Provident Historical Income Statement

PROV Stock

USD 16.44 0.03 0.18%

Historical analysis of Provident Financial income statement accounts such as Gross Profit of 58.8 M, Other Operating Expenses of 40.8 M, Operating Income of 9.9 M or Ebit of 9.9 M can show how well Provident Financial Holdings performed in making a profits. Evaluating Provident Financial income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Provident Financial's future profits or losses.

Cash Flow Balance Sheet Income Statement

Dot-com Bubble

Housing Crash

Credit Downgrade

Yuan Drop

Covid

Financial Statement Analysis is much more than just reviewing and examining Provident Financial latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Provident Financial is a good buy for the upcoming year.

Net Income Gross Profit

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Provident Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

About Provident Income Statement Analysis

Provident Financial Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Provident Financial shareholders. The income statement also shows Provident investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Provident Financial Income Statement Chart

At this time, Provident Financial's Net Interest Income is fairly stable compared to the past year. Reconciled Depreciation is likely to climb to about 4.1 M in 2024, whereas Interest Expense is likely to drop slightly above 19.3 M in 2024.

Selling General Administrative Total Revenue Gross Profit Other Operating Expenses

Total Revenue

Total revenue comprises all receipts Provident Financial generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Provident Financial Holdings minus its cost of goods sold. It is profit before Provident Financial operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Other Operating Expenses

Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Provident Financial. It is also known as Provident Financial overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.

Most accounts from Provident Financial's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Provident Financial current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Provident Financial Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in persons.

	2021	2022	2023	2024 (projected)
Interest Expense	3.1M	9.0M	19.8M	19.3M
Depreciation And Amortization	4.8M	3.2M	3.2M	2.8M

Interest Expense Depreciation And Amortization

Provident Financial income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Selling And Marketing Expenses	Cost Of Revenue	Net Income From Continuing Ops	Tax Provision	Net Interest Income	Interest Income	Reconciled Depreciation
Depreciation And Amortization		-0.47	-0.54	-0.41	-0.41	0.34	0.09	-0.6	-0.52	-0.34	-0.25	-0.21	-0.15	-0.37	-0.61	-0.2	-0.74	-0.73	-0.13	-0.15	0.92
Interest Expense	-0.47		-0.26	-0.23	-0.23	0.23	0.28	0.23	0.2	0.69	-0.05	-0.28	-0.06	-0.03	-0.13	0.51	0.34	0.25	0.15	0.47	-0.27
Selling General Administrative	-0.54	-0.26		0.93	0.93	-0.49	-0.6	0.55	0.52	-0.01	0.56	0.62	0.45	0.69	0.9	-0.44	0.47	0.45	-0.04	-0.14	-0.57
Total Revenue	-0.41	-0.23	0.93		1.0	-0.44	-0.64	0.62	0.61	0.04	0.77	0.78	0.69	0.86	0.83	-0.56	0.35	0.41	-0.03	-0.1	-0.41
Gross Profit	-0.41	-0.23	0.93	1.0		-0.44	-0.64	0.62	0.61	0.04	0.77	0.78	0.69	0.86	0.83	-0.56	0.35	0.41	-0.03	-0.1	-0.41
Other Operating Expenses	0.34	0.23	-0.49	-0.44	-0.44		0.29	-0.56	-0.56	-0.21	-0.46	-0.43	-0.43	-0.49	-0.56	0.09	-0.54	-0.7	0.66	0.62	0.25
Operating Income	0.09	0.28	-0.6	-0.64	-0.64	0.29		-0.17	-0.17	0.01	-0.37	-0.77	-0.34	-0.41	-0.43	0.68	-0.03	-0.02	0.02	-0.02	0.15
Ebit	-0.6	0.23	0.55	0.62	0.62	-0.56	-0.17		1.0	0.19	0.81	0.55	0.76	0.84	0.62	0.14	0.73	0.78	-0.35	-0.3	-0.45
Ebitda	-0.52	0.2	0.52	0.61	0.61	-0.56	-0.17	1.0		0.16	0.83	0.57	0.79	0.85	0.59	0.12	0.69	0.74	-0.39	-0.34	-0.37
Total Operating Expenses	-0.34	0.69	-0.01	0.04	0.04	-0.21	0.01	0.19	0.16		0.16	-0.08	0.15	0.16	0.16	0.17	0.17	0.31	-0.15	0.29	-0.13
Income Before Tax	-0.25	-0.05	0.56	0.77	0.77	-0.46	-0.37	0.81	0.83	0.16		0.8	0.99	0.98	0.58	-0.27	0.27	0.49	-0.27	-0.18	-0.18
Total Other Income Expense Net	-0.21	-0.28	0.62	0.78	0.78	-0.43	-0.77	0.55	0.57	-0.08	0.8		0.79	0.79	0.52	-0.55	0.13	0.29	-0.08	-0.09	-0.26
Net Income	-0.15	-0.06	0.45	0.69	0.69	-0.43	-0.34	0.76	0.79	0.15	0.99	0.79		0.93	0.48	-0.25	0.17	0.41	-0.29	-0.17	-0.09
Income Tax Expense	-0.37	-0.03	0.69	0.86	0.86	-0.49	-0.41	0.84	0.85	0.16	0.98	0.79	0.93		0.7	-0.28	0.4	0.57	-0.25	-0.19	-0.3
Selling And Marketing Expenses	-0.61	-0.13	0.9	0.83	0.83	-0.56	-0.43	0.62	0.59	0.16	0.58	0.52	0.48	0.7		-0.22	0.5	0.65	-0.15	-0.21	-0.55
Cost Of Revenue	-0.2	0.51	-0.44	-0.56	-0.56	0.09	0.68	0.14	0.12	0.17	-0.27	-0.55	-0.25	-0.28	-0.22		0.28	0.19	-0.08	-0.08	-0.09
Net Income From Continuing Ops	-0.74	0.34	0.47	0.35	0.35	-0.54	-0.03	0.73	0.69	0.17	0.27	0.13	0.17	0.4	0.5	0.28		0.82	-0.35	-0.33	-0.59
Tax Provision	-0.73	0.25	0.45	0.41	0.41	-0.7	-0.02	0.78	0.74	0.31	0.49	0.29	0.41	0.57	0.65	0.19	0.82		-0.5	-0.37	-0.53
Net Interest Income	-0.13	0.15	-0.04	-0.03	-0.03	0.66	0.02	-0.35	-0.39	-0.15	-0.27	-0.08	-0.29	-0.25	-0.15	-0.08	-0.35	-0.5		0.68	-0.29
Interest Income	-0.15	0.47	-0.14	-0.1	-0.1	0.62	-0.02	-0.3	-0.34	0.29	-0.18	-0.09	-0.17	-0.19	-0.21	-0.08	-0.33	-0.37	0.68		-0.31
Reconciled Depreciation	0.92	-0.27	-0.57	-0.41	-0.41	0.25	0.15	-0.45	-0.37	-0.13	-0.18	-0.26	-0.09	-0.3	-0.55	-0.09	-0.59	-0.53	-0.29	-0.31

