Open Historical Financial Ratios

LPRO Stock

USD 3.01 0.26 7.95%

Open Lending is promptly reporting on over 99 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Days Sales Outstanding of 105 will help investors to properly organize and evaluate Open Lending Corp financial condition quickly.

Quick Ratio Current Ratio

Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

About Open Financial Ratios Analysis

Open Lending CorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Open Lending investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Open financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Open Lending history.

Open Lending Financial Ratios Chart

At this time, Open Lending's EV To Sales is very stable compared to the past year. As of the 26th of March 2025, Net Income Per Share is likely to grow to 0.30, while Days Sales Outstanding is likely to drop 105.10.

Price To Sales Ratio Dividend Yield Days Sales Outstanding Free Cash Flow Yield

Add Fundamental

Price To Sales Ratio

Price to Sales Ratio is figured by comparing Open Lending Corp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Open Lending sales, a figure that is much harder to manipulate than other Open Lending Corp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is Open Lending Corp dividend as a percentage of Open Lending stock price. Open Lending Corp dividend yield is a measure of Open Lending stock productivity, which can be interpreted as interest rate earned on an Open Lending investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Free Cash Flow Yield

A financial solvency ratio that compares the free cash flow per share a company is expected to earn against its market value per share, calculated as free cash flow per share divided by market price per share.

Most ratios from Open Lending's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Open Lending Corp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Open Lending Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

	2024	2025 (projected)
Dividend Yield	0.0421	0.0428
Price To Sales Ratio	10.07	13.2

