Ponce Financial Net Worth
Ponce Financial Net Worth Breakdown | PDLB |
Ponce Financial Net Worth Analysis
Ponce Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Ponce Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Ponce Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Ponce Financial's net worth analysis. One common approach is to calculate Ponce Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Ponce Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Ponce Financial's net worth. This approach calculates the present value of Ponce Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Ponce Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Ponce Financial's net worth. This involves comparing Ponce Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Ponce Financial's net worth relative to its peers.
Enterprise Value |
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To determine if Ponce Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Ponce Financial's net worth research are outlined below:
| About 19.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from MacroaxisInsider: Acquisition by Steven Tsavaris of 4700 shares of Ponce Financial at 8.58 subject to Rule 16b-3 |
Ponce Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Ponce Financial Group. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Ponce Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 24th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Ponce Financial Target Price Consensus
Ponce target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Ponce Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| One | Strong Buy |
Most Ponce analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Ponce stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Ponce Financial Group, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationPonce Financial Target Price Projection
Ponce Financial's current and average target prices are 13.14 and 14.00, respectively. The current price of Ponce Financial is the price at which Ponce Financial Group is currently trading. On the other hand, Ponce Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Ponce Financial Market Quote on 22nd of January 2025
Target Price
Analyst Consensus On Ponce Financial Target Price
Know Ponce Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Ponce Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Ponce Financial Group backward and forwards among themselves. Ponce Financial's institutional investor refers to the entity that pools money to purchase Ponce Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Renaissance Technologies Corp | 2024-09-30 | 157.7 K | 683 Capital Management Llc | 2024-09-30 | 106.1 K | Wittenberg Investment Management Inc | 2024-09-30 | 105.3 K | Alliancebernstein L.p. | 2024-09-30 | 103.9 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 87.9 K | Bridgeway Capital Management, Llc | 2024-09-30 | 59.7 K | Charles Schwab Investment Management Inc | 2024-09-30 | 57.6 K | Los Angeles Capital Management Llc | 2024-09-30 | 56.2 K | Bank Of New York Mellon Corp | 2024-09-30 | 46.6 K | T. Rowe Price Investment Management,inc. | 2024-09-30 | 2.4 M | M3f, Inc. | 2024-09-30 | 2.3 M |
Follow Ponce Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 316.78 M.Market Cap |
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Project Ponce Financial's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Equity | 0.01 | 0.01 |
When accessing Ponce Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Ponce Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Ponce Financial's profitability and make more informed investment decisions.
Please note, the presentation of Ponce Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Ponce Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Ponce Financial's management manipulating its earnings.
Evaluate Ponce Financial's management efficiency
At present, Ponce Financial's Return On Assets are projected to slightly decrease based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.01, whereas Return On Tangible Assets are forecasted to decline to 0.0007. At present, Ponce Financial's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 3.6 B, whereas Net Tangible Assets are forecasted to decline to about 177.8 M. Ponce Financial's management efficiency ratios could be used to measure how well Ponce Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 19.44 | 20.42 | |
| Tangible Book Value Per Share | 19.44 | 20.42 | |
| Enterprise Value Over EBITDA | 78.92 | 82.87 | |
| Price Book Value Ratio | 0.52 | 0.49 | |
| Enterprise Value Multiple | 78.92 | 82.87 | |
| Price Fair Value | 0.52 | 0.49 | |
| Enterprise Value | 819.2 M | 860.1 M |
The decision-making processes within Ponce Financial are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Enterprise Value Revenue 14.998 | Revenue | Quarterly Revenue Growth (0.10) | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Ponce Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Ponce Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Ponce Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Ponce Financial Corporate Filings