Click cells to compare fundamentals

Provident Financial Account Relationship Matchups

Provident Financial income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	3.4M	6.3M	4.8M	3.2M	3.2M	2.8M
Interest Expense	6.1M	4.6M	3.1M	9.0M	19.8M	19.3M
Selling General Administrative	19.1M	15.7M	16.4M	18.4M	18.4M	27.0M
Total Revenue	40.9M	35.2M	36.3M	41.1M	38.9M	58.8M
Gross Profit	40.9M	35.2M	36.3M	41.1M	38.9M	58.8M
Other Operating Expenses	30.0M	25.0M	642K	28.6M	38.9M	40.8M
Operating Income	10.9M	10.2M	16.0M	12.4M	10.4M	9.9M
Ebit	10.9M	10.2M	12.9M	12.4M	10.4M	9.9M
Ebitda	14.3M	16.5M	17.7M	15.6M	13.5M	12.9M
Total Operating Expenses	(30.0M)	(25.0M)	642K	(28.6M)	38.9M	40.8M
Income Before Tax	10.9M	10.2M	12.9M	12.4M	10.4M	11.5M
Total Other Income Expense Net	10.9M	(3.7M)	(3.6M)	12.4M	(3.8M)	(4.0M)
Net Income	7.7M	7.6M	9.1M	8.6M	7.4M	6.9M
Income Tax Expense	3.2M	2.6M	3.8M	3.8M	3.0M	4.6M
Selling And Marketing Expenses	773K	680K	642K	622K	709K	1.1M
Net Income Applicable To Common Shares	7.7M	7.6M	9.1M	8.6M	7.7M	7.9M
Net Income From Continuing Ops	7.7M	7.6M	9.1M	8.6M	7.4M	7.0M
Tax Provision	3.2M	2.6M	3.8M	3.8M	3.0M	3.0M
Net Interest Income	36.4M	30.6M	31.6M	37.0M	34.9M	38.1M
Interest Income	42.5M	35.2M	34.7M	46.0M	54.7M	46.4M
Reconciled Depreciation	3.4M	6.3M	4.8M	3.2M	3.2M	4.1M

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.

Explore Investing Ideas

Additional Tools for Provident Stock Analysis

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.

Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions

Feedback Blog

Made with optimal in San Francisco

2024 Macroaxis LLC

Provident Historical Income Statement

About Provident Income Statement Analysis

Provident Financial Income Statement Chart

Total Revenue

Gross Profit

Other Operating Expenses

Provident Financial income statement Correlations

Provident Financial Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Provident Financial income statement Accounts

Thematic Opportunities

Explore Investment Opportunities

Additional Tools for Provident Stock Analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Gross Profit	+ 1.0	Total Revenue
Ebitda	+ 1.0	Ebit
Net Income	+ 0.99	Income Before Tax
Income Tax Expense	+ 0.98	Income Before Tax
Total Revenue	+ 0.93	Selling General Administrative
Gross Profit	+ 0.93	Selling General Administrative

Total Other Income Expense Net	- 0.77	Operating Income
Net Income From Continuing Ops	- 0.74	Depreciation And Amortization
Tax Provision	- 0.73	Depreciation And Amortization
Tax Provision	- 0.7	Other Operating Expenses
Operating Income	- 0.64	Gross Profit
Operating Income	- 0.64	Total Revenue