Is Sierra Bancorp Stock a Good Investment?
Sierra Bancorp Investment Advice | BSRR |
- Examine Sierra Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Sierra Bancorp's leadership team and their track record. Good management can help Sierra Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Sierra Bancorp's business and its evolving consumer preferences.
- Compare Sierra Bancorp's performance and market position to its competitors. Analyze how Sierra Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if Sierra Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Sierra Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Sierra Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Sierra Bancorp is a good investment.
Sell | Buy |
Strong Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Sierra Bancorp Stock
Researching Sierra Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 59.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.14. Some equities with similar Price to Book (P/B) outperform the market in the long run. Sierra Bancorp has Price/Earnings To Growth (PEG) ratio of 2.27. The entity last dividend was issued on the 3rd of February 2025. The firm had 2:1 split on the 17th of November 1997.
To determine if Sierra Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Sierra Bancorp's research are outlined below:
| Sierra Bancorp generated a negative expected return over the last 90 days | |
| About 59.0% of the company shares are held by institutions such as insurance companies | |
| On 14th of February 2025 Sierra Bancorp paid $ 0.25 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Local Wildlife Highlighted in PBS SoCals 2025 Earth Month Slate with World Broadcast Premiere and Local Events for New Documentary SOCAL SNOWY OWL |
Sierra Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Sierra Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Sierra Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 22nd of April 2024 Upcoming Quarterly Report | View | |
| 22nd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 3rd of February 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Sierra Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Sierra Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2011-10-24 | 2011-09-30 | 0.16 | 0.18 | 0.02 | 12 | ||
2011-04-25 | 2011-03-31 | 0.13 | 0.11 | -0.02 | 15 | ||
2014-10-20 | 2014-09-30 | 0.28 | 0.25 | -0.03 | 10 | ||
2014-04-25 | 2014-03-31 | 0.23 | 0.26 | 0.03 | 13 | ||
2018-01-22 | 2017-12-31 | 0.4 | 0.44 | 0.04 | 10 | ||
2016-10-24 | 2016-09-30 | 0.32 | 0.28 | -0.04 | 12 | ||
2016-04-25 | 2016-03-31 | 0.34 | 0.3 | -0.04 | 11 | ||
2012-10-22 | 2012-09-30 | 0.16 | 0.12 | -0.04 | 25 |
Know Sierra Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Sierra Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Sierra Bancorp backward and forwards among themselves. Sierra Bancorp's institutional investor refers to the entity that pools money to purchase Sierra Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ameriprise Financial Inc | 2024-12-31 | 195.1 K | Foundry Partners, Llc | 2024-12-31 | 176.7 K | Morgan Stanley - Brokerage Accounts | 2024-12-31 | 147.5 K | Hotchkis & Wiley Capital Management Llc | 2024-12-31 | 140.2 K | Goldman Sachs Group Inc | 2024-12-31 | 132.6 K | Bridgeway Capital Management, Llc | 2024-12-31 | 131.8 K | American Century Companies Inc | 2024-12-31 | 126.9 K | Bank Of New York Mellon Corp | 2024-12-31 | 107.2 K | Lsv Asset Management | 2024-12-31 | 97 K | Blackrock Inc | 2024-12-31 | 1.4 M | Dimensional Fund Advisors, Inc. | 2024-12-31 | 973 K |
Sierra Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 405.52 M.Market Cap |
|
Sierra Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | (0.03) | (0.03) | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.01 | 0.01 |
Determining Sierra Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Sierra Bancorp is a good buy. For example, gross profit margin measures Sierra Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Sierra Bancorp's profitability and make more informed investment decisions.
