Is Flushing Financial Stock a Good Investment?
Flushing Financial Investment Advice | FFIC |
- Examine Flushing Financial's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Flushing Financial's leadership team and their track record. Good management can help Flushing Financial navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Flushing Financial's business and its evolving consumer preferences.
- Compare Flushing Financial's performance and market position to its competitors. Analyze how Flushing Financial is positioned in terms of product offerings, innovation, and market share.
- Check if Flushing Financial pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Flushing Financial's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Flushing Financial stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Flushing Financial is a good investment.
Sell | Buy |
Strong Hold
Market Performance | OK | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Flushing Financial Stock
Researching Flushing Financial's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 66.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 0.77. Some equities with similar Price to Book (P/B) outperform the market in the long run. Flushing Financial has Price/Earnings To Growth (PEG) ratio of 1.34. The entity last dividend was issued on the 6th of December 2024. The firm had 3:2 split on the 16th of December 2003.
To determine if Flushing Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Flushing Financial's research are outlined below:
| Flushing Financial had very high historical volatility over the last 90 days | |
| Flushing Financial has a strong financial position based on the latest SEC filings | |
| About 66.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Flushing Financial Declares Quarterly Dividend of 0.22 Per Share |
Flushing Financial Quarterly Long Term Debt |
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Flushing Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Flushing Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Flushing Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 23rd of April 2024 Upcoming Quarterly Report | View | |
| 23rd of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Flushing Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Flushing Financial's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
1998-01-30 | 1997-12-31 | 0.08 | 0.09 | 0.01 | 12 | ||
1997-10-27 | 1997-09-30 | 0.08 | 0.09 | 0.01 | 12 | ||
1997-04-24 | 1997-03-31 | 0.06 | 0.07 | 0.01 | 16 | ||
1997-01-31 | 1996-12-31 | 0.06 | 0.07 | 0.01 | 16 | ||
2024-04-23 | 2024-03-31 | 0.14 | 0.12 | -0.02 | 14 | ||
2001-04-19 | 2001-03-31 | 0.17 | 0.19 | 0.02 | 11 | ||
1999-10-20 | 1999-09-30 | 0.14 | 0.16 | 0.02 | 14 | ||
1999-04-16 | 1999-03-31 | 0.12 | 0.14 | 0.02 | 16 |
Know Flushing Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Flushing Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Flushing Financial backward and forwards among themselves. Flushing Financial's institutional investor refers to the entity that pools money to purchase Flushing Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Dana Investment Advisors Inc | 2024-09-30 | 405.5 K | Aqr Capital Management Llc | 2024-09-30 | 401.6 K | Prudential Financial Inc | 2024-09-30 | 374 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 361.7 K | Renaissance Technologies Corp | 2024-09-30 | 349.6 K | Verition Fund Managegment, Llc | 2024-09-30 | 338.6 K | Manufacturers Life Insurance Co | 2024-09-30 | 325.9 K | Teton Advisors Inc | 2024-09-30 | 299 K | Northern Trust Corp | 2024-09-30 | 247.7 K | Blackrock Inc | 2024-06-30 | 2.5 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 1.7 M |
Flushing Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 516.56 M.Market Cap |
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Flushing Financial's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.04 | 0.04 |
Determining Flushing Financial's profitability involves analyzing its financial statements and using various financial metrics to determine if Flushing Financial is a good buy. For example, gross profit margin measures Flushing Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Flushing Financial's profitability and make more informed investment decisions.
Please note, the presentation of Flushing Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Flushing Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Flushing Financial's management manipulating its earnings.
Evaluate Flushing Financial's management efficiency
As of December 2, 2024, Return On Tangible Assets is expected to decline to 0. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, Flushing Financial's Non Currrent Assets Other are projected to increase significantly based on the last few years of reporting. The current year's Intangibles To Total Assets is expected to grow to 0, whereas Total Assets are forecasted to decline to about 4.6 B. Flushing Financial's management efficiency ratios could be used to measure how well Flushing Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 22.38 | 27.83 | |
| Tangible Book Value Per Share | 21.74 | 27.44 | |
| Enterprise Value Over EBITDA | 27.32 | 15.87 | |
| Price Book Value Ratio | 0.74 | 1.39 | |
| Enterprise Value Multiple | 27.32 | 15.87 | |
| Price Fair Value | 0.74 | 1.39 | |
| Enterprise Value | 1.9 B | 1.9 B |
The operational strategies employed by Flushing Financial management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Dividend Yield 0.0496 | Forward Dividend Yield 0.0496 | Forward Dividend Rate 0.88 | Beta 0.768 |
Basic technical analysis of Flushing Stock
As of the 2nd of December, Flushing Financial shows the Coefficient Of Variation of 747.33, mean deviation of 1.9, and Downside Deviation of 2.23. Flushing Financial technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.Flushing Financial's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Flushing Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Flushing Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Flushing Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Flushing Financial's Outstanding Corporate Bonds
Flushing Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Flushing Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Flushing bonds can be classified according to their maturity, which is the date when Flushing Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand Flushing Financial's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Flushing Financial's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1098 | |||
| Market Risk Adjusted Performance | 0.1545 | |||
| Mean Deviation | 1.9 | |||
| Semi Deviation | 1.85 | |||
| Downside Deviation | 2.23 | |||
| Coefficient Of Variation | 747.33 | |||
| Standard Deviation | 3.04 | |||
| Variance | 9.27 | |||
| Information Ratio | 0.0886 | |||
| Jensen Alpha | 0.0464 | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | 0.1212 | |||
| Treynor Ratio | 0.1445 | |||
| Maximum Drawdown | 22.01 | |||
| Value At Risk | (3.86) | |||
| Potential Upside | 4.61 | |||
| Downside Variance | 4.95 | |||
| Semi Variance | 3.41 | |||
| Expected Short fall | (2.22) | |||
| Skewness | 2.28 | |||
| Kurtosis | 11.87 |
| Risk Adjusted Performance | 0.1098 | |||
| Market Risk Adjusted Performance | 0.1545 | |||
| Mean Deviation | 1.9 | |||
| Semi Deviation | 1.85 | |||
| Downside Deviation | 2.23 | |||
| Coefficient Of Variation | 747.33 | |||
| Standard Deviation | 3.04 | |||
| Variance | 9.27 | |||
| Information Ratio | 0.0886 | |||
| Jensen Alpha | 0.0464 | |||
| Total Risk Alpha | (0.11) | |||
| Sortino Ratio | 0.1212 | |||
| Treynor Ratio | 0.1445 | |||
| Maximum Drawdown | 22.01 | |||
| Value At Risk | (3.86) | |||
| Potential Upside | 4.61 | |||
| Downside Variance | 4.95 | |||
| Semi Variance | 3.41 | |||
| Expected Short fall | (2.22) | |||
| Skewness | 2.28 | |||
| Kurtosis | 11.87 |
Consider Flushing Financial's intraday indicators
Flushing Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Flushing Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Flushing Financial Corporate Filings
8K | 19th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 18th of November 2024 Other Reports | ViewVerify | |
F4 | 15th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 12th of August 2024 Other Reports | ViewVerify |
Flushing Stock media impact
Far too much social signal, news, headlines, and media speculation about Flushing Financial that are available to investors today. That information is available publicly through Flushing media outlets and privately through word of mouth or via Flushing internal channels. However, regardless of the origin, that massive amount of Flushing data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Flushing Financial news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Flushing Financial relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Flushing Financial's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Flushing Financial alpha.
Flushing Financial Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Flushing Financial can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Flushing Financial Corporate Management
| Francis Korzekwinski | Chief of Real Estate Lending, Sr. Executive VP, Chief of Real Estate Lending of Flushing Bank and Executive VP of Flushing Bank | Profile | |
| Douglas Liang | Senior Officer | Profile | |
| Douglas Esq | Senior Counsel | Profile | |
| Patricia Tiffany | Senior Marketing | Profile |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Flushing Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. For information on how to trade Flushing Stock refer to our How to Trade Flushing Stock guide.You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Flushing Financial. If investors know Flushing will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Flushing Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.152 | Dividend Share 0.88 | Earnings Share 0.87 | Revenue Per Share 6.521 | Quarterly Revenue Growth 0.068 |
The market value of Flushing Financial is measured differently than its book value, which is the value of Flushing that is recorded on the company's balance sheet. Investors also form their own opinion of Flushing Financial's value that differs from its market value or its book value, called intrinsic value, which is Flushing Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Flushing Financial's market value can be influenced by many factors that don't directly affect Flushing Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Flushing Financial's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Flushing Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Flushing Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.