Open Historical Financial Ratios
LPRO Stock | USD 4.88 0.05 1.01% |
Open Lending is promptly reporting on over 99 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Days Sales Outstanding of 105 will help investors to properly organize and evaluate Open Lending Corp financial condition quickly.
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About Open Financial Ratios Analysis
Open Lending CorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Open Lending investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Open financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Open Lending history.
Open Lending Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing Open Lending Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Open Lending sales, a figure that is much harder to manipulate than other Open Lending Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Dividend Yield
Dividend Yield is Open Lending Corp dividend as a percentage of Open Lending stock price. Open Lending Corp dividend yield is a measure of Open Lending stock productivity, which can be interpreted as interest rate earned on an Open Lending investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.Free Cash Flow Yield
A financial solvency ratio that compares the free cash flow per share a company is expected to earn against its market value per share, calculated as free cash flow per share divided by market price per share.Most ratios from Open Lending's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Open Lending Corp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. At this time, Open Lending's EV To Sales is very stable compared to the past year. As of the 2nd of March 2025, Net Income Per Share is likely to grow to 0.30, while Days Sales Outstanding is likely to drop 105.10.
2024 | 2025 (projected) | Dividend Yield | 0.0421 | 0.0428 | Price To Sales Ratio | 10.07 | 13.2 |
Open Lending fundamentals Correlations
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Open Lending Account Relationship Matchups
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Open Lending fundamentals Accounts
2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
Price To Sales Ratio | 26.62 | 13.17 | 4.74 | 8.75 | 10.07 | 13.2 | |
Ptb Ratio | 108.88 | 17.87 | 4.0 | 5.0 | 4.5 | 4.73 | |
Days Sales Outstanding | 183.48 | 132.71 | 141.99 | 125.4 | 112.86 | 105.1 | |
Book Value Per Share | 0.32 | 1.26 | 1.69 | 1.7 | 1.53 | 1.61 | |
Free Cash Flow Yield | 0.008088 | 0.0328 | 0.13 | 0.0783 | 0.0704 | 0.0486 | |
Operating Cash Flow Per Share | 0.3 | 0.75 | 0.85 | 0.68 | 0.62 | 0.5 | |
Stock Based Compensation To Revenue | 0.026 | 0.0177 | 0.0303 | 0.0808 | 0.0727 | 0.0764 | |
Capex To Depreciation | 0.68 | 1.77 | 0.47 | 1.88 | 2.16 | 1.49 | |
Pb Ratio | 108.88 | 17.87 | 4.0 | 5.0 | 4.5 | 4.73 | |
Ev To Sales | 27.18 | 13.33 | 4.45 | 7.97 | 9.17 | 13.16 | |
Free Cash Flow Per Share | 0.28 | 0.74 | 0.85 | 0.67 | 0.6 | 0.5 | |
Roic | 0.22 | 0.51 | 0.19 | 0.062 | 0.0558 | 0.053 | |
Net Income Per Share | (1.18) | 1.16 | 0.53 | 0.18 | 0.16 | 0.3 | |
Days Of Inventory On Hand | 176.84 | 168.14 | 108.47 | 74.38 | 66.94 | 84.46 | |
Payables Turnover | 2.84 | 14.49 | 69.33 | 59.42 | 53.48 | 31.34 | |
Sales General And Administrative To Revenue | 0.3 | 0.14 | 0.2 | 0.37 | 0.33 | 0.18 | |
Research And Ddevelopement To Revenue | 0.018 | 0.0202 | 0.0457 | 0.0475 | 0.0427 | 0.0449 | |
Capex To Revenue | 0.011 | 0.009214 | 0.003475 | 0.0185 | 0.0167 | 0.0175 | |
Cash Per Share | 1.22 | 0.92 | 1.62 | 1.99 | 1.79 | 1.88 | |
Pocfratio | 117.63 | 29.85 | 7.92 | 12.44 | 14.31 | 13.59 | |
Interest Coverage | 4.89 | 35.13 | 16.74 | 2.73 | 3.14 | 2.98 | |
Capex To Operating Cash Flow | 0.0485 | 0.0209 | 0.005808 | 0.0263 | 0.0237 | 0.0127 | |
Pfcf Ratio | 123.63 | 30.49 | 7.97 | 12.78 | 14.69 | 13.96 | |
Days Payables Outstanding | 128.38 | 25.19 | 5.26 | 6.14 | 7.06 | 6.71 | |
Income Quality | (0.25) | 0.65 | 1.61 | 3.75 | 3.37 | 3.54 | |
Roe | (0.27) | (3.66) | 0.92 | 0.31 | 0.11 | 0.12 | |
Ev To Operating Cash Flow | 120.14 | 30.21 | 7.43 | 11.33 | 13.02 | 12.37 | |
Pe Ratio | (29.71) | 19.44 | 12.78 | 46.59 | 41.93 | 44.03 | |
Return On Tangible Assets | (0.29) | 0.4 | 0.17 | 0.059 | 0.0531 | 0.0504 | |
Ev To Free Cash Flow | 126.27 | 30.86 | 7.47 | 11.63 | 13.38 | 12.71 | |
Earnings Yield | (0.0337) | 0.0514 | 0.0783 | 0.0215 | 0.0193 | 0.035 | |
Net Debt To E B I T D A | (0.8) | 0.17 | (0.52) | (2.23) | (2.56) | (2.44) | |
Current Ratio | 9.57 | 16.81 | 18.58 | 14.08 | 12.67 | 7.77 | |
Tangible Book Value Per Share | 0.79 | 1.59 | 1.85 | 1.7 | 1.53 | 1.61 | |
Receivables Turnover | 1.99 | 2.75 | 2.57 | 2.91 | 3.35 | 3.3 | |
Graham Number | 2.92 | 5.72 | 4.48 | 2.64 | 3.04 | 5.59 | |
Shareholders Equity Per Share | 0.32 | 1.26 | 1.69 | 1.7 | 1.53 | 1.61 |
Pair Trading with Open Lending
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Open Lending position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Open Lending will appreciate offsetting losses from the drop in the long position's value.Moving against Open Stock
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0.51 | DB | Deutsche Bank AG Normal Trading | PairCorr |
0.35 | LX | Lexinfintech Holdings | PairCorr |
0.31 | PT | Pintec Technology | PairCorr |
The ability to find closely correlated positions to Open Lending could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Open Lending when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Open Lending - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Open Lending Corp to buy it.
The correlation of Open Lending is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Open Lending moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Open Lending Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Open Lending can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Diversified Capital Markets space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Open Lending. If investors know Open will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Open Lending listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.50) | Earnings Share 0.04 | Revenue Per Share | Quarterly Revenue Growth (0.1) | Return On Assets |
The market value of Open Lending Corp is measured differently than its book value, which is the value of Open that is recorded on the company's balance sheet. Investors also form their own opinion of Open Lending's value that differs from its market value or its book value, called intrinsic value, which is Open Lending's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Open Lending's market value can be influenced by many factors that don't directly affect Open Lending's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Open Lending's value and its price as these two are different measures arrived at by different means. Investors typically determine if Open Lending is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Open Lending's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.