Dividend Yield Price To Sales Ratio

Open Lending fundamentals Correlations

	Price To Sales Ratio	Dividend Yield	Ptb Ratio	Days Sales Outstanding	Book Value Per Share	Free Cash Flow Yield	Operating Cash Flow Per Share	Average Payables	Capex To Depreciation	Pb Ratio	Ev To Sales	Free Cash Flow Per Share	Roic	Inventory Turnover	Net Income Per Share	Days Of Inventory On Hand	Payables Turnover	Average Inventory	Capex To Revenue	Cash Per Share	Pocfratio	Interest Coverage	Payout Ratio	Capex To Operating Cash Flow	Pfcf Ratio	Days Payables Outstanding
Price To Sales Ratio		-0.34	0.29	0.38	0.37	-0.72	-0.55	0.14	-0.29	0.29	1.0	-0.56	0.11	-0.22	-0.59	0.27	-0.38	0.14	0.31	0.15	0.89	-0.42	0.29	0.71	0.89	0.63
Dividend Yield	-0.34		0.32	0.45	-0.86	0.55	0.81	0.51	-0.41	0.32	-0.33	0.81	0.67	0.03	0.61	0.7	-0.63	0.51	-0.01	0.08	-0.12	0.5	0.32	0.01	-0.12	0.45
Ptb Ratio	0.29	0.32		0.78	0.16	0.34	0.52	0.88	-0.8	1.0	0.27	0.51	0.87	0.59	0.34	0.78	-0.73	0.88	0.66	0.77	0.13	-0.42	1.0	0.58	0.14	0.41
Days Sales Outstanding	0.38	0.45	0.78		-0.06	0.25	0.48	0.9	-0.81	0.78	0.37	0.46	0.76	0.5	0.05	0.92	-0.84	0.9	0.54	0.7	0.49	-0.42	0.78	0.79	0.5	0.76
Book Value Per Share	0.37	-0.86	0.16	-0.06		-0.28	-0.49	-0.03	0.06	0.16	0.34	-0.5	-0.28	0.4	-0.42	-0.35	0.31	-0.03	0.4	0.39	0.08	-0.79	0.16	0.25	0.08	-0.35
Free Cash Flow Yield	-0.72	0.55	0.34	0.25	-0.28		0.82	0.44	-0.39	0.34	-0.74	0.83	0.41	0.61	0.59	0.28	-0.07	0.44	0.06	0.36	-0.61	0.11	0.34	-0.25	-0.61	-0.2
Operating Cash Flow Per Share	-0.55	0.81	0.52	0.48	-0.49	0.82		0.67	-0.46	0.52	-0.56	1.0	0.75	0.51	0.83	0.62	-0.5	0.67	0.15	0.36	-0.45	0.2	0.52	-0.04	-0.44	0.09
Average Payables	0.14	0.51	0.88	0.9	-0.03	0.44	0.67		-0.72	0.88	0.11	0.65	0.83	0.66	0.32	0.89	-0.83	1.0	0.72	0.85	0.12	-0.46	0.88	0.65	0.14	0.48
Capex To Depreciation	-0.29	-0.41	-0.8	-0.81	0.06	-0.39	-0.46	-0.72		-0.8	-0.29	-0.46	-0.78	-0.33	-0.2	-0.77	0.65	-0.72	-0.24	-0.5	-0.32	0.18	-0.8	-0.41	-0.33	-0.6
Pb Ratio	0.29	0.32	1.0	0.78	0.16	0.34	0.52	0.88	-0.8		0.27	0.51	0.87	0.59	0.34	0.78	-0.73	0.88	0.66	0.77	0.13	-0.42	1.0	0.58	0.14	0.41
Ev To Sales	1.0	-0.33	0.27	0.37	0.34	-0.74	-0.56	0.11	-0.29	0.27		-0.57	0.1	-0.26	-0.59	0.27	-0.38	0.11	0.26	0.12	0.9	-0.39	0.27	0.68	0.9	0.64
Free Cash Flow Per Share	-0.56	0.81	0.51	0.46	-0.5	0.83	1.0	0.65	-0.46	0.51	-0.57		0.74	0.49	0.83	0.6	-0.49	0.65	0.13	0.34	-0.46	0.22	0.51	-0.07	-0.45	0.08
Roic	0.11	0.67	0.87	0.76	-0.28	0.41	0.75	0.83	-0.78	0.87	0.1	0.74		0.36	0.61	0.89	-0.85	0.83	0.36	0.48	0.09	0.0	0.87	0.39	0.09	0.53
Inventory Turnover	-0.22	0.03	0.59	0.5	0.4	0.61	0.51	0.66	-0.33	0.59	-0.26	0.49	0.36		0.2	0.31	-0.17	0.66	0.62	0.81	-0.27	-0.63	0.59	0.37	-0.26	-0.14
Net Income Per Share	-0.59	0.61	0.34	0.05	-0.42	0.59	0.83	0.32	-0.2	0.34	-0.59	0.83	0.61	0.2		0.29	-0.28	0.32	-0.08	0.02	-0.65	0.43	0.34	-0.4	-0.65	-0.22
Days Of Inventory On Hand	0.27	0.7	0.78	0.92	-0.35	0.28	0.62	0.89	-0.77	0.78	0.27	0.6	0.89	0.31	0.29		-0.96	0.89	0.48	0.57	0.36	-0.14	0.78	0.64	0.37	0.78
Payables Turnover	-0.38	-0.63	-0.73	-0.84	0.31	-0.07	-0.5	-0.83	0.65	-0.73	-0.38	-0.49	-0.85	-0.17	-0.28	-0.96		-0.83	-0.5	-0.51	-0.4	0.15	-0.73	-0.65	-0.41	-0.76
Average Inventory	0.14	0.51	0.88	0.9	-0.03	0.44	0.67	1.0	-0.72	0.88	0.11	0.65	0.83	0.66	0.32	0.89	-0.83		0.72	0.85	0.12	-0.46	0.88	0.65	0.13	0.48
Capex To Revenue	0.31	-0.01	0.66	0.54	0.4	0.06	0.15	0.72	-0.24	0.66	0.26	0.13	0.36	0.62	-0.08	0.48	-0.5	0.72		0.9	0.1	-0.77	0.66	0.72	0.11	0.16
Cash Per Share	0.15	0.08	0.77	0.7	0.39	0.36	0.36	0.85	-0.5	0.77	0.12	0.34	0.48	0.81	0.02	0.57	-0.51	0.85	0.9		0.03	-0.79	0.76	0.65	0.04	0.17
Pocfratio	0.89	-0.12	0.13	0.49	0.08	-0.61	-0.45	0.12	-0.32	0.13	0.9	-0.46	0.09	-0.27	-0.65	0.36	-0.4	0.12	0.1	0.03		-0.26	0.13	0.71	1.0	0.82
Interest Coverage	-0.42	0.5	-0.42	-0.42	-0.79	0.11	0.2	-0.46	0.18	-0.42	-0.39	0.22	0.0	-0.63	0.43	-0.14	0.15	-0.46	-0.77	-0.79	-0.26		-0.41	-0.67	-0.26	-0.03
Payout Ratio	0.29	0.32	1.0	0.78	0.16	0.34	0.52	0.88	-0.8	1.0	0.27	0.51	0.87	0.59	0.34	0.78	-0.73	0.88	0.66	0.76	0.13	-0.41		0.57	0.14	0.41
Capex To Operating Cash Flow	0.71	0.01	0.58	0.79	0.25	-0.25	-0.04	0.65	-0.41	0.58	0.68	-0.07	0.39	0.37	-0.4	0.64	-0.65	0.65	0.72	0.65	0.71	-0.67	0.57		0.72	0.7
Pfcf Ratio	0.89	-0.12	0.14	0.5	0.08	-0.61	-0.44	0.14	-0.33	0.14	0.9	-0.45	0.09	-0.26	-0.65	0.37	-0.41	0.13	0.11	0.04	1.0	-0.26	0.14	0.72		0.83
Days Payables Outstanding	0.63	0.45	0.41	0.76	-0.35	-0.2	0.09	0.48	-0.6	0.41	0.64	0.08	0.53	-0.14	-0.22	0.78	-0.76	0.48	0.16	0.17	0.82	-0.03	0.41	0.7	0.83