8K | 23rd of December 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 6th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 14th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
10Q | 8th of August 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Ponce Financial Earnings Estimation Breakdown
The calculation of Ponce Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Ponce Financial is estimated to be 0.07 with the future projection ranging from a low of 0.1075 to a high of 0.1075. Please be aware that this consensus of annual earnings estimates for Ponce Financial Group is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.11 Lowest | Expected EPS | 0.11 Highest |
Ponce Financial Earnings Projection Consensus
Suppose the current estimates of Ponce Financial's value are higher than the current market price of the Ponce Financial stock. In this case, investors may conclude that Ponce Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Ponce Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2024 | Current EPS (TTM) | |
| 1 | 18.44% | 0.1 | 0.07 | 0.37 |
Ponce Financial Earnings History
Earnings estimate consensus by Ponce Financial Group analysts from Wall Street is used by the market to judge Ponce Financial's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Ponce Financial's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.Ponce Financial Quarterly Gross Profit |
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Ponce Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Ponce Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Ponce Financial Group predict the company's earnings will be in the future. The higher the earnings per share of Ponce Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Ponce Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Ponce Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Ponce Financial should always be considered in relation to other companies to make a more educated investment decision.Ponce Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Ponce Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-10-30 | 2024-09-30 | 0.07 | 0.1 | 0.03 | 42 | ||
2024-07-30 | 2024-06-30 | 0.01 | 0.14 | 0.13 | 1300 | ||
2024-04-30 | 2024-03-31 | -0.03 | 0.11 | 0.14 | 466 | ||
2024-01-30 | 2023-12-31 | 0.01 | 0.02 | 0.01 | 100 | ||
2023-10-30 | 2023-09-30 | -0.07 | 0.12 | 0.19 | 271 | ||
2023-07-28 | 2023-06-30 | -0.1 | -0.0037 | 0.0963 | 96 | ||
2023-04-26 | 2023-03-31 | -0.08 | 0.01 | 0.09 | 112 | ||
2023-01-30 | 2022-12-31 | -0.04 | -0.4 | -0.36 | 900 | ||
2022-10-28 | 2022-09-30 | -0.02 | -0.64 | -0.62 | 3100 | ||
2022-07-29 | 2022-06-30 | 0.05 | 0.1 | 0.05 | 100 | ||
2022-05-09 | 2022-03-31 | 0.06 | 0.29 | 0.23 | 383 | ||
2022-03-02 | 2021-12-31 | 0.69 | 0.64 | -0.05 | 7 | ||
2021-11-02 | 2021-09-30 | 0.09 | 0.09 | 0.0 | 0 | ||
2021-08-05 | 2021-06-30 | 0.09 | 0.25 | 0.16 | 177 | ||
2021-04-30 | 2021-03-31 | 0.11 | 0.11 | 0.0 | 0 | ||
2021-03-08 | 2020-12-31 | 0.12 | 0.07 | -0.05 | 41 | ||
2020-11-02 | 2020-09-30 | -0.01 | -0.01 | 0.0 | 0 | ||
2020-07-31 | 2020-06-30 | 0.06 | -0.02 | -0.08 | 133 | ||
2020-05-01 | 2020-03-31 | 0.04 | -0.05 | -0.09 | 225 | ||
2020-02-28 | 2019-12-31 | 0.04 | -0.31 | -0.35 | 875 | ||
2019-10-30 | 2019-09-30 | 0.04 | 0.03 | -0.01 | 25 | ||
2019-08-02 | 2019-06-30 | 0.03 | 0.04 | 0.01 | 33 | ||
2019-05-07 | 2019-03-31 | 0.02 | 0.03 | 0.01 | 50 | ||
2019-03-20 | 2018-12-31 | 0.02 | 0.03 | 0.01 | 50 | ||
2018-11-13 | 2018-09-30 | 0.03 | 0.01 | -0.02 | 66 | ||
2018-08-08 | 2018-06-30 | 0.03 | 0.03 | 0.0 | 0 | ||
2018-04-02 | 2018-03-31 | 0.04 | -0.03 | -0.07 | 175 | ||
2017-11-13 | 2017-09-30 | 0.04 | 0.05 | 0.01 | 25 | ||
2017-08-10 | 2017-06-30 | 0 | 0.03 | 0.03 | 0 |
Ponce Financial Corporate Management
| David Rodriguez | Chief VP | Profile | |
| Ioannis Kouzilos | Executive Officer | Profile | |
| Elizabeth Macias | Chief VP | Profile | |
| Frank CPA | Executive Officer | Profile |
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ponce Financial. If investors know Ponce will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ponce Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.18) | Earnings Share 0.37 | Revenue Per Share | Quarterly Revenue Growth (0.10) | Return On Assets |
The market value of Ponce Financial Group is measured differently than its book value, which is the value of Ponce that is recorded on the company's balance sheet. Investors also form their own opinion of Ponce Financial's value that differs from its market value or its book value, called intrinsic value, which is Ponce Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ponce Financial's market value can be influenced by many factors that don't directly affect Ponce Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ponce Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ponce Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ponce Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.