Is Riskified Stock a Good Investment?

Riskified Investment Advice

RSKD

To provide specific investment advice or recommendations on Riskified stock, we recommend investors consider the following general factors when evaluating Riskified. This will help you to make an informed decision on whether to include Riskified in one of your diversified portfolios:

Examine Riskified's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Riskified's leadership team and their track record. Good management can help Riskified navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Application Software space and any emerging trends that could impact Riskified's business and its evolving consumer preferences.
Compare Riskified's performance and market position to its competitors. Analyze how Riskified is positioned in terms of product offerings, innovation, and market share.
Check if Riskified pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Riskified's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Riskified stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Riskified is a good investment.

Sell

Buy

Strong Buy

We provide trade recommendations to complement the recent expert consensus on Riskified. Our dynamic recommendation engine exercises a multidimensional algorithm to analyze the firm's potential to grow using all technical and fundamental data available at the time. To make sure Riskified is not overpriced, please check all Riskified fundamentals, including its gross profit, book value per share, total asset, as well as the relationship between the cash per share and target price . Given that Riskified has a number of shares shorted of 632.4 K, we recommend you to check out Riskified market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your recent risk tolerance and investing horizon.

Market Performance	Modest	Details
Volatility	Somewhat reliable	Details
Hype Condition	Stale	Details
Current Valuation	Undervalued	Details
Odds Of Distress	Low	Details
Economic Sensitivity	Almost mirrors the market	Details
Investor Sentiment	Alarmed	Details
Analyst Consensus	Buy	Details
Financial Strenth (F Score)	Healthy	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Unlikely Manipulator	Details

Examine Riskified Stock

Researching Riskified's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 17.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.84. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Riskified recorded a loss per share of 0.19. The entity had not issued any dividends in recent years.

To determine if Riskified is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Riskified's research are outlined below:

	The company reported the previous year's revenue of 297.61 M. Net Loss for the year was (59.03 M) with profit before overhead, payroll, taxes, and interest of 170.77 M.
	About 67.0% of the company shares are owned by institutional investors
	Latest headline from businesswire.com: Samenvatting Riskified maakt de financile resultaten van het vierde kwartaal en het volledige boekjaar 2024 bekend op woensdag 5 maart

Riskified Quarterly Accounts Payable

2.04 Million

Riskified uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Riskified. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Riskified's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	22nd of February 2024 Upcoming Quarterly Report	View
	15th of May 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	22nd of February 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Riskified's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Riskified's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2024-08-14	2024-06-30	0.03	0.04	0.01	33
2024-11-13	2024-09-30	0.0176	0.03	0.0124	70
2024-05-15	2024-03-31	0.02	0.04	0.02	100
2024-03-05	2023-12-31	0.03	0.07	0.04	133
2023-11-15	2023-09-30	-0.06	-0.02	0.04	66
2023-05-17	2023-03-31	-0.06	-0.1	-0.04	66
2023-08-15	2023-06-30	-0.03	-0.1	-0.07	233
2022-08-10	2022-06-30	-0.15	-0.08	0.07	46

Know Riskified's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Riskified is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Riskified backward and forwards among themselves. Riskified's institutional investor refers to the entity that pools money to purchase Riskified's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

			Shares
	Ark Investment Management Llc	2023-12-31	0.0

Note, although Riskified's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Riskified's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 853.09 M.

Market Cap

587.44 Million

Riskified's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	(0.11)	(0.12)
Return On Capital Employed	(0.14)	(0.17)
Return On Assets	(0.11)	(0.12)
Return On Equity	(0.14)	(0.13)

The company has Profit Margin (PM) of (0.11) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.18) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.18.

Determining Riskified's profitability involves analyzing its financial statements and using various financial metrics to determine if Riskified is a good buy. For example, gross profit margin measures Riskified's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Riskified's profitability and make more informed investment decisions.

Please note, the presentation of Riskified's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Riskified's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Riskified's management manipulating its earnings.

Evaluate Riskified's management efficiency

Riskified has return on total asset (ROA) of (0.057) % which means that it has lost $0.057 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.0773) %, meaning that it created substantial loss on money invested by shareholders. Riskified's management efficiency ratios could be used to measure how well Riskified manages its routine affairs as well as how well it operates its assets and liabilities. As of February 26, 2025, Return On Tangible Assets is expected to decline to -0.12. In addition to that, Return On Capital Employed is expected to decline to -0.17. At present, Riskified's Other Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0.01, whereas Non Current Assets Total are forecasted to decline to about 46.3 M.

