Open Historical Financial Ratios

LPRO Stock  USD 4.88  0.05  1.01%   
Open Lending is promptly reporting on over 99 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Days Sales Outstanding of 105 will help investors to properly organize and evaluate Open Lending Corp financial condition quickly.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

About Open Financial Ratios Analysis

Open Lending CorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Open Lending investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Open financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Open Lending history.

Open Lending Financial Ratios Chart

At this time, Open Lending's EV To Sales is very stable compared to the past year. As of the 2nd of March 2025, Net Income Per Share is likely to grow to 0.30, while Days Sales Outstanding is likely to drop 105.10.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Operating CyclePrice Book Value Ratio
Price Earnings To Growth RatioDays Of Payables Outstanding
Dividend Payout RatioPrice To Operating Cash Flows Ratio
Price To Free Cash Flows RatioPretax Profit Margin
Ebt Per EbitOperating Profit Margin
Effective Tax RateCompany Equity Multiplier
Long Term Debt To CapitalizationTotal Debt To Capitalization
Return On Capital EmployedDebt Equity Ratio
Ebit Per RevenueQuick Ratio
Dividend Paid And Capex Coverage RatioNet Income Per E B T
Cash RatioCash Conversion Cycle
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing Open Lending Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Open Lending sales, a figure that is much harder to manipulate than other Open Lending Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is Open Lending Corp dividend as a percentage of Open Lending stock price. Open Lending Corp dividend yield is a measure of Open Lending stock productivity, which can be interpreted as interest rate earned on an Open Lending investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Free Cash Flow Yield

A financial solvency ratio that compares the free cash flow per share a company is expected to earn against its market value per share, calculated as free cash flow per share divided by market price per share.
Most ratios from Open Lending's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Open Lending Corp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
At this time, Open Lending's EV To Sales is very stable compared to the past year. As of the 2nd of March 2025, Net Income Per Share is likely to grow to 0.30, while Days Sales Outstanding is likely to drop 105.10.
 2024 2025 (projected)
Dividend Yield0.04210.0428
Price To Sales Ratio10.0713.2

Open Lending fundamentals Correlations

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Click cells to compare fundamentals

Open Lending Account Relationship Matchups

Open Lending fundamentals Accounts

202020212022202320242025 (projected)
Price To Sales Ratio26.6213.174.748.7510.0713.2
Ptb Ratio108.8817.874.05.04.54.73
Days Sales Outstanding183.48132.71141.99125.4112.86105.1
Book Value Per Share0.321.261.691.71.531.61
Free Cash Flow Yield0.0080880.03280.130.07830.07040.0486
Operating Cash Flow Per Share0.30.750.850.680.620.5
Stock Based Compensation To Revenue0.0260.01770.03030.08080.07270.0764
Capex To Depreciation0.681.770.471.882.161.49
Pb Ratio108.8817.874.05.04.54.73
Ev To Sales27.1813.334.457.979.1713.16
Free Cash Flow Per Share0.280.740.850.670.60.5
Roic0.220.510.190.0620.05580.053
Net Income Per Share(1.18)1.160.530.180.160.3
Days Of Inventory On Hand176.84168.14108.4774.3866.9484.46
Payables Turnover2.8414.4969.3359.4253.4831.34
Sales General And Administrative To Revenue0.30.140.20.370.330.18
Research And Ddevelopement To Revenue0.0180.02020.04570.04750.04270.0449
Capex To Revenue0.0110.0092140.0034750.01850.01670.0175
Cash Per Share1.220.921.621.991.791.88
Pocfratio117.6329.857.9212.4414.3113.59
Interest Coverage4.8935.1316.742.733.142.98
Capex To Operating Cash Flow0.04850.02090.0058080.02630.02370.0127
Pfcf Ratio123.6330.497.9712.7814.6913.96
Days Payables Outstanding128.3825.195.266.147.066.71
Income Quality(0.25)0.651.613.753.373.54
Roe(0.27)(3.66)0.920.310.110.12
Ev To Operating Cash Flow120.1430.217.4311.3313.0212.37
Pe Ratio(29.71)19.4412.7846.5941.9344.03
Return On Tangible Assets(0.29)0.40.170.0590.05310.0504
Ev To Free Cash Flow126.2730.867.4711.6313.3812.71
Earnings Yield(0.0337)0.05140.07830.02150.01930.035
Net Debt To E B I T D A(0.8)0.17(0.52)(2.23)(2.56)(2.44)
Current Ratio9.5716.8118.5814.0812.677.77
Tangible Book Value Per Share0.791.591.851.71.531.61
Receivables Turnover1.992.752.572.913.353.3
Graham Number2.925.724.482.643.045.59
Shareholders Equity Per Share0.321.261.691.71.531.61

Pair Trading with Open Lending

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Open Lending position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Open Lending will appreciate offsetting losses from the drop in the long position's value.

Moving against Open Stock

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The ability to find closely correlated positions to Open Lending could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Open Lending when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Open Lending - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Open Lending Corp to buy it.
The correlation of Open Lending is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Open Lending moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Open Lending Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Open Lending can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Open Lending Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Open Lending's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Open Lending Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Open Lending Corp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Diversified Capital Markets space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Open Lending. If investors know Open will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Open Lending listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.50)
Earnings Share
0.04
Revenue Per Share
0.805
Quarterly Revenue Growth
(0.1)
Return On Assets
0.0079
The market value of Open Lending Corp is measured differently than its book value, which is the value of Open that is recorded on the company's balance sheet. Investors also form their own opinion of Open Lending's value that differs from its market value or its book value, called intrinsic value, which is Open Lending's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Open Lending's market value can be influenced by many factors that don't directly affect Open Lending's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Open Lending's value and its price as these two are different measures arrived at by different means. Investors typically determine if Open Lending is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Open Lending's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.