Is NCino Stock a Good Investment?
NCino Investment Advice | NCNO |
- Examine NCino's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research NCino's leadership team and their track record. Good management can help NCino navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Business Services space and any emerging trends that could impact NCino's business and its evolving consumer preferences.
- Compare NCino's performance and market position to its competitors. Analyze how NCino is positioned in terms of product offerings, innovation, and market share.
- Check if NCino pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about NCino's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in nCino Inc stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if nCino Inc is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost neglects market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine NCino Stock
Researching NCino's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 97.0% of the company shares are owned by institutional investors. The book value of NCino was now reported as 9.41. The company recorded a loss per share of 0.16. nCino Inc had not issued any dividends in recent years. The entity had 1:1 split on the 10th of January 2022.
To determine if NCino is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding NCino's research are outlined below:
| nCino Inc generated a negative expected return over the last 90 days | |
| nCino Inc currently holds 74.23 M in liabilities with Debt to Equity (D/E) ratio of 0.05, which may suggest the company is not taking enough advantage from borrowing. nCino Inc has a current ratio of 0.91, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about NCino's use of debt, we should always consider it together with its cash and equity. | |
| The entity reported the previous year's revenue of 476.54 M. Net Loss for the year was (42.35 M) with profit before overhead, payroll, taxes, and interest of 315.08 M. | |
| Over 97.0% of NCino shares are owned by institutional investors |
NCino uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in nCino Inc. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to NCino's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 26th of March 2024 Upcoming Quarterly Report | View | |
| 29th of May 2024 Next Financial Report | View | |
| 31st of January 2024 Next Fiscal Quarter End | View | |
| 26th of March 2024 Next Fiscal Year End | View | |
| 31st of October 2023 Last Quarter Report | View | |
| 31st of January 2023 Last Financial Announcement | View |
NCino's market capitalization trends
The company currently falls under 'Mid-Cap' category with a current market capitalization of 3.32 B.NCino's profitablity analysis
The company has Profit Margin (PM) of (0.03) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of 0.02 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.02.Determining NCino's profitability involves analyzing its financial statements and using various financial metrics to determine if NCino is a good buy. For example, gross profit margin measures NCino's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of NCino's profitability and make more informed investment decisions.
Basic technical analysis of NCino Stock
As of the 20th of March, NCino secures the Mean Deviation of 1.41, coefficient of variation of (583.24), and Standard Deviation of 1.86. Concerning fundamental indicators, the technical analysis model lets you check available technical drivers of nCino Inc, as well as the relationship between them.NCino's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific NCino insiders, such as employees or executives, is commonly permitted as long as it does not rely on NCino's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases NCino insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
NCino's Outstanding Corporate Bonds
NCino issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. nCino Inc uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most NCino bonds can be classified according to their maturity, which is the date when nCino Inc has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| NBCUNIVERSAL MEDIA LLC Corp BondUS63946BAF76 | View | |
| NBCUNIVERSAL MEDIA LLC Corp BondUS63946BAG59 | View | |
| NBCUNIVERSAL MEDIA LLC Corp BondUS63946BAJ98 | View | |
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View |
Understand NCino's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing NCino's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.15) | |||
| Market Risk Adjusted Performance | 1.51 | |||
| Mean Deviation | 1.41 | |||
| Coefficient Of Variation | (583.24) | |||
| Standard Deviation | 1.86 | |||
| Variance | 3.47 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.35) | |||
| Total Risk Alpha | (0.17) | |||
| Treynor Ratio | 1.5 | |||
| Maximum Drawdown | 9.37 | |||
| Value At Risk | (2.89) | |||
| Potential Upside | 2.05 | |||
| Skewness | (0.38) | |||
| Kurtosis | 0.6765 |
| Risk Adjusted Performance | (0.15) | |||
| Market Risk Adjusted Performance | 1.51 | |||
| Mean Deviation | 1.41 | |||
| Coefficient Of Variation | (583.24) | |||
| Standard Deviation | 1.86 | |||
| Variance | 3.47 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.35) | |||
| Total Risk Alpha | (0.17) | |||
| Treynor Ratio | 1.5 | |||
| Maximum Drawdown | 9.37 | |||
| Value At Risk | (2.89) | |||
| Potential Upside | 2.05 | |||
| Skewness | (0.38) | |||
| Kurtosis | 0.6765 |
Consider NCino's intraday indicators
NCino intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of NCino stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
NCino time-series forecasting models is one of many NCino's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary NCino's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
NCino Stock media impact
Far too much social signal, news, headlines, and media speculation about NCino that are available to investors today. That information is available publicly through NCino media outlets and privately through word of mouth or via NCino internal channels. However, regardless of the origin, that massive amount of NCino data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of NCino news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of NCino relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to NCino's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive NCino alpha.
NCino Corporate Management
| David Rudow | CFO Treasurer | Profile | |
| Anthony Morris | Senior Advisory | Profile | |
| Jeanette Sellers | Vice Accounting | Profile | |
| Paul Clarkson | Executive Revenue | Profile | |
| Ben Miller | Executive Mortgage | Profile | |
| Matthew Hansen | Chief Officer | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in nCino Inc. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Is Business Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NCino. If investors know NCino will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NCino listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of nCino Inc is measured differently than its book value, which is the value of NCino that is recorded on the company's balance sheet. Investors also form their own opinion of NCino's value that differs from its market value or its book value, called intrinsic value, which is NCino's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NCino's market value can be influenced by many factors that don't directly affect NCino's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between NCino's value and its price, as these two are different measures arrived at by various means. Investors typically determine if NCino is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NCino's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.