Click cells to compare fundamentals

Open Lending Account Relationship Matchups

Open Lending fundamentals Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Price To Sales Ratio	26.62	13.17	4.74	8.75	10.07	13.2
Ptb Ratio	108.88	17.87	4.0	5.0	4.5	4.73
Days Sales Outstanding	183.48	132.71	141.99	125.4	112.86	105.1
Book Value Per Share	0.32	1.26	1.69	1.7	1.53	1.61
Free Cash Flow Yield	0.008088	0.0328	0.13	0.0783	0.0704	0.0486
Operating Cash Flow Per Share	0.3	0.75	0.85	0.68	0.62	0.5
Stock Based Compensation To Revenue	0.026	0.0177	0.0303	0.0808	0.0727	0.0764
Capex To Depreciation	0.68	1.77	0.47	1.88	2.16	1.49
Pb Ratio	108.88	17.87	4.0	5.0	4.5	4.73
Ev To Sales	27.18	13.33	4.45	7.97	9.17	13.16
Free Cash Flow Per Share	0.28	0.74	0.85	0.67	0.6	0.5
Roic	0.22	0.51	0.19	0.062	0.0558	0.053
Net Income Per Share	(1.18)	1.16	0.53	0.18	0.16	0.3
Days Of Inventory On Hand	176.84	168.14	108.47	74.38	66.94	84.46
Payables Turnover	2.84	14.49	69.33	59.42	53.48	31.34
Sales General And Administrative To Revenue	0.3	0.14	0.2	0.37	0.33	0.18
Research And Ddevelopement To Revenue	0.018	0.0202	0.0457	0.0475	0.0427	0.0449
Capex To Revenue	0.011	0.009214	0.003475	0.0185	0.0167	0.0175
Cash Per Share	1.22	0.92	1.62	1.99	1.79	1.88
Pocfratio	117.63	29.85	7.92	12.44	14.31	13.59
Interest Coverage	4.89	35.13	16.74	2.73	3.14	2.98
Capex To Operating Cash Flow	0.0485	0.0209	0.005808	0.0263	0.0237	0.0127
Pfcf Ratio	123.63	30.49	7.97	12.78	14.69	13.96
Days Payables Outstanding	128.38	25.19	5.26	6.14	7.06	6.71
Income Quality	(0.25)	0.65	1.61	3.75	3.37	3.54
Roe	(0.27)	(3.66)	0.92	0.31	0.11	0.12
Ev To Operating Cash Flow	120.14	30.21	7.43	11.33	13.02	12.37
Pe Ratio	(29.71)	19.44	12.78	46.59	41.93	44.03
Return On Tangible Assets	(0.29)	0.4	0.17	0.059	0.0531	0.0504
Ev To Free Cash Flow	126.27	30.86	7.47	11.63	13.38	12.71
Earnings Yield	(0.0337)	0.0514	0.0783	0.0215	0.0193	0.035
Net Debt To E B I T D A	(0.8)	0.17	(0.52)	(2.23)	(2.56)	(2.44)
Current Ratio	9.57	16.81	18.58	14.08	12.67	7.77
Tangible Book Value Per Share	0.79	1.59	1.85	1.7	1.53	1.61
Receivables Turnover	1.99	2.75	2.57	2.91	3.35	3.3
Shareholders Equity Per Share	0.32	1.26	1.69	1.7	1.53	1.61

Pair Trading with Open Lending

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Open Lending position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Open Lending will appreciate offsetting losses from the drop in the long position's value.

Moving against Open Stock

0.82	TW	Tradeweb Markets	Pair Corr
0.8	DB	Deutsche Bank AG	Pair Corr
0.75	LU	Lufax Holding	Pair Corr
0.67	LX	Lexinfintech Holdings	Pair Corr
0.6	DX	Dynex Capital	Pair Corr

The ability to find closely correlated positions to Open Lending could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Open Lending when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Open Lending - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Open Lending Corp to buy it.