	Last Reported	Projected for Next Year
Book Value Per Share	2.50	1.87
Tangible Book Value Per Share	2.49	1.86
Enterprise Value Over EBITDA	(5.24)	(5.50)
Price Book Value Ratio	1.51	1.59
Enterprise Value Multiple	(5.24)	(5.50)
Price Fair Value	1.51	1.59
Enterprise Value	376 M	326.4 M

Understanding the management dynamics of Riskified allows us to gauge its ability to sustain growth and profitability. This comprehensive analysis aids in determining the stock's value.

Beta

1.382

Basic technical analysis of Riskified Stock

As of the 26th of February, Riskified holds the Semi Deviation of 1.38, coefficient of variation of 676.17, and Risk Adjusted Performance of 0.1149. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Riskified, as well as the relationship between them. Please check Riskified information ratio, value at risk, as well as the relationship between the Value At Risk and expected short fall to decide if Riskified is priced some-what accurately, providing market reflects its current price of 5.2 per share. Given that Riskified has jensen alpha of 0.275, we recommend you to check out Riskified's recent market performance to make sure the company can sustain itself at a future point.

Riskified's Outstanding Corporate Bonds

Riskified issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Riskified uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Riskified bonds can be classified according to their maturity, which is the date when Riskified has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	Dana 575 percent Corp Bond US235822AB96	View
	MPLX LP 4125 Corp Bond US55336VAK61	View
	MPLX LP 52 Corp Bond US55336VAL45	View
	MGM Resorts International Corp Bond US552953CD18	View
	Valero Energy Partners Corp Bond US91914JAA07	View

View All Riskified Corporate Bonds

Understand Riskified's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Riskified's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.1149
	Market Risk Adjusted Performance	0.3124
	Mean Deviation	1.59
	Semi Deviation	1.38
	Downside Deviation	1.62
	Coefficient Of Variation	676.17
	Standard Deviation	1.96
	Variance	3.83
	Information Ratio	0.1403
	Jensen Alpha	0.275
	Total Risk Alpha	0.2663
	Sortino Ratio	0.1692
	Treynor Ratio	0.3024
	Maximum Drawdown	8.69
	Value At Risk	(1.99)
	Potential Upside	4.1
	Downside Variance	2.63
	Semi Variance	1.91
	Expected Short fall	(1.92)
	Skewness	0.3753
	Kurtosis	(0.13)

	Risk Adjusted Performance	0.1149
	Market Risk Adjusted Performance	0.3124
	Mean Deviation	1.59
	Semi Deviation	1.38
	Downside Deviation	1.62
	Coefficient Of Variation	676.17
	Standard Deviation	1.96
	Variance	3.83
	Information Ratio	0.1403
	Jensen Alpha	0.275
	Total Risk Alpha	0.2663
	Sortino Ratio	0.1692
	Treynor Ratio	0.3024
	Maximum Drawdown	8.69
	Value At Risk	(1.99)
	Potential Upside	4.1
	Downside Variance	2.63
	Semi Variance	1.91
	Expected Short fall	(1.92)
	Skewness	0.3753
	Kurtosis	(0.13)

Consider Riskified's intraday indicators

Riskified intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Riskified stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	9178.44
	Daily Balance Of Power	(0.62)
	Rate Of Daily Change	0.98
	Day Median Price	5.21
	Day Typical Price	5.2
	Price Action Indicator	(0.04)
	Period Momentum Indicator	(0.08)
	Relative Strength Index	61.64

Riskified Corporate Filings

6K	13th of November 2024 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.	View Verify
13A	18th of October 2024 An amended filing to the original Schedule 13G	View Verify

Riskified time-series forecasting models is one of many Riskified's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Riskified's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Riskified Stock media impact

Far too much social signal, news, headlines, and media speculation about Riskified that are available to investors today. That information is available publicly through Riskified media outlets and privately through word of mouth or via Riskified internal channels. However, regardless of the origin, that massive amount of Riskified data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.

A primary focus of Riskified news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Riskified relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Riskified's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Riskified alpha.

Riskified Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Riskified can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Riskified Corporate Management

Eric Treichel	General Secretary	Profile
T Newcomb	Senior Strategy	Profile
Dana Teplitsky	Senior HR	Profile
Naama Arad	Chief Officer	Profile
Assaf Feldman	CTO CoFounder	Profile
Chett Mandel	Head Relations	Profile
Jeff Otto	Chief Officer	Profile

When determining whether Riskified is a strong investment it is important to analyze Riskified's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Riskified's future performance. For an informed investment choice regarding Riskified Stock, refer to the following important reports: