Is MVB Financial Stock a Good Investment?

MVB Financial Investment Advice

  MVBF
To provide specific investment advice or recommendations on MVB Financial Corp stock, we recommend investors consider the following general factors when evaluating MVB Financial Corp. This will help you to make an informed decision on whether to include MVB Financial in one of your diversified portfolios:
  • Examine MVB Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
  • Research MVB Financial's leadership team and their track record. Good management can help MVB Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
  • Consider the overall health of the Regional Banks space and any emerging trends that could impact MVB Financial's business and its evolving consumer preferences.
  • Compare MVB Financial's performance and market position to its competitors. Analyze how MVB Financial is positioned in terms of product offerings, innovation, and market share.
  • Check if MVB Financial pays a dividend and its dividend yield and payout ratio.
  • Review what financial analysts are saying about MVB Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in MVB Financial Corp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if MVB Financial Corp is a good investment.
 
Sell
 
Buy
Hold
Our trade recommendation tool can cross-verify current analyst consensus on MVB Financial Corp and to analyze the entity potential to grow next year. To make sure MVB Financial Corp is not overpriced, please verify all MVB Financial Corp fundamentals, including its price to book, cash and equivalents, and the relationship between the shares owned by institutions and gross profit . Given that MVB Financial Corp has a number of shares shorted of 86.93 K, we recommend you to check MVB Financial market performance and probability of bankruptcy to ensure the company can sustain itself next year given your latest risk tolerance and investing horizon.

Market Performance

Very WeakDetails

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

Very LowDetails

Economic Sensitivity

Almost mirrors the marketDetails

Investor Sentiment

ImpartialDetails

Analyst Consensus

BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails

Examine MVB Financial Stock

Researching MVB Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 52.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.74. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. MVB Financial Corp last dividend was issued on the 28th of February 2025. The entity had 2:1 split on the 2nd of April 2014.
To determine if MVB Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding MVB Financial's research are outlined below:
MVB Financial Corp generated a negative expected return over the last 90 days
Latest headline from news.google.com: MVB Financial Corp president and CFO buys 1,450 shares - Investing.com

MVB Financial Quarterly Liabilities And Stockholders Equity

3.42 Billion

MVB Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in MVB Financial Corp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to MVB Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
16th of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
16th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View
Earnings surprises can significantly impact MVB Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises MVB Financial's investors have experienced.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-04-29
2024-03-310.380.34-0.0410 
2020-02-20
2019-12-310.280.320.0414 
2019-05-01
2019-03-310.220.260.0418 
2024-07-29
2024-06-300.360.31-0.0513 
2022-08-01
2022-06-300.330.23-0.130 
2022-05-02
2022-03-310.350.22-0.1337 
2021-07-29
2021-06-300.60.730.1321 
2024-10-30
2024-09-300.330.16-0.1751 

MVB Financial Target Price Consensus

MVB target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. MVB Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Buy
Most MVB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand MVB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of MVB Financial Corp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

MVB Financial Target Price Projection

MVB Financial's current and average target prices are 17.00 and 24.67, respectively. The current price of MVB Financial is the price at which MVB Financial Corp is currently trading. On the other hand, MVB Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

MVB Financial Market Quote on 15th of March 2025

Low Price16.81Odds
High Price17.57Odds

17.0

Target Price

Analyst Consensus On MVB Financial Target Price

Low Estimate22.45Odds
High Estimate27.38Odds

24.6667

Historical Lowest Forecast  22.45 Target Price  24.67 Highest Forecast  27.38
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on MVB Financial Corp and the information provided on this page.

MVB Financial Analyst Ratings

MVB Financial's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about MVB Financial stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of MVB Financial's financials, market performance, and future outlook by experienced professionals. MVB Financial's historical ratings below, therefore, can serve as a valuable tool for investors.

Know MVB Financial's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as MVB Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading MVB Financial Corp backward and forwards among themselves. MVB Financial's institutional investor refers to the entity that pools money to purchase MVB Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Northern Trust Corp2024-12-31
99.3 K
American Century Companies Inc2024-12-31
98 K
Morgan Stanley - Brokerage Accounts2024-12-31
96.7 K
Pure Financial Advisors, Inc.2024-12-31
84.8 K
Bank Of New York Mellon Corp2024-12-31
82 K
Jpmorgan Chase & Co2024-12-31
64.2 K
Goldman Sachs Group Inc2024-12-31
59.2 K
Prudential Financial Inc2024-12-31
54.3 K
Alliancebernstein L.p.2024-12-31
52.6 K
Wellington Management Company Llp2024-12-31
1.2 M
Blackrock Inc2024-12-31
983.7 K
Note, although MVB Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

MVB Financial's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 220.06 M.

Market Cap

280.17 Million

MVB Financial's profitablity analysis

Last ReportedProjected for Next Year
Return On Capital Employed 0.01  0.01 
The company has Profit Margin (PM) of 0.14 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.27 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.27.
Determining MVB Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if MVB Financial is a good buy. For example, gross profit margin measures MVB Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of MVB Financial's profitability and make more informed investment decisions.

Evaluate MVB Financial's management efficiency

The MVB Financial's current Return On Tangible Assets is estimated to increase to -0. The current Return On Capital Employed is estimated to decrease to 0.01. At this time, MVB Financial's Non Currrent Assets Other are most likely to increase significantly in the upcoming years. The MVB Financial's current Total Current Assets is estimated to increase to about 547.2 M, while Net Tangible Assets are projected to decrease to roughly 181 M. MVB Financial's management efficiency ratios could be used to measure how well MVB Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 23.72  24.91 
Tangible Book Value Per Share 23.72  24.91 
Enterprise Value Over EBITDA 14.71  14.39 
Price Book Value Ratio 0.87  0.87 
Enterprise Value Multiple 14.71  14.39 
Price Fair Value 0.87  0.87 
Enterprise Value259 M271.9 M
MVB Financial's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield
0.0389
Forward Dividend Yield
0.0389
Forward Dividend Rate
0.68
Beta
1.02

Basic technical analysis of MVB Stock

As of the 15th of March 2025, MVB Financial owns the Mean Deviation of 1.62, market risk adjusted performance of (0.33), and Standard Deviation of 2.25. In relation to fundamental indicators, the technical analysis model lets you check practical technical drivers of MVB Financial Corp, as well as the relationship between them. Please verify MVB Financial Corp standard deviation, as well as the relationship between the treynor ratio and potential upside to decide if MVB Financial Corp is priced correctly, providing market reflects its prevailing price of 17.0 per share. Given that MVB Financial Corp has information ratio of (0.09), we recommend you to check MVB Financial's latest market performance to make sure the company can sustain itself at some point in the future.

MVB Financial's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MVB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on MVB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MVB Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

MVB Financial's Outstanding Corporate Bonds

MVB Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MVB Financial Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MVB bonds can be classified according to their maturity, which is the date when MVB Financial Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Understand MVB Financial's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing MVB Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

Consider MVB Financial's intraday indicators

MVB Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MVB Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

MVB Financial Corporate Filings

10K
13th of March 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
F3
7th of March 2025
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
8K
28th of February 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10th of February 2025
Other Reports
ViewVerify
MVB Financial time-series forecasting models is one of many MVB Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary MVB Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

MVB Stock media impact

Far too much social signal, news, headlines, and media speculation about MVB Financial that are available to investors today. That information is available publicly through MVB media outlets and privately through word of mouth or via MVB internal channels. However, regardless of the origin, that massive amount of MVB data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of MVB Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of MVB Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to MVB Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive MVB Financial alpha.

MVB Financial Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards MVB Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

MVB Financial Corporate Management

David JonesVP OfficerProfile
James PotaskySenior AuditProfile
Michael GiorgioExecutive OfficerProfile
John MarionExecutive OfficerProfile
When determining whether MVB Financial Corp is a strong investment it is important to analyze MVB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact MVB Financial's future performance. For an informed investment choice regarding MVB Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MVB Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Content Syndication module to quickly integrate customizable finance content to your own investment portal.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MVB Financial. If investors know MVB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MVB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.205
Dividend Share
0.68
Earnings Share
1.53
Revenue Per Share
11.526
Quarterly Revenue Growth
0.222
The market value of MVB Financial Corp is measured differently than its book value, which is the value of MVB that is recorded on the company's balance sheet. Investors also form their own opinion of MVB Financial's value that differs from its market value or its book value, called intrinsic value, which is MVB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MVB Financial's market value can be influenced by many factors that don't directly affect MVB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between MVB Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if MVB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.