The correlation of Open Lending is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Open Lending moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Open Lending Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Open Lending can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Open Lending Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Open Lending's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Open Lending Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Open Lending Corp Stock:

How To Invest In Open

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Is Open Stock a good investment?

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What is Open Lending's Net Worth?

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Largest Diversified Capital Markets Companies

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You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.

Is Diversified Capital Markets space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Open Lending. If investors know Open will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Open Lending listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.50)

Earnings Share

0.04

Revenue Per Share

0.805

Quarterly Revenue Growth

(0.1)

Return On Assets

0.0079

The market value of Open Lending Corp is measured differently than its book value, which is the value of Open that is recorded on the company's balance sheet. Investors also form their own opinion of Open Lending's value that differs from its market value or its book value, called intrinsic value, which is Open Lending's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Open Lending's market value can be influenced by many factors that don't directly affect Open Lending's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Open Lending's value and its price as these two are different measures arrived at by different means. Investors typically determine if Open Lending is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Open Lending's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Price To Sales Ratio	Dividend Yield
Ptb Ratio	Days Sales Outstanding
Book Value Per Share	Free Cash Flow Yield
Invested Capital	Operating Cash Flow Per Share
Average Payables	Stock Based Compensation To Revenue
Capex To Depreciation	Pb Ratio
Ev To Sales	Free Cash Flow Per Share
Roic	Inventory Turnover
Net Income Per Share	Days Of Inventory On Hand
Payables Turnover	Sales General And Administrative To Revenue
Average Inventory	Research And Ddevelopement To Revenue
Capex To Revenue	Cash Per Share
Pocfratio	Interest Coverage
Payout Ratio	Capex To Operating Cash Flow
Pfcf Ratio	Days Payables Outstanding
Net Current Asset Value	Income Quality
Roe	Tangible Asset Value
Ev To Operating Cash Flow	Pe Ratio
Return On Tangible Assets	Ev To Free Cash Flow
Earnings Yield	Intangibles To Total Assets
Net Debt To E B I T D A	Current Ratio
Tangible Book Value Per Share	Receivables Turnover
Graham Number	Shareholders Equity Per Share
Debt To Equity	Capex Per Share
Graham Net Net	Average Receivables
Revenue Per Share	Interest Debt Per Share
Debt To Assets	Enterprise Value Over E B I T D A
Short Term Coverage Ratios	Price Earnings Ratio
Operating Cycle	Price Book Value Ratio
Price Earnings To Growth Ratio	Days Of Payables Outstanding
Dividend Payout Ratio	Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio	Pretax Profit Margin
Ebt Per Ebit	Operating Profit Margin
Effective Tax Rate	Company Equity Multiplier
Long Term Debt To Capitalization	Total Debt To Capitalization
Return On Capital Employed	Debt Equity Ratio
Ebit Per Revenue	Quick Ratio
Dividend Paid And Capex Coverage Ratio	Net Income Per E B T
Cash Ratio	Cash Conversion Cycle
Operating Cash Flow Sales Ratio	Days Of Inventory Outstanding
Days Of Sales Outstanding	Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios	Price To Book Ratio
Fixed Asset Turnover	Capital Expenditure Coverage Ratio
Price Cash Flow Ratio	Enterprise Value Multiple
Debt Ratio	Cash Flow To Debt Ratio
Price Sales Ratio	Return On Assets
Asset Turnover	Net Profit Margin
Gross Profit Margin	Price Fair Value
Return On Equity

Open Historical Financial Ratios

About Open Financial Ratios Analysis

Open Lending Financial Ratios Chart

Price To Sales Ratio

Dividend Yield

Free Cash Flow Yield

Open Lending fundamentals Correlations

Open Lending Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Open Lending fundamentals Accounts

Pair Trading with Open Lending

Moving against Open Stock

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Ev To Sales	+ 1.0	Price To Sales Ratio
Pb Ratio	+ 1.0	Ptb Ratio
Payout Ratio	+ 1.0	Ptb Ratio
Free Cash Flow Per Share	+ 1.0	Operating Cash Flow Per Share
Average Inventory	+ 1.0	Average Payables
Payout Ratio	+ 1.0	Pb Ratio

Payables Turnover	- 0.96	Days Of Inventory On Hand
Book Value Per Share	- 0.86	Dividend Yield
Payables Turnover	- 0.85	Roic
Payables Turnover	- 0.84	Days Sales Outstanding
Average Inventory	- 0.83	Payables Turnover
Payables Turnover	- 0.83	Average Payables