Evaluate Sierra Bancorp's management efficiency
Sierra Bancorp has return on total asset (ROA) of 0.0111 % which means that it generated a profit of $0.0111 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1167 %, meaning that it created $0.1167 on every $100 dollars invested by stockholders. Sierra Bancorp's management efficiency ratios could be used to measure how well Sierra Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Sierra Bancorp's Return On Tangible Assets are relatively stable compared to the past year. As of 03/22/2025, Return On Assets is likely to grow to 0.01, though Return On Capital Employed is likely to grow to (0.03). At this time, Sierra Bancorp's Net Tangible Assets are relatively stable compared to the past year. As of 03/22/2025, Return On Tangible Assets is likely to grow to 0.01, while Non Current Assets Total are likely to drop slightly above 603.9 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 25.01 | 16.14 | |
| Tangible Book Value Per Share | 23.06 | 15.36 | |
| Enterprise Value Over EBITDA | 16.16 | 10.48 | |
| Price Book Value Ratio | 0.11 | 0.11 | |
| Enterprise Value Multiple | 16.16 | 10.48 | |
| Price Fair Value | 0.11 | 0.11 | |
| Enterprise Value | 425.6 M | 233.5 M |
The strategic initiatives led by Sierra Bancorp's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Basic technical analysis of Sierra Stock
As of the 22nd of March, Sierra Bancorp has the Coefficient Of Variation of (2,876), risk adjusted performance of (0.03), and Variance of 3.82. Sierra Bancorp technical analysis provides you with a way to harness past market data to determine a pattern that measures the direction of the company's future prices. Please validate Sierra Bancorp market risk adjusted performance and treynor ratio to decide if Sierra Bancorp is priced more or less accurately, providing market reflects its prevalent price of 28.53 per share. Given that Sierra Bancorp has information ratio of (0), we advise you to double-check Sierra Bancorp's current market performance to make sure the company can sustain itself at a future point.Sierra Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Sierra Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Sierra Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Sierra Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Hugh Boyle over six months ago Acquisition by Hugh Boyle of 5963 shares of Sierra Bancorp subject to Rule 16b-3 | ||
Hugh Boyle over six months ago Disposition of 582 shares by Hugh Boyle of Sierra Bancorp at 19.13 subject to Rule 16b-3 | ||
Jennifer Johnson over a year ago Acquisition by Jennifer Johnson of 5276 shares of Sierra Bancorp subject to Rule 16b-3 | ||
Gordon Woods over a year ago Sierra Bancorp exotic insider transaction detected | ||
Gordon Woods over a year ago Purchase by Gordon Woods of tradable shares of Sierra Bancorp |
Sierra Bancorp's Outstanding Corporate Bonds
Sierra Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Sierra Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Sierra bonds can be classified according to their maturity, which is the date when Sierra Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| SIEGR 6125 17 AUG 26 Corp BondUS826200AD92 | View | |
| SIEGR 215 11 MAR 31 Corp BondUS82620KBE29 | View | |
| SIEGR 17 11 MAR 28 Corp BondUS82620KBD46 | View | |
| SIEGR 2875 11 MAR 41 Corp BondUS82620KBF93 | View | |
| SIEGR 33 15 SEP 46 Corp BondUS82620KAM53 | View | |
| SIEGR 235 15 OCT 26 Corp BondUS82620KAL70 | View | |
| SIEGR 34 16 MAR 27 Corp BondUS82620KAU79 | View | |
| SIEGR 42 16 MAR 47 Corp BondUS82620KAT07 | View |
Understand Sierra Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Sierra Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.44 | |||
| Coefficient Of Variation | (2,876) | |||
| Standard Deviation | 1.95 | |||
| Variance | 3.82 | |||
| Information Ratio | (0) | |||
| Jensen Alpha | 0.0094 | |||
| Total Risk Alpha | 0.0814 | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 11.56 | |||
| Value At Risk | (3.08) | |||
| Potential Upside | 2.49 | |||
| Skewness | 0.3766 | |||
| Kurtosis | 2.57 |
| Risk Adjusted Performance | (0.03) | |||
| Market Risk Adjusted Performance | (0.05) | |||
| Mean Deviation | 1.44 | |||
| Coefficient Of Variation | (2,876) | |||
| Standard Deviation | 1.95 | |||
| Variance | 3.82 | |||
| Information Ratio | (0) | |||
| Jensen Alpha | 0.0094 | |||
| Total Risk Alpha | 0.0814 | |||
| Treynor Ratio | (0.06) | |||
| Maximum Drawdown | 11.56 | |||
| Value At Risk | (3.08) | |||
| Potential Upside | 2.49 | |||
| Skewness | 0.3766 | |||
| Kurtosis | 2.57 |
Consider Sierra Bancorp's intraday indicators
Sierra Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Sierra Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 3195.49 | |||
| Daily Balance Of Power | (0.65) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 28.79 | |||
| Day Typical Price | 28.7 | |||
| Price Action Indicator | (0.51) | |||
| Period Momentum Indicator | (0.51) | |||
| Relative Strength Index | 43.86 |
Sierra Bancorp Corporate Filings
8K | 21st of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10K | 18th of March 2025 An amendment to a previously filed Form 10-K | ViewVerify |
F4 | 17th of March 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10K | 3rd of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
Sierra Stock media impact
Far too much social signal, news, headlines, and media speculation about Sierra Bancorp that are available to investors today. That information is available publicly through Sierra media outlets and privately through word of mouth or via Sierra internal channels. However, regardless of the origin, that massive amount of Sierra data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Sierra Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Sierra Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Sierra Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Sierra Bancorp alpha.
Sierra Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Sierra Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Sierra Bancorp Corporate Management
| Alexandra Blazar | Secretary | Profile | |
| Jennifer Johnson | Executive Officer | Profile | |
| Hugh Boyle | Executive Officer | Profile | |
| Natalia Coen | Executive Officer | Profile | |
| Cindy Dabney | Senior Officer | Profile |
Additional Tools for Sierra Stock Analysis
When running Sierra Bancorp's price analysis, check to measure Sierra Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sierra Bancorp is operating at the current time. Most of Sierra Bancorp's value examination focuses on studying past and present price action to predict the probability of Sierra Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sierra Bancorp's price. Additionally, you may evaluate how the addition of Sierra Bancorp to your portfolios can decrease your overall portfolio volatility.