Is Baldwin Insurance Stock a Good Investment?
Baldwin Insurance Investment Advice | BWIN |
- Examine Baldwin Insurance's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Baldwin Insurance's leadership team and their track record. Good management can help Baldwin Insurance navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Insurance Brokers space and any emerging trends that could impact Baldwin Insurance's business and its evolving consumer preferences.
- Compare Baldwin Insurance's performance and market position to its competitors. Analyze how Baldwin Insurance is positioned in terms of product offerings, innovation, and market share.
- Check if Baldwin Insurance pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Baldwin Insurance's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in The Baldwin Insurance stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if The Baldwin Insurance is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Above Average | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Baldwin Insurance Stock
Researching Baldwin Insurance's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 96.0% of the company shares are held by institutions such as insurance companies. The book value of Baldwin Insurance was currently reported as 8.82. The company recorded a loss per share of 0.64. Baldwin Insurance had not issued any dividends in recent years.
To determine if Baldwin Insurance is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Baldwin Insurance's research are outlined below:
| Baldwin Insurance generated a negative expected return over the last 90 days | |
| Baldwin Insurance has high likelihood to experience some financial distress in the next 2 years | |
| The Baldwin Insurance was previously known as BRP Old and was traded on NASDAQ Exchange under the symbol BRP. | |
| The company reported the previous year's revenue of 1.22 B. Net Loss for the year was (90.14 M) with profit before overhead, payroll, taxes, and interest of 382.52 M. | |
| Over 96.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from simplywall.st: The Baldwin Insurance Group, Inc. Not Flying Under The Radar |
Baldwin Insurance Quarterly Long Term Debt |
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Earnings surprises can significantly impact Baldwin Insurance's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Baldwin Insurance's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2024-03-04 | 2023-12-31 | 0.11 | 0.14 | 0.03 | 27 | ||
2024-11-04 | 2024-09-30 | 0.34 | -0.1309 | -0.4709 | 138 |
Baldwin Insurance's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.8 B.Market Cap |
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Baldwin Insurance's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.10) | (0.09) | |
| Return On Capital Employed | (0.02) | (0.02) | |
| Return On Assets | (0.03) | (0.03) | |
| Return On Equity | (0.16) | (0.18) |
Determining Baldwin Insurance's profitability involves analyzing its financial statements and using various financial metrics to determine if Baldwin Insurance is a good buy. For example, gross profit margin measures Baldwin Insurance's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Baldwin Insurance's profitability and make more informed investment decisions.
Evaluate Baldwin Insurance's management efficiency
Baldwin Insurance has return on total asset (ROA) of 0.0156 % which means that it generated a profit of $0.0156 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.0651) %, meaning that it created substantial loss on money invested by shareholders. Baldwin Insurance's management efficiency ratios could be used to measure how well Baldwin Insurance manages its routine affairs as well as how well it operates its assets and liabilities. As of the 26th of February 2025, Return On Tangible Assets is likely to grow to -0.09. In addition to that, Return On Capital Employed is likely to drop to -0.02. At this time, Baldwin Insurance's Total Assets are very stable compared to the past year. As of the 26th of February 2025, Non Current Assets Total is likely to grow to about 3.1 B, though Other Assets are likely to grow to (3 B).| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.25 | 16.01 | |
| Tangible Book Value Per Share | (26.98) | (28.33) | |
| Enterprise Value Over EBITDA | 25.95 | 18.02 | |
| Price Book Value Ratio | 3.71 | 3.90 | |
| Enterprise Value Multiple | 25.95 | 18.02 | |
| Price Fair Value | 3.71 | 3.90 | |
| Enterprise Value | 3 B | 3.1 B |
The operational strategies employed by Baldwin Insurance management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Beta 1.595 |
Basic technical analysis of Baldwin Stock
As of the 26th of February, Baldwin Insurance shows the Mean Deviation of 1.72, coefficient of variation of (1,526), and Risk Adjusted Performance of (0.04). Baldwin Insurance technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Baldwin Insurance's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Baldwin Insurance insiders, such as employees or executives, is commonly permitted as long as it does not rely on Baldwin Insurance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Baldwin Insurance insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Baldwin Insurance's Outstanding Corporate Bonds
Baldwin Insurance issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Baldwin Insurance uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Baldwin bonds can be classified according to their maturity, which is the date when The Baldwin Insurance has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| BPCEGP 2045 19 OCT 27 Corp BondUS05584KAK43 | View | |
| BPCEGP 5748 19 JUL 33 Corp BondUS05584KAM09 | View | |
| BNP 4625 13 MAR 27 Corp BondUS05581LAC37 | View | |
| BNP 4375 28 SEP 25 Corp BondUS05581LAA70 | View | |
| BPCEGP 35 23 OCT 27 Corp BondUS05583JAC62 | View | |
| BPCEGP 4625 12 SEP 28 Corp BondUS05583JAE29 | View | |
| BPCEGP 1652 06 OCT 26 Corp BondUS05583JAH59 | View | |
| BPCEGP 2277 20 JAN 32 Corp BondUS05583JAJ16 | View |
Understand Baldwin Insurance's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Baldwin Insurance's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.25) | |||
| Mean Deviation | 1.72 | |||
| Coefficient Of Variation | (1,526) | |||
| Standard Deviation | 2.21 | |||
| Variance | 4.87 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.16) | |||
| Total Risk Alpha | (0.17) | |||
| Treynor Ratio | (0.26) | |||
| Maximum Drawdown | 8.88 | |||
| Value At Risk | (4.26) | |||
| Potential Upside | 3.29 | |||
| Skewness | (0.23) | |||
| Kurtosis | 0.1703 |
| Risk Adjusted Performance | (0.04) | |||
| Market Risk Adjusted Performance | (0.25) | |||
| Mean Deviation | 1.72 | |||
| Coefficient Of Variation | (1,526) | |||
| Standard Deviation | 2.21 | |||
| Variance | 4.87 | |||
| Information Ratio | (0.07) | |||
| Jensen Alpha | (0.16) | |||
| Total Risk Alpha | (0.17) | |||
| Treynor Ratio | (0.26) | |||
| Maximum Drawdown | 8.88 | |||
| Value At Risk | (4.26) | |||
| Potential Upside | 3.29 | |||
| Skewness | (0.23) | |||
| Kurtosis | 0.1703 |
Consider Baldwin Insurance's intraday indicators
Baldwin Insurance intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Baldwin Insurance stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 0.0529 | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 39.58 | |||
| Day Typical Price | 39.93 | |||
| Market Facilitation Index | 2.15 | |||
| Price Action Indicator | 1.07 | |||
| Relative Strength Index | 43.54 |
Baldwin Stock media impact
Far too much social signal, news, headlines, and media speculation about Baldwin Insurance that are available to investors today. That information is available publicly through Baldwin media outlets and privately through word of mouth or via Baldwin internal channels. However, regardless of the origin, that massive amount of Baldwin data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Baldwin Insurance news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Baldwin Insurance relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Baldwin Insurance's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Baldwin Insurance alpha.
Baldwin Insurance Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Baldwin Insurance can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Baldwin Insurance Maximum Pain Price Across April 17th 2025 Option Contracts
Baldwin Insurance's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Baldwin Insurance close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Baldwin Insurance's options.
Baldwin Insurance Corporate Executives
Elected by the shareholders, the Baldwin Insurance's board of directors comprises two types of representatives: Baldwin Insurance inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Baldwin. The board's role is to monitor Baldwin Insurance's management team and ensure that shareholders' interests are well served. Baldwin Insurance's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Baldwin Insurance's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Laura Sherman | Cofounder | Profile | |
| Elizabeth Krystyn | CoFounder | Profile |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in The Baldwin Insurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Stocks Directory module to find actively traded stocks across global markets.
Is Insurance Brokers space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Baldwin Insurance. If investors know Baldwin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Baldwin Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (0.64) | Revenue Per Share | Quarterly Revenue Growth 0.107 | Return On Assets | Return On Equity |
The market value of Baldwin Insurance is measured differently than its book value, which is the value of Baldwin that is recorded on the company's balance sheet. Investors also form their own opinion of Baldwin Insurance's value that differs from its market value or its book value, called intrinsic value, which is Baldwin Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Baldwin Insurance's market value can be influenced by many factors that don't directly affect Baldwin Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Baldwin Insurance's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Baldwin Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Baldwin Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.