over 90 trading days. Put another way, 20% of traded stocks are less volatile than Heartland, and 92% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
Heartland Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Heartland Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Heartland Financial USA, and traders can use it to determine the average amount a Heartland Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1795
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Estimated Market Risk
| 2.27 actual daily | 20 80% of assets are more volatile |
Expected Return
| 0.41 actual daily | 8 92% of assets have higher returns |
Risk-Adjusted Return
| 0.18 actual daily | 14 86% of assets perform better |
Based on monthly moving average Heartland Financial is performing at about 14% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Heartland Financial by adding it to a well-diversified portfolio.
Heartland Financial Fundamentals Growth
Heartland Stock prices reflect investors' perceptions of the future prospects and financial health of Heartland Financial, and Heartland Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Heartland Stock performance.
| Return On Equity | 0.11 | |||
| Return On Asset | 0.0107 | |||
| Profit Margin | 0.30 % | |||
| Operating Margin | 0.40 % | |||
| Current Valuation | 1.87 B | |||
| Shares Outstanding | 42.47 M | |||
| Price To Earning | 10.78 X | |||
| Price To Book | 1.22 X | |||
| Price To Sales | 2.52 X | |||
| Revenue | 727.55 M | |||
| Cash And Equivalents | 498.06 M | |||
| Cash Per Share | 11.81 X | |||
| Total Debt | 371.75 M | |||
| Book Value Per Share | 38.25 X | |||
| Cash Flow From Operations | 326.04 M | |||
| Earnings Per Share | 4.50 X | |||
| Total Asset | 20.24 B | |||
About Heartland Financial Performance
By analyzing Heartland Financial's fundamental ratios, stakeholders can gain valuable insights into Heartland Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Heartland Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Heartland Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking products and services to individuals and businesses in the United States. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa. HEARTLAND FIN operates under BanksRegional classification in Germany and is traded on Frankfurt Stock Exchange. It employs 2131 people.Things to note about Heartland Financial USA performance evaluation
Checking the ongoing alerts about Heartland Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Heartland Financial USA help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 65.0% of the company shares are owned by institutions such as pension funds |
- Analyzing Heartland Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Heartland Financial's stock is overvalued or undervalued compared to its peers.
- Examining Heartland Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Heartland Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Heartland Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Heartland Financial's stock. These opinions can provide insight into Heartland Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Heartland Stock analysis
When running Heartland Financial's price analysis, check to measure Heartland Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Heartland Financial is operating at the current time. Most of Heartland Financial's value examination focuses on studying past and present price action to predict the probability of Heartland Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Heartland Financial's price. Additionally, you may evaluate how the addition of Heartland Financial to your portfolios can decrease your overall portfolio volatility.
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