SLM Historical Financial Ratios

SLM Stock

USD 29.70 0.17 0.57%

SLM Corp is promptly reporting on over 107 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Book Value Per Share of 7.56, Free Cash Flow Yield of 0.0914, Invested Capital of 0.0 or Operating Cash Flow Per Share of 2.52 will help investors to properly organize and evaluate SLM Corp financial condition quickly.

Quick Ratio Current Ratio

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.

To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.

About SLM Financial Ratios Analysis

SLM CorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate SLM Corp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on SLM financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across SLM Corp history.

SLM Corp Financial Ratios Chart

At this time, SLM Corp's Capex To Revenue is very stable compared to the past year. As of the 23rd of March 2025, Payout Ratio is likely to grow to 1.01, while PTB Ratio is likely to drop 2.01.

Price To Sales Ratio Dividend Yield Ptb Ratio Days Sales Outstanding Book Value Per Share

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Price To Sales Ratio

Price to Sales Ratio is figured by comparing SLM Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on SLM Corp sales, a figure that is much harder to manipulate than other SLM Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is SLM Corp dividend as a percentage of SLM Corp stock price. SLM Corp dividend yield is a measure of SLM Corp stock productivity, which can be interpreted as interest rate earned on an SLM Corp investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.

Book Value Per Share

The ratio of equity available to common shareholders divided by the number of outstanding shares. This measure represents the value per share of a company according to its financial statements.

Most ratios from SLM Corp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into SLM Corp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis.

To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.At this time, SLM Corp's Capex To Revenue is very stable compared to the past year. As of the 23rd of March 2025, Payout Ratio is likely to grow to 1.01, while PTB Ratio is likely to drop 2.01.

	2022	2023	2025 (projected)
Dividend Yield	0.0284	0.0269	0.1
Price To Sales Ratio	2.35	3.02	1.93

Dividend Yield Price To Sales Ratio

SLM Corp fundamentals Correlations

	Price To Sales Ratio	Dividend Yield	Ptb Ratio	Days Sales Outstanding	Book Value Per Share	Free Cash Flow Yield	Operating Cash Flow Per Share	Capex To Depreciation	Pb Ratio	Ev To Sales	Free Cash Flow Per Share	Roic	Inventory Turnover	Net Income Per Share	Days Of Inventory On Hand	Capex To Revenue	Cash Per Share	Pocfratio	Interest Coverage	Payout Ratio	Capex To Operating Cash Flow	Pfcf Ratio	Income Quality	Roe	Ev To Operating Cash Flow	Pe Ratio
Price To Sales Ratio		-0.7	0.55	0.49	-0.09	-0.7	-0.79	0.2	0.55	-0.25	-0.75	0.09	-0.27	-0.56	-0.07	-0.26	-0.4	-0.09	0.49	-0.36	0.25	-0.09	-0.82	-0.22	-0.13	0.84
Dividend Yield	-0.7		-0.24	-0.37	-0.18	0.55	0.83	-0.65	-0.24	0.34	0.66	-0.2	0.27	0.49	-0.24	0.19	0.38	0.06	-0.53	0.82	-0.15	0.06	0.7	0.14	0.1	-0.51
Ptb Ratio	0.55	-0.24		0.2	0.29	-0.69	-0.62	-0.25	1.0	-0.57	-0.55	-0.14	0.28	0.23	-0.5	0.03	0.49	0.24	0.61	0.21	-0.09	0.24	-0.63	0.49	0.14	0.44
Days Sales Outstanding	0.49	-0.37	0.2		-0.16	-0.25	-0.44	0.14	0.2	0.29	-0.39	0.03	-0.71	-0.57	-0.54	-0.73	-0.26	-0.01	0.08	-0.16	0.79	-0.01	-0.18	-0.08	0.08	0.13
Book Value Per Share	-0.09	-0.18	0.29	-0.16		0.09	-0.14	0.11	0.29	-0.22	0.25	-0.2	0.18	0.56	0.0	0.12	0.39	-0.17	0.6	-0.2	-0.15	-0.15	-0.05	0.75	-0.23	-0.28
Free Cash Flow Yield	-0.7	0.55	-0.69	-0.25	0.09		0.86	0.1	-0.69	0.65	0.89	-0.18	-0.05	0.15	0.28	0.05	-0.09	-0.05	-0.51	0.07	-0.06	-0.04	0.9	-0.11	0.01	-0.53
Operating Cash Flow Per Share	-0.79	0.83	-0.62	-0.44	-0.14	0.86		-0.22	-0.62	0.59	0.81	-0.16	0.11	0.32	0.13	0.15	0.05	-0.02	-0.58	0.41	-0.14	-0.03	0.91	-0.08	0.04	-0.55
Capex To Depreciation	0.2	-0.65	-0.25	0.14	0.11	0.1	-0.22		-0.25	0.22	-0.15	0.05	-0.45	-0.38	0.39	-0.4	-0.41	0.02	0.05	-0.91	0.22	0.02	-0.11	-0.24	0.05	0.12
Pb Ratio	0.55	-0.24	1.0	0.2	0.29	-0.69	-0.62	-0.25		-0.57	-0.55	-0.14	0.28	0.23	-0.5	0.03	0.49	0.24	0.61	0.21	-0.09	0.24	-0.63	0.49	0.14	0.44
Ev To Sales	-0.25	0.34	-0.57	0.29	-0.22	0.65	0.59	0.22	-0.57		0.45	-0.16	-0.68	-0.25	-0.18	-0.6	-0.35	-0.05	-0.51	-0.06	0.65	-0.06	0.62	-0.19	0.1	-0.37
Free Cash Flow Per Share	-0.75	0.66	-0.55	-0.39	0.25	0.89	0.81	-0.15	-0.55	0.45		-0.21	0.09	0.38	0.23	0.16	0.13	-0.05	-0.43	0.28	-0.16	-0.04	0.77	0.08	-0.01	-0.59
Roic	0.09	-0.2	-0.14	0.03	-0.2	-0.18	-0.16	0.05	-0.14	-0.16	-0.21		-0.05	-0.31	0.14	0.0	-0.29	-0.08	-0.13	-0.11	-0.01	-0.09	-0.12	-0.27	-0.09	0.09
Inventory Turnover	-0.27	0.27	0.28	-0.71	0.18	-0.05	0.11	-0.45	0.28	-0.68	0.09	-0.05		0.59	0.27	0.93	0.51	0.12	0.14	0.4	-0.93	0.12	-0.01	0.22	-0.04	0.07
Net Income Per Share	-0.56	0.49	0.23	-0.57	0.56	0.15	0.32	-0.38	0.23	-0.25	0.38	-0.31	0.59		-0.19	0.43	0.78	0.01	0.15	0.42	-0.44	0.01	0.23	0.79	-0.05	-0.53
Days Of Inventory On Hand	-0.07	-0.24	-0.5	-0.54	0.0	0.28	0.13	0.39	-0.5	-0.18	0.23	0.14	0.27	-0.19		0.48	-0.48	-0.26	-0.06	-0.45	-0.58	-0.26	0.01	-0.55	-0.33	0.27
Capex To Revenue	-0.26	0.19	0.03	-0.73	0.12	0.05	0.15	-0.4	0.03	-0.6	0.16	0.0	0.93	0.43	0.48		0.27	0.0	0.08	0.25	-0.91	0.01	0.01	0.04	-0.14	0.09
Cash Per Share	-0.4	0.38	0.49	-0.26	0.39	-0.09	0.05	-0.41	0.49	-0.35	0.13	-0.29	0.51	0.78	-0.48	0.27		0.45	0.07	0.5	-0.27	0.45	0.05	0.76	0.41	-0.4
Pocfratio	-0.09	0.06	0.24	-0.01	-0.17	-0.05	-0.02	0.02	0.24	-0.05	-0.05	-0.08	0.12	0.01	-0.26	0.0	0.45		-0.17	0.11	-0.01	1.0	0.0	0.05	0.98	0.04
Interest Coverage	0.49	-0.53	0.61	0.08	0.6	-0.51	-0.58	0.05	0.61	-0.51	-0.43	-0.13	0.14	0.15	-0.06	0.08	0.07	-0.17		-0.24	-0.1	-0.16	-0.52	0.43	-0.26	0.32
Payout Ratio	-0.36	0.82	0.21	-0.16	-0.2	0.07	0.41	-0.91	0.21	-0.06	0.28	-0.11	0.4	0.42	-0.45	0.25	0.5	0.11	-0.24		-0.19	0.1	0.3	0.22	0.1	-0.21
Capex To Operating Cash Flow	0.25	-0.15	-0.09	0.79	-0.15	-0.06	-0.14	0.22	-0.09	0.65	-0.16	-0.01	-0.93	-0.44	-0.58	-0.91	-0.27	-0.01	-0.1	-0.19		-0.01	0.0	0.01	0.15	-0.18
Pfcf Ratio	-0.09	0.06	0.24	-0.01	-0.15	-0.04	-0.03	0.02	0.24	-0.06	-0.04	-0.09	0.12	0.01	-0.26	0.01	0.45	1.0	-0.16	0.1	-0.01		0.0	0.06	0.98	0.03
Income Quality	-0.82	0.7	-0.63	-0.18	-0.05	0.9	0.91	-0.11	-0.63	0.62	0.77	-0.12	-0.01	0.23	0.01	0.01	0.05	0.0	-0.52	0.3	0.0	0.0		-0.02	0.08	-0.67
Roe	-0.22	0.14	0.49	-0.08	0.75	-0.11	-0.08	-0.24	0.49	-0.19	0.08	-0.27	0.22	0.79	-0.55	0.04	0.76	0.05	0.43	0.22	0.01	0.06	-0.02		0.02	-0.49
Ev To Operating Cash Flow	-0.13	0.1	0.14	0.08	-0.23	0.01	0.04	0.05	0.14	0.1	-0.01	-0.09	-0.04	-0.05	-0.33	-0.14	0.41	0.98	-0.26	0.1	0.15	0.98	0.08	0.02		-0.06
Pe Ratio	0.84	-0.51	0.44	0.13	-0.28	-0.53	-0.55	0.12	0.44	-0.37	-0.59	0.09	0.07	-0.53	0.27	0.09	-0.4	0.04	0.32	-0.21	-0.18	0.03	-0.67	-0.49	-0.06

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SLM Corp Account Relationship Matchups

SLM Corp fundamentals Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Price To Sales Ratio	2.28	2.62	3.06	2.35	3.02	1.93
Dividend Yield	0.0118	0.0105	0.0284	0.0269	0.0955	0.1
Ptb Ratio	1.15	1.86	2.88	2.48	2.35	2.76
Days Sales Outstanding	358.77	261.67	317.26	435.38	274.86	261.11
Book Value Per Share	66.67	73.94	6.68	8.13	9.99	7.56
Free Cash Flow Yield	0.45	(0.007993)	0.001164	(0.0327)	0.087	0.0914
Operating Cash Flow Per Share	(0.48)	(0.16)	0.0193	(0.63)	2.4	2.52
Stock Based Compensation To Revenue	0.0201	0.0151	0.0189	0.0249	0.0286	0.0245
Pb Ratio	1.15	1.86	2.88	2.48	2.35	2.76
Ev To Sales	3.03	3.84	2.69	3.76	2.94	2.79
Free Cash Flow Per Share	5.6	(0.16)	0.0193	(0.63)	2.4	2.52
Roic	0.0699	(0.0384)	(0.0531)	(0.0184)	0.0942	0.17
Net Income Per Share	2.3	3.68	1.81	2.51	2.73	2.87
Cash Per Share	16.81	21.75	26.92	17.93	21.74	20.65
Pocfratio	(26.03)	(125.11)	859.39	(30.59)	11.49	8.59
Interest Coverage	2.13	4.03	1.17	1.06	1.43	1.36
Payout Ratio	0.12	0.0637	0.0562	0.26	0.97	1.01
Pfcf Ratio	2.21	(125.11)	859.39	(30.59)	11.49	11.67
Roe	0.17	0.34	0.54	0.27	0.31	0.32
Ev To Operating Cash Flow	(30.04)	(157.35)	983.39	(38.04)	14.84	15.58
Pe Ratio	5.4	5.34	9.15	7.61	10.11	5.06
Return On Tangible Assets	0.0149	0.0209	0.0163	0.02	0.0197	0.0206
Ev To Free Cash Flow	2.56	(157.35)	983.39	(38.04)	14.84	14.1
Intangibles To Total Assets	(0.93)	(0.9)	0.004105	0.002356	0.002113	0.002218
Tangible Book Value Per Share	82.59	141.0	157.65	6.22	7.83	15.64
Receivables Turnover	1.02	1.39	1.15	0.84	1.33	0.95
Graham Number	18.57	23.79	16.52	21.43	24.77	26.0
Shareholders Equity Per Share	7.75	6.68	6.82	8.13	9.99	10.49
Debt To Equity	2.02	2.76	3.03	2.78	2.98	2.83
Graham Net Net	15.15	15.92	(60.96)	(94.33)	(100.51)	(95.49)

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When determining whether SLM Corp is a strong investment it is important to analyze SLM Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact SLM Corp's future performance. For an informed investment choice regarding SLM Stock, refer to the following important reports:

How To Invest In SLM

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Is SLM Stock a good investment?

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What is SLM Corp's Net Worth?

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To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.

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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.32)

Dividend Share

0.46

Earnings Share

2.73

Revenue Per Share

6.662

Quarterly Revenue Growth

(0.34)

The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Graham Number	Shareholders Equity Per Share
Debt To Equity	Capex Per Share
Graham Net Net	Average Receivables
Revenue Per Share	Interest Debt Per Share
Debt To Assets	Enterprise Value Over E B I T D A
Short Term Coverage Ratios	Price Earnings Ratio
Operating Cycle	Price Book Value Ratio
Price Earnings To Growth Ratio	Days Of Payables Outstanding
Dividend Payout Ratio	Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio	Pretax Profit Margin
Ebt Per Ebit	Operating Profit Margin
Effective Tax Rate	Company Equity Multiplier
Long Term Debt To Capitalization	Total Debt To Capitalization
Return On Capital Employed	Debt Equity Ratio
Ebit Per Revenue	Quick Ratio
Dividend Paid And Capex Coverage Ratio	Net Income Per E B T
Cash Ratio	Cash Conversion Cycle
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity

SLM Historical Financial Ratios

About SLM Financial Ratios Analysis

SLM Corp Financial Ratios Chart

Price To Sales Ratio

Dividend Yield

Ptb Ratio

Book Value Per Share

SLM Corp fundamentals Correlations

SLM Corp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

SLM Corp fundamentals Accounts

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

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Pb Ratio	+ 1.0	Ptb Ratio
Pfcf Ratio	+ 1.0	Pocfratio
Ev To Operating Cash Flow	+ 0.98	Pocfratio
Ev To Operating Cash Flow	+ 0.98	Pfcf Ratio
Capex To Revenue	+ 0.93	Inventory Turnover
Income Quality	+ 0.91	Operating Cash Flow Per Share

Capex To Operating Cash Flow	- 0.93	Inventory Turnover
Capex To Operating Cash Flow	- 0.91	Capex To Revenue
Payout Ratio	- 0.91	Capex To Depreciation
Income Quality	- 0.82	Price To Sales Ratio
Operating Cash Flow Per Share	- 0.79	Price To Sales Ratio
Free Cash Flow Per Share	- 0.75	Price To Sales